| | | | Favorites | |
|---|
| | | | | |
| | | | | Rewards | |
|---|
| | | | | |
| | | | | Introductory APR | |
|---|
| | | | | |
| | | | | By Bank | |
|---|
| | | | | |
| | | | | Resources | |
|---|
| | | | | |
| Starwood Preferred Guest® Business Credit Card from American Express OPEN vs The Business Gold Rewards Card® from American Express OPENCompare Rewards, Interest Rates, Fees, and Benefits Starwood Preferred Guest Business Credit Card is an excellent travel credit card for small businesses who do not carry a balance. How does it compare to American Express Business Gold, a points charge card? Read our comparison chart below. Keep in mind, the Starwood Preferred Guest Business Credit Card has a $65 annual fee, while the American Express Business Gold has a $175 annual fee. Both cards' annual fees are waived for the first year.
| |  |  | | |  |  | | | | |
|---|
| | Business Credit Card | Business Charge Card |
|---|
| | | |
|---|
| | - Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65
| - FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare | 2X points on advertising, gas, and shipping |1X points on everything else*
- One million rewards from over 500 brands
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual membership fee of $50 - and this fee is waived for the first year
- Terms & Restrictions Apply.
|
|---|
| | Card Interest Rates & Fees |
|---|
| Purchases APR | as low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors | |
|---|
| Balance Transfers APR | | |
|---|
| Annual Fee | $65 annual fee, annual fee waived for first year | $175 annual fee, annual fee waived for first year |
|---|
| | Card Rewards & Benefits |
|---|
| Introductory Bonus Hotel Rewards | Introductory Bonus Hotel Rewards: Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel. | |
|---|
| Airline Rewards | Airline Rewards: Redeem Starpoints for flights on more than 350 airlines through SPG Flights with no blackout dates. | Airline Rewards: 3X points on airfare |
|---|
| Hotel Rewards | Hotel Rewards: Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries with no blackout dates. | |
|---|
| Point Rewards | Point Rewards: Get one Starpoint for every dollar of eligible spending. When using your Card at Starwood Preferred Guest Hotels, you'll receive 4 Starpoints for every dollar spent and then 5 Starpoints per dollar spent after you reach the Gold or Platinum level of SPG Elite Status. | Point Rewards: Earn 1 Membership Rewards point for virtually every dollar you spend. |
|---|
| Travel Rewards | Travel Rewards | Travel Rewards: Use points to travel on any airline with no blackout dates or seat restrictions with Membership Rewards Pay with Points when you book with the OPEN Travel site. Redeem points for rewards from 21 airlines, hundreds of hotels worldwide, vacation packages, over 50 cruise itineraries, and spa retreats. |
|---|
| Bonus Airline Rewards | Bonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program. | |
|---|
| Gas Rewards | | Gas Rewards: 2X points on gas |
|---|
| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
|---|
| | CreditDonkey® Card Reviews |
|---|
| |  |  |
|---|
| Pros & Cons | Pros:- Signup bonus points
- 5000 bonus points for every 20000 points transferred to airline frequent flyer program
Cons: | Pros:- Bonus points on airfare, advertising, gas and shipping
- No annual fee for first year
Cons:- $175 annual fee
- Requires excellent credit
|
|---|
| Bottom Line | Excellent travel credit card for small businesses who do not carry a balance... Read full review | Excellent rewards card for established business owners who do not plan to carry a balance... Read full review |
|---|
| |  |  |
|---|
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
Articles on Starwood Preferred Guest® Business Credit Card from American Express OPENThe Starwood Preferred Guest Business Card is one of the best travel cards for business owners. This card earns rewards points on virtually all purchases, which you can redeem for free flights and nights at Starwood Hotels, like the Sheraton and ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Articles on The Business Gold Rewards Card® from American Express OPENThe American Express Business Gold Rewards Card is a fantastic card for established businesses. It has one of the best rewards programs on the market. New business owners should be aware of the high annual fee and tough credit score requirement. ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
You might also be interested in
Compare American Express Business Gold to:
| | - FOR A LIMITED TIME: Earn 25,000 Membership Rewards® points by spending $5,000 in the first 3 months.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
- 20% Travel Bonus when redeeming with Membership Rewards® Pay with Points
- Take advantage of 40 premium benefits and rewards, including 24/7 concierge service and dedicated business consultants
- Complimentary airport club access to 600+ partner lounges, a $950/yr value
- By Invitation Only: Receive exclusive access to events, ideal for entertaining clients or treating staff, worldwide that aren't available to the general public
- No pre-set spending limit*
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | N/A | $450 |
|
|