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Stash vs Acorns

Stash is an investment app providing guidance to beginners. Can invest with as little as $5. How does it compare to Acorns? Read our comparison chart below.

Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance, but you need $5 to start investing. The fee starts at $1/month for accounts less than $5,000.

While Acorns is geared towards young investors who have trouble saving. This investment app automatically rounds up and invests your spare change whenever you make a purchase. The service fee is waived for college students. Otherwise, the fee starts at $1/month for accounts under $5,000. There is no minimum to open.

Compare Stash with Acorns, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 

Stash

Acorns

 

Benefits and Features

Stock TradingPart of service fee: $1/mo for balances under $5,000; $2/mo for Retirement accounts under $5,000; 0.25% for accounts $5,000+. No add-on trading feesPart of service fee: Free for college students for 4 years, $1/month for accounts under $5,000, and 0.25%/year over $5,000. No add-on trading fees.
Annual FeeFirst month free; $1/mo for Invest accounts less than $5k; $2/mo for Retire accounts less than $5k; 0.25% for accounts $5k+Free for college students for 4 years, $1/month for accounts under $5,000, and .25% per year over $5,000
Minimum Deposit
$0
$0 for basic Digital account; $50,000 for Premium account
Phone SupportYes - normal business hours, plus Sat & Sun 11a-5p ET
Yes
Live Chat Support
No
No
Email Support
Yes
Yes
Human Advisors
No
No
Assets Under Management
$177 Million
$528 Million
Tax Loss Harvesting
No
No
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
No
Yes
iPhone App
Yes
Yes
Android App
Yes
Yes
Banking
No
Acorns Spend checking account comes with a debit card and has no minimum balance requirement, no overdraft fees, and unlimited free or fee-reimbursed ATMs nationwide. $3/mo for Acorns + Acorns Later + Acorns Spend.
Mobile App
Yes
Yes
Single Stock Diversification 
No
Fractional Shares
Yes
Yes
Taxable Accounts
Yes
Yes
401k Plans
No
No
IRA Accounts
Yes
No
Roth IRA Accounts
Yes
No
SEP IRA Accounts
No
No
Trust Accounts
No
No
529 Plans
No
No
 

CreditDonkey® Reviews

Annual Fee
Minimum Deposit
Customer Service
Pros & ConsPros:
  • Invest with as little as $5
  • Guidance to beginners
  • Automatically invest extra funds
Cons:
  • Fees are high for small balances
  • High ETF expense ratio
  • Limited research
Pros:
  • No minimum investment
  • Invest with spare change
  • Free for college students
Cons:
  • Fees are high for small balances
  • No tax benefits
  • Limited investment options
Bottom LineInvestment app providing guidance to beginners. Can invest with as little as $5... Read full reviewInvestment app that automatically invests your spare change. Good for young investors to get into the habit... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Stash: Pricing information from published website as of 06/14/2018

Acorns: Pricing information from published website as of 04/04/2018

Which is Better: Stash or Acorns?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Stash or Ally Invest.


Explore Stash In-Depth

    Stash Invest

    Have you ever thought investing is either too expensive or too overwhelming? You aren't alone. Luckily, the founders of Stash set out to make those challenges disappear. Stash claims that with just $5, you can start investing confidently. Is it true?

Explore Acorns In-Depth

    Acorns Review

    Can you really invest with your spare change? Acorns makes it possible by rounding up your purchases to the nearest dollar and investing the spare change. You don't even need to understand investment lingo to get started. Is it too good to be true?

Which Do You Think is Best?


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