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Starwood Preferred Guest vs Citi Hilton HHonors Visa

Compare Rewards, Interest Rates, Fees, and Benefits

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Starwood Preferred Guest is an excellent rewards card for travelers looking for free hotel stays or airfare. How does it compare to Citi Hilton HHonors Visa, a hotel credit card? Read our comparison chart below.

Keep in mind, the Starwood Preferred Guest has a $0 introductory annual fee for the first year, then $95, while the Citi Hilton HHonors Visa has a $0 annual fee.

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Starwood Preferred Guest® Credit Card from American Express

Citi® Hilton HHonors Visa Signature® Card

 
Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel Rewards
Introductory Bonus Hotel RewardsHotel RewardsDrugstore RewardsGas RewardsGrocery Rewards
 

Credit Card Interest Rates & Fees

Purchase APR15.49% to 19.49% variable based on your creditworthiness and other factors15.49% to 19.49%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR15.49% to 19.49% variable based on your creditworthiness and other factorsN/A
Annual Fee$0 introductory annual fee for the first year, then $95$0 annual fee
See Rates & Fees 
 

Credit Card Rewards & Benefits

Introductory Bonus Hotel RewardsIntroductory Bonus Hotel Rewards: Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.Introductory Bonus Hotel Rewards: Make $1,000 in purchases within the first 4 months of account opening and earn 40,000 Hilton HHonors Bonus Points
Travel RewardsTravel Rewards 
Airline RewardsAirline Rewards: Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis.
Redeem Starpoints® for flights on more than 150 airlines with SPG flights, with no blackout dates.
 
Bonus Airline RewardsBonus Airline Rewards: Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines 
Hotel RewardsHotel Rewards: Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries, with no blackout dates.
Hotel Rewards: Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton portfolio.*
Hotel StatusHotel Status: Receive free in-room, premium internet access. Booking requirements apply.
Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year. Receive credit for 5 nights toward SPG elite status each year.
Hotel Status: Enjoy HHonors Silver status as long as you are a cardmember
Gas Rewards Gas Rewards: Earn 3 HHonors Bonus Points per $1 spent on purchases at gas stations
Grocery Rewards Grocery Rewards: Earn 3 HHonors Bonus Points per $1 spent on purchases at supermarkets
Airline Transfer PartnersAirline Transfer Partners: Airline transfer partners include American Airlines, Delta, Alaska Airlines, Virgin America, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more. 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn bonus points after you make $3,000 in purchases within the first 3 months
  • Flexible transfer to airlines miles
Cons:
  • $95 annual fee
Pros:
  • Bonus point promotion
  • HHonors Silver status
  • No annual fee
Cons:
  • No introductory APR
Bottom LineExcellent rewards card for travelers looking for free hotel stays or airfare... Read full reviewGreat card for travelers looking to earn hotel rewards without paying an annual fee... Read full review
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What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi® Hilton HHonors Visa Signature® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Hilton HHonors Visa: Pricing information including interest rates, rewards, benefits and fees were obtained on December 1, 2016 from published websites and are believed to be accurate, but not guaranteed.

    Which is Better: Starwood Preferred Guest or Citi Hilton HHonors Visa?

    Still need help deciding which hotel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Starwood Preferred Guest or Chase Sapphire Preferred.


    Explore Starwood Preferred Guest® Credit Card from American Express In-Depth


    Explore Citi® Hilton HHonors Visa Signature® Card In-Depth

      Citi Hilton HHonors Visa Signature Card Review 2016

      The Citi Hilton HHonors Visa is an excellent rewards card for travelers who enjoy staying at Hilton hotels. This card earns award nights at Hilton hotels around the world and gives you HHonors Status with the Hilton chain.

    Which Do You Think is Best?

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    Recent Mentions


    Compare Starwood Preferred Guest to:

    Premier Rewards Gold Card

    Premier Rewards Gold Card from American Express

    Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
      Annual Fee
      Introductory annual fee of $0 for the first year, then $195
      American Express Hilton

      Hilton HHonors™ Card from American Express

      Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery Rewards
        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        N/AN/A
        15.49% - 19.49% Variable
        Annual Fee
        $0
        Chase Sapphire Preferred

        Chase Sapphire Preferred® Card

          Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
          N/AN/A
          16.24% - 23.24% Variable
          Annual Fee
          Introductory Annual Fee of $0 the first year, then $95

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          About CreditDonkey®
          CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

          Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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          *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

          CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.