CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

At American Express' Secure Site
Share this on Facebook Tweet this

Starwood Preferred Guest® Business Credit Card from American Express

Read more about American Express credit cards, a CreditDonkey advertiser

  • Earn a $100 statement credit after you make $1,000 in purchases on the Card within your first 3 months of Card Membership.
  • Plus, earn an additional $100 statement credit after your first purchase on the Card at a participating SPG® or Marriott Rewards® hotel within your first 6 months of Card Membership.
  • From now through July 31, 2018: Earn 2 Starpoints® for every dollar of eligible purchases on the Card at participating SPG® and Marriott Rewards® hotels. Earn 1 Starpoint for all other eligible purchases.
  • Note: On August 1, 2018, SPG will convert every one Starpoint in a loyalty member account to three points. In general, corresponding redemption changes will occur. Visit members.marriott.com for details.
  • Effective August 1, 2018: Earn 6 points for every dollar of eligible purchases on the Card at participating SPG® and Marriott Rewards® hotels.
  • Earn 4 points at U.S. restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply
  • See Rates & Fees
  • Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.


Starwood Preferred Guest® Business Credit Card from American Express is a Business American Express Network card with $0 introductory annual fee for the first year, then $95.

Apply for the Starwood Preferred Guest Business Credit Card with American Express secure online application. To qualify for this offer, you usually need excellent credit.

Regular APR
Purchases 16.99% - 20.99% Variable
Cash Advances 26.99% Variable

    Rewards & Benefits

    Introductory Bonus Hotel Rewards
    Earn a $100 statement credit after you make $1,000 in purchases on the Card within your first 3 months of Card Membership.
    Plus, earn an additional $100 statement credit after your first purchase on the Card at a participating SPG® or Marriott Rewards® hotel within your first 6 months of Card Membership.
    Hotel Rewards
    From now through July 31, 2018: Earn 2 Starpoints® for every dollar of eligible purchases on the Card at participating SPG® and Marriott Rewards® hotels. Earn 1 Starpoint for all other eligible purchases.
    Note: On August 1, 2018, SPG will convert every one Starpoint in a loyalty member account to three points. In general, corresponding redemption changes will occur. Visit members.marriott.com for details.
    Effective August 1, 2018: Earn 6 points for every dollar of eligible purchases on the Card at participating SPG® and Marriott Rewards® hotels. Earn 4 points at U.S. restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
    Hotel Status
    Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year.
    Beginning in January 2019, earn SPG Gold Status by spending $35,000 or more on your Card in a calendar year.
    Airline Transfer Partners
    Airline transfer partners include American Airlines, Delta, Alaska Airlines, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more.
    Extended Warranty
    Extended Warranty mirrors manufacturers' warranties for covered products purchased with your Card account up to one additional year. (Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
    Purchase Protection
    90-day coverage from date of purchase against theft and accidental damage up to $1,000 per occurrence. (Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
    Return Protection
    Return Protection can refund you for eligible purchase(s) charged entirely on an eligible American Express® Card. Coverage is limited to 90 days from purchase, up to $300 per item and up to a maximum of $1,000 per Card Member account per calendar year.
    Travel Accident Insurance
    (Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card)
    Emergency Card Replacement
    Receive a new Card if yours has been lost or stolen in as little as 24 hours.
    Travel Assistance
    When you travel more than 100 miles from home, American Express will provide you with medical, legal, or other emergency coordination and assistance, including medical and legal referrals, visa/passport help, cash wire service, lost luggage assistance and more. (Card Members are responsible for the costs charged by third-party service providers.)

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    APR will be 16.99% to 20.99% Variable based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 26.99% Variable based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
  • Paying Interest for Cash Advances
    Usually, interest begins charging on the cash advance transaction date.

    Fees

  • Annual Fee
    $0 introductory annual fee for the first year, then $95
  • Cash Advance Transaction Fee
    Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    No foreign transaction fee
  • Late Payment Fee
    Up to $38
  • Returned Payment Fee
    $38
  • Overlimit Fee
    Usually, a $0 fee for each overlimit may apply.

    Complete Card Details

  • For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.


Articles on Starwood Preferred Guest® Business Credit Card from American Express

    Worth $95? Starwood Business Credit Card Review

    February 24, 2012 - By David R - Reviews
    Do you or your employees travel for work? With over 1,300 hotels and resorts, point transfer to select frequent flyer programs, and point bonus for those transfers, the Starwood Preferred Guest® Business Credit Card from American Express is one of our favorite travel rewards cards on CreditDonkey for business owners. Read on to see what sets this card apart from the competition.

Recent Mentions


Featured Cards from American Express

    Business Gold Rewards Card

    Is the Business Gold Rewards Card from American Express OPEN worth the $175 annual fee? It depends. Read this in-depth analysis BEFORE you apply.

    AMEX Business Platinum Review

    The Business Platinum® Card from American Express OPEN offers travel-friendly benefits – including Global Lounge Collection, Airline Fee Credit, and Platinum Concierge Service. But with so many cards boasting no annual fee, why would anyone want to pay $450 to use this card each year?

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.