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Starwood Preferred Guest® Credit Card from American Express vs Citi® Hilton HHonors Visa Signature® Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Starwood Preferred Guest Credit Card is an excellent rewards card for travelers looking for free hotel stays or airfare. How does it compare to Citi Hilton HHonors Visa, a hotel credit card? Read our comparison chart below.

Keep in mind, the Starwood Preferred Guest Credit Card has a $0 introductory annual fee for the first year, then $95, while the Citi Hilton HHonors Visa has a $0 annual fee.

 

Starwood Preferred Guest® Credit Card from American Express

Citi® Hilton HHonors Visa Signature® Card

 
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel RewardsBonus Airline Rewards
Introductory Bonus Hotel RewardsHotel RewardsDrugstore RewardsGas RewardsGrocery Rewards
 

Credit Card Interest Rates & Fees

Purchase APR15.24% to 19.24% variable based on your creditworthiness and other factors15.24% to 19.24%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR15.24% to 19.24% variable based on your creditworthiness and other factors 
Annual Fee$0 introductory annual fee for the first year, then $95$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Hotel RewardsIntroductory Bonus Hotel Rewards: Limited Time Offer: Earn 30,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.Introductory Bonus Hotel Rewards: Limited Time Offer: Make $2,000 in purchases within the first 3 months of account opening and earn 75,000 Hilton HHonors Bonus Points.
Airline RewardsAirline Rewards: Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis. 
Hotel RewardsHotel Rewards: Earn free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates. (Some hotels may have mandatory service and resort charges.)Hotel Rewards: Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton portfolio.*
Travel RewardsTravel Rewards 
Bonus Airline RewardsBonus Airline Rewards: Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines 
Gas Rewards Gas Rewards: Earn 3 HHonors Bonus Points per $1 spent on purchases at gas stations
Grocery Rewards Grocery Rewards: Earn 3 HHonors Bonus Points per $1 spent on purchases at supermarkets
Smart ChipSmart ChipSmart Chip
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Earn bonus points after you make $3,000 in purchases within the first 3 months
  • Flexible transfer to airlines miles
Cons:
  • $95 annual fee
Pros:
  • Limited time 75,000 bonus points
  • HHonors Silver status
  • No annual fee
Cons:
  • No introductory APR
Bottom LineExcellent rewards card for travelers looking for free hotel stays or airfare... Read full reviewGreat card for travelers looking to earn hotel rewards without paying an annual fee... Read full review
 Apply for Starwood Preferred Guest® Credit Card from American Express

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Citi Hilton HHonors Visa: Pricing information including interest rates, rewards, benefits and fees were obtained on July 13, 2015 from published websites and are believed to be accurate, but not guaranteed.

Which is Better: Starwood Preferred Guest Credit Card or Citi Hilton HHonors Visa?

Still need help deciding which hotel card is better? Read the in-depth reviews below. You may also be interested in comparing Starwood Preferred Guest Credit Card or Chase Sapphire Preferred.


Explore Starwood Preferred Guest® Credit Card from American Express In-Depth


Explore Citi® Hilton HHonors Visa Signature® Card In-Depth


Compare Starwood Preferred Guest Credit Card to:

Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    15.99% Variable
    Annual Fee
    Introductory Annual Fee of $0 the first year, then $95
    Gold Delta SkyMiles Credit Card from American Express

    Gold Delta SkyMiles® Credit Card from American Express

    Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended Warranty
      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      NoneNone
      15.24% - 19.24% Variable
      Annual Fee
      $0 intro annual fee for the first year, then $95
      Chase Freedom

      Chase Freedom®

        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        0% for 15 months
        0% for 15 months
        13.99% - 22.99% Variable
        Annual Fee
        $0

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        About CreditDonkey®
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        Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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        *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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