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Starwood Preferred Guest Business Credit Card vs Starwood Preferred Guest

Compare Rewards, Interest Rates, Fees, and Benefits

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Starwood Preferred Guest Business Credit Card is an excellent travel credit card for small businesses who do not carry a balance. How does it compare to Starwood Preferred Guest from American Express, a travel and hotel credit card? Read our comparison chart below.

Note: Starwood Preferred Guest® Business Credit Card from American Express is a credit card for business while Starwood Preferred Guest® Credit Card from American Express is a credit card for consumer.

 Starwood Preferred Guest Business Credit Card from American ExpressStarwood Preferred Guest Credit Card from American Express
 Apply NowApply Now
 

Starwood Preferred Guest® Business Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

 Business Credit CardPersonal Credit Card
 
Introductory Bonus Hotel RewardsTravel RewardsBonus Hotel RewardsHotel RewardsNo Limits on Rewards
Introductory Bonus Hotel RewardsBonus Airline RewardsBonus Hotel RewardsHotel RewardsNo Limits on Rewards
 
  • Earn 100,000 bonus points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Offer ends 10/31/2018.
  • Earn 6 points for each dollar of eligible purchases at over 6,500 participating SPG® and Marriott Rewards® hotels across 110 countries worldwide.
  • Earn 4 points at U.S. restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Select hotels have resort fees.
  • Enjoy complimentary Silver Elite status with your Card.
  • Plus, spend $35,000 on eligible purchases on your Card in a calendar year and earn an upgrade to Gold Elite status through the end of the next calendar year.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply
  • See Rates & Fees
  • Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
  • No Foreign Transaction Fees on International purchases.
  • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
 

Credit Card Interest Rates & Fees

Purchase APR17.74% to 26.74% Variable based on your creditworthiness and other factors17.74% to 26.74% Variable based on your creditworthiness and other factors
Balance Transfers APRN/A17.74% to 26.74% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 introductory annual fee for the first year, then $95$0 introductory annual fee for the first year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Hotel RewardsIntroductory Bonus Hotel Rewards: Earn 100,000 bonus points after you use your new Card to make $5,000 in purchases within the first 3 months of Card Membership. Offer ends 10/31/2018.Introductory Bonus Hotel Rewards: Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Travel RewardsTravel Rewards 
Bonus Airline Rewards Bonus Airline Rewards: Marriott International, Inc. will add 15,000 points for every 60,000 points you transfer to airlines miles.
Bonus Hotel RewardsBonus Hotel Rewards: Receive 1 Free Night Award every year after your Card account anniversary. Select hotels have resort fees.Bonus Hotel Rewards: Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
Hotel RewardsHotel Rewards: Earn 6 points for each dollar of eligible purchases at over 6,500 participating SPG® and Marriott Rewards® hotels across 110 countries worldwide.
Earn 4 points at U.S. restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
Hotel Rewards: Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
Hotel StatusHotel Status: Enjoy complimentary Silver Elite status with your Card.
Plus, spend $35,000 on eligible purchases on your Card in a calendar year and earn an upgrade to Gold Elite status through the end of the next calendar year.
Hotel Status: Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year.
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include American Airlines, Delta, Southwest, Alaska Airlines, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more.Airline Transfer Partners: Airline transfer partners include American Airlines, Delta, Southwest, Alaska Airlines, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Starwood Preferred Guest Business Credit Card from American ExpressStarwood Preferred Guest Credit Card from American Express
Pros & ConsPros:
  • Welcome bonus offer
  • Transfer points to airline program
Cons:
  • $95 annual fee ($0 introductory annual fee for the first year)
Pros:
  • Earn bonus points after you make $3,000 in purchases within the first 3 months
  • Flexible transfer to airlines miles
Cons:
  • $95 annual fee
Bottom LineExcellent travel credit card for small businesses who do not carry a balance... Read full reviewExcellent rewards card for travelers looking for free hotel stays or airfare... Read full review
 Apply NowApply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Explore Starwood Preferred Guest® Business Credit Card from American Express In-Depth

    Worth $95? Starwood Business Credit Card Review

    Do you or your employees travel for work? With over 1,300 hotels and resorts, point transfer to select frequent flyer programs, and point bonus for those transfers, the Starwood Preferred Guest® Business Credit Card from American Express is one of our favorite travel rewards cards on CreditDonkey for business owners. Read on to see what sets this card apart from the competition.

Explore Starwood Preferred Guest® Credit Card from American Express In-Depth


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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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