UFB Direct vs Santander Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Santander Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.

While Santander Bank has over 600 branches in the Northeast. Offers a range of checking and savings accounts, with simple requirements to waive service fees. High balance customers can earn higher interest. Their CDs offer high a APY with $500 minimum opening deposit.

Compare UFB Direct with Santander Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Member FDIC	Santander BankCIT BankAxos BankWestern Alliance BankBank of AmericaChase
	Learn More	Learn More
	UFB Direct	Santander Bank
	SPECIAL OFFER UFB Secure Savings - Earn up to 5.25% APY - Learn More Read UFB Direct Review	SPECIAL OFFER Personal Checking Account - $400 Bonus - Learn More Read Santander Bank Review
	Benefits and Features
Savings	Up to 5.25% APY	0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.
CD	N/A	4.50% to 4.75% APY. 6 - 11 months. Minimum deposit of $500, with Santander Checking Account.
Checking	N/A
Money Market	Up to 5.25% APY	0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee.
Mobile App	iOS & Android
ATMs	Free withdrawals at 91,000 ATMs across the nation	Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
Customer Service	Mon - Fri: 8 am - 5 pm PT	Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day)
Locations	Online only	Over 575 branches in the US
	CreditDonkey® Reviews
Savings
Money Market
Mobile App
Customer Service
CD
Checking
Pros & Cons	Pros: Competitive APYs Easy online banking Cons: Limited transactions No physical locations	Pros: Easy to waive monthly fees High APY for CDs Free student checking Cons: Low interest for Premier Plus Checking
Bottom Line	Safe digital bank for high APYs on personal savings and MMAs... Read full review	Northeastern bank with low requirements to waive fees... Read full review
	UFB Secure Savings - Earn up to 5.25% APY UFB Secure Money Market - Earn up to 5.25% APY	Personal Checking Account - $400 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 04/11/2024. Santander Bank: Pricing information from published website as of 04/04/2024 based on 02109 zip code.

Which is Better: UFB Direct or Santander Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.

In short: UFB Direct's savings and money market are worth mentioning. In particular, the savings is outstanding.

Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

• UFB Direct vs CIT Bank
• UFB Direct vs Axos Bank
• UFB Direct vs Western Alliance Bank

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best.

Articles on Santander Bank

Santander Bank Review

If you're in the Northeast, Santander Bank offers solid basic checking and savings options, as well as competitive rates for CDs. Read on to see if it fits your needs.

• Santander Bank vs Bank of America
• Santander Bank vs Chase

Which Do You Think is Best?