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Starwood Preferred Guest® Credit Card from American Express

Find more credit cards from American Express
  • Starpoints® BONUS: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a category 1 or 2 hotel.
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65
  • Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.


Credit Card Review by CreditDonkey

Editors' Choice for Hotel Rewards.
The Starwood Preferred Guest® Credit Card from American Express ranks 1 out of 10 Hotel Rewards Credit Cards. This ranking is based on our analysis of our 9 published reviews, and our analysis of the features and benefits.

Starwood Preferred Guest® Credit Card from American Express is a Personal American Express Network card with $65 annual fee, annual fee waived for first year.

To apply for Starwood Preferred Guest Credit Card, you usually need excellent credit.

Apply directly for the Starwood Preferred Guest® Credit Card from American Express with American Express secure online application.

Intro APR Intro Period as long as APR as low as Penalty APR
Purchases --15.24% - 19.24% (Variable)27.24%
Balance Transfers --15.24% - 19.24% (Variable)See Issuer's Website
Cash Advances --25.24% (Variable)See Issuer's Website

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    APR will be as low as 15.24% to 19.24% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be as low as 15.24% to 19.24% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.
  • Paying Interest for Cash Advances
    Usually, interest begins charging on the cash advance transaction date.

    Fees

  • Balance Transfer Transaction Fee
    Either $5.00 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    2.7% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $35 fee for each late payment may apply.
  • Returned Payment Fee
    Usually, a $35 fee for each returned payment may apply.
  • Overlimit Fee
    Usually, a $0 fee for each overlimit may apply.

    Complete Card Details

  • For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Starwood Preferred Guest® Credit Card from American Express

    AMEX Starwood Review: Versatile Hotel and Airline Rewards

    AMEX Starwood Review: Versatile Hotel and Airline Rewards

    December 16, 2011 - By David R - Review
    A CreditDonkey.com editors’ favorite, the Starwood Preferred Guest Credit Card offers exceptional travel rewards and top-notch American Express customer service for a reasonable annual fee. The generous sign-up bonuses and 1:1 point transfer to other frequent traveler programs make this card a great value, even if you don’t stay exclusively at Starwood hotels.

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


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Comments about Starwood Preferred Guest® Credit Card from American Express

  • Charles
    on January 26, 2011 9:28 PM said:

    My favorite credit card! Use it to stay at any Starwood brand including St Regis, Sheraton, Westin, W, etc. Or convert the points to miles at a 1.25x ratio to several major airlines including American.

  • Bradley
    on March 31, 2011 5:44 PM said:

    I currently hold a Starwood Preferred Guest American Express credit card. I find this card is very useful for someone who travels a lot. Every purchase you make, each dollar gives you a point. When you amass enough points you can use them on hotel rooms. Although some of these rooms are in the thousand point range I think that perk alone makes the card stand out from others.

    I also like the American Express card because it is accepted almost anywhere that I have gone. I hardly run into a place where I have to use cash or another card because a lot of places take American Express. This is extremely helpful because it limits the amount of credit cards you have to carry around. Not to mention if you ever do lose the card or a purchase comes up that you did not make the customer service is amazing. I had a problem once and the American Express customer service was able to solve the problem easier than the company that the purchase came from.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. Some comments may be solicited, aggregated from external sources and/or compensated. Visitors may report inappropriate content by clicking the Report abuse link.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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Compare Starwood Preferred Guest Credit Card to:

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  • Earn 3 points for every $1 spent at Marriott® locations
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Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
14.24% - 16.24% (Variable)
$0

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