UFB Direct vs Huntington Bank
UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Huntington? Read our comparison chart below.
UFB Direct specializes in online savings accounts with competitive APYs. The UFB Priority Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Priority Money Market has balance requirements but offers check-writing privileges.
While Huntington has nearly 1,200 branches throughout the Midwest. It offers a few checking and savings options. Minimum requirements are high on interest-bearing accounts, though it has a free checking option. 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit.
Compare UFB Direct with Huntington, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
Learn More | Learn More | |
UFB Direct | Huntington Bank | |
---|---|---|
UFB Secure Savings - Earn up to 5.25% APY - | Personal Checking Account - $600 Bonus - | |
Benefits and Features | ||
Savings | 0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50. | |
CD | Regular CD APY range from 0.05% - 0.10% for amounts ranging from $1,000 - $100,000. Minimum deposit $1,000. | |
Checking |
| |
Money Market | 0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account. | |
Mobile App | ||
ATMs | Free withdrawals at 91,000 ATMs across the nation | |
Customer Service | ||
Locations | ||
CreditDonkey® Reviews | ||
Savings | ||
Money Market | ||
Mobile App | ||
Customer Service | ||
CD | ||
Checking | ||
Pros & Cons | Pros:
| Pros:
|
Bottom Line | Safe digital bank for high APYs on personal savings and MMAs... | Midwest bank with great account benefits and free checking option... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. UFB Direct: Pricing information from published website as of 03/16/2024. Huntington: Pricing information from published website as of 03/16/2024 based on 43215 zip code. |
Which is Better: UFB Direct or Huntington?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or Chase.
In short: UFB Direct's savings, money market, and mobile app are worth mentioning. In particular, the savings is outstanding. Huntington's customer service is impressive.