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Student Balance Transfers Credit Cards

Compare the Best Student Balance Transfers Credit Cards and Apply Online

Read about How to Build Credit for Students
Read about 6 Common Balance Transfer Mistakes to Avoid


Citi Dividend Platinum Select® Card for College Students
Apply for Citi Dividend Platinum Select® Card for College Students
Editors' Choice
Student Balance Transfers Credit Cards
  • No Cosigner Required
  • Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackDrugstore RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended Warranty Purchase ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Our Review: Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and a variety of extra protections. Because this card does not require a co-signer from students who have an income, it can be a good pick for a first credit card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
-
13.99% - 21.99% (Variable)
$0

Discover® Student Card - $20 Cashback Bonus
Apply for Discover® Student Card - $20 Cashback Bonus
  • Experience Discover's great reward program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Our Review: The Discover Student card offers cash back and a great interest rate, without charging an annual fee. Mobile account management and helpful customer service also makes this card easy to use. Students who might carry a balance but still want a reward credit card should check out the Discover Student card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
-
12.99% - 18.99% (Variable)
$0

Discover® Student Card
Apply for Discover® Student Card
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
StudentCash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Our Review: The Discover Student Card gives you an easy and inexpensive way for you to start building credit while earning cash back. Swapping your debit card for this credit card lets you save some money and helps you learn how to manage credit responsibly... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 9 months
-
12.99% - 18.99% (Variable)
$0

Citi Forward® Card for College Students
Apply for Citi Forward® Card for College Students
  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
StudentIntroductory Bonus Reward PointsPoint RewardsBonus Reward PointsExtended Warranty$0 Fraud LiabilityIdentity Theft Assistance
Our Review: Build healthy credit habits with the Citi Forward Card for College Students. Free of annual fees, this card uses incentives to help students get on the right track with their use of credit. Cardholders gain bonus points and an interest rate reduction by paying on time and staying under the credit line. In addition, this card offers a great rewards program... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
-
13.99% - 22.99% (Variable)
$0

Discover® Student Open Road
Apply for Discover® Student Open Road
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Double Cashback Bonus®* at gas stations and restaurants.*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
StudentCash Back RewardsDining RewardsGas RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Our Review: Are you a student who drives or eats out all the time? If so, you could be a good candidate for the Discover Open Road Student Card. This rewards card earns cash back on all your purchases as well as bonus cash back on purchases at restaurants and gas stations. By using the Discover Open Road Student Card responsibly, you can save money on your purchases while building your credit score... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 9 months
-
12.99% - 18.99% (Variable)
$0

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Articles on Student Balance Transfers Credit Cards

    Citi Student Card Review: Dividend Platinum Select

    Citi Student Card Review: Dividend Platinum Select

    September 11, 2011 - By Meghan Clark - Review for Citi Dividend Platinum Student
    Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and ...
    Discover Student Card Review

    Discover Student Card Review

    August 12, 2011 - By Meghan Clark - Review for Discover Student Card
    The Discover Student card offers cash back and a great interest rate, without charging an annual fee. Mobile account management and helpful customer service also makes this card easy to use. Students who might carry a balance but still want a ...
    Discover Student Card Review: Intro APR on Purchases

    Discover Student Card Review: Intro APR on Purchases

    March 16, 2012 - By David R - Review for Discover Student Card
    The Discover Student Card gives you an easy and inexpensive way for you to start building credit while earning cash back. Swapping your debit card for this credit card lets you save some money and helps you learn how to manage credit responsibly.
    Citi Forward Student Card Review: Bonus for Responsible Usage

    Citi Forward Student Card Review: Bonus for Responsible Usage

    September 5, 2011 - By Meghan Clark - Review for Citi Forward Student
    Build healthy credit habits with the Citi Forward Card for College Students. Free of annual fees, this card uses incentives to help students get on the right track with their use of credit. Cardholders gain bonus points and an interest rate ...
    Discover Open Road Card for Students Review

    Discover Open Road Card for Students Review

    March 9, 2012 - By David R - Review for Discover Student Open Road
    Are you a student who drives or eats out all the time? If so, you could be a good candidate for the Discover Open Road Student Card. This rewards card earns cash back on all your purchases as well as bonus cash back on purchases at restaurants ...

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


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April
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2012
Infographics: Build Credit for Students

How to Build Credit for Students

Rising student loan debt and record high unemployment among young adults has made establishing good credit more challenging than ever.
Mistakes

6 Common Balance Transfer Mistakes to Avoid

We love the idea of balance transfers. They allow us to transfer higher-rate balances to one low-rate credit card, thereby allowing us to both simplify our monthly debt payments and save money.

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