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Starwood Preferred Guest® Business Credit Card from American Express OPEN vs Ink Cash℠ Business Card

Compare Rewards, Interest Rates, Fees, and Benefits

Starwood Preferred Guest Business Credit Card is an excellent travel credit card for small businesses who do not carry a balance. How does it compare to Ink Cash from Chase, a cash back credit card? Read our comparison chart below.

Keep in mind, the Starwood Preferred Guest Business Credit Card has a $65 annual fee (annual fee waived for first year), while the Ink Cash has a $0 annual fee.


 Starwood Preferred Guest® Business Credit Card from American Express OPENInk Cash℠ Business Card
 Apply for Starwood Preferred Guest® Business Credit Card from American Express OPENApply for Ink Cash℠ Business Card
 

Starwood Preferred Guest® Business Credit Card from American Express OPEN

Ink Cash℠ Business Card

 

Credit Card Summary

 
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsPoint RewardsTravel Rewards
Introductory Bonus Cash BackCash Back RewardsDining RewardsGas RewardsOffice Rewards
 
  • Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65
  • Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2% cash back on the first $25,000 spent annually at gas stations and restaurants
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases 0% introductory APR for 12 months
Introductory APR for Balance Transfers 0% introductory APR for 12 months
Purchases APRas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factorsas low as 10.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR as low as 10.24% (Variable) based on your creditworthiness and other factors
Annual Fee$65 annual fee, annual fee waived for first year$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
Introductory Bonus Hotel RewardsIntroductory Bonus Hotel Rewards: Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel. 
Cash Back Rewards Cash Back Rewards: 1% cash back on all other card purchases with no limit to the amount you can earn
Airline RewardsAirline Rewards: Redeem Starpoints for flights on more than 350 airlines through SPG Flights with no blackout dates. 
Hotel RewardsHotel Rewards: Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries with no blackout dates. 
Point RewardsPoint Rewards: Get one Starpoint for every dollar of eligible spending. When using your Card at Starwood Preferred Guest Hotels, you'll receive 4 Starpoints for every dollar spent and then 5 Starpoints per dollar spent after you reach the Gold or Platinum level of SPG Elite Status. 
Travel RewardsTravel Rewards 
Bonus Airline RewardsBonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program. 
Dining Rewards Dining Rewards: Earn 2% cash back on the first $25,000 spent annually on gas and restaurants
Gas Rewards Gas Rewards: Earn 2% cash back on the first $25,000 spent annually on gas and restaurants
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Starwood Preferred Guest® Business Credit Card from American Express OPENInk Cash℠ Business Card
Pros & ConsPros:
  • Signup bonus points
  • 5000 bonus points for every 20000 points transferred to airline frequent flyer program
Cons:
  • $65 annual fee
Pros:
  • $250 cash bonus offer
  • Gas and dining rewards
Cons:
  • 2% cash back on gas and dining only on first $25000
  • 3% foreign transaction fee
Bottom LineExcellent travel credit card for small businesses who do not carry a balance... Read full reviewExcellent cash back rewards card for small business... Read full review
 Apply for Starwood Preferred Guest® Business Credit Card from American Express OPENApply for Ink Cash℠ Business Card

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on Starwood Preferred Guest® Business Credit Card from American Express OPEN

    Starwood Business Credit Card: 25000 Starpoint Deals

    Starwood Business Credit Card: 25000 Starpoint Deals

    February 24, 2012 - By David R - Review for Starwood Preferred Guest Business Credit Card
    The Starwood Preferred Guest Business Card is one of the best travel cards for business owners. This card earns rewards points on virtually all purchases, which you can redeem for free flights and nights at Starwood Hotels, like the Sheraton and ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Ink Cash℠ Business Card

    Ink Cash Business Card Review

    Ink Cash Business Card Review

    September 23, 2011 - By Meghan Clark - Review for Ink Cash
    Free of annual fees, the Ink Cash Business Card helps small business owners earn cash rewards right away thanks to an introductory cash back offer. Bonus rewards categories and an introductory 0% APR sweeten the deal even more. The Ink Cash ...

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


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  • Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
  • 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn
  • Points do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee
Introductory Bonus Reward PointsHotel RewardsPoint RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
0% for 12 months
10.24% (Variable)
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January
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2012
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