McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Share this on Facebook Tweet this

Starwood Preferred Guest® Credit Card

Find more credit cards from American Express
  • Starpoints® BONUS: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a category 1 or 2 hotel.
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Credit Card Review by CreditDonkey

Starwood Preferred Guest® Credit Card from American Express is a Personal American Express Network card with a $65 annual fee, annual fee waived for first year. Starwood Preferred Guest® Credit Card offers introductory bonus hotel rewards, airline rewards, hotel rewards, bonus airline miles, hotel status, instant approval, no limits on rewards, car rental insurance, extended warranty, purchase protection, return protection, travel accident insurance and travel assistance.

Apply directly for the Starwood Preferred Guest® Credit Card with American Express secure online application.

Intro APR Intro Period as long as APR as low as Default APR
Purchases --15.24% - 19.24% (Variable)27.24%
Balance Transfers --15.24% - 19.24% (Variable)n/a
Cash Advances --25.24% (Variable)n/a

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    APR will be as low as 15.24% to 19.24% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be as low as 15.24% to 19.24% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 25.24% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.
  • Paying Interest for Cash Advances
    Usually, interest begins charging on the cash advance transaction date.

    Fees

  • Balance Transfer Transaction Fee
    Either $5.00 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance Transaction Fee
    Either $5.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    2.7% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $35 fee for each late payment may apply.
  • Returned Payment Fee
    Usually, a $35 fee for each returned payment may apply.
  • Overlimit Fee
    Usually, a $0 fee for each overlimit may apply.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Starwood Preferred Guest® Credit Card

    AMEX Starwood Review: Free Nights at Hotels

    AMEX Starwood Review: Free Nights at Hotels

    December 16, 2011 - By David R - Review
    The Starwood Preferred Guest Credit Card is a great card for travelers because of its perks for hotels and airlines. This card is offered through American Express and Starwood Hotels and Resorts.
    Starwood Preferred Guest Credit Card Review

    Starwood Preferred Guest Credit Card Review

    October 27, 2008 - By Sheryl Peterson - Review
    For credit card users looking for a card option with flexible bonus points and easy accruals, the Starwood Preferred Guest Credit Card from American Express is a perfect option. The Starwood Preferred Guest credit card allows users to earn Starpoints that can be used at any of the Starwood hotels and resorts both domestically and internationally.

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Comments about Starwood Preferred Guest® Credit Card

  • Charles
    on January 26, 2011 9:28 PM said:

    My favorite credit card! Use it to stay at any Starwood brand including St Regis, Sheraton, Westin, W, etc. Or convert the points to miles at a 1.25x ratio to several major airlines including American.

  • Bradley
    on March 31, 2011 5:44 PM said:

    I currently hold a Starwood Preferred Guest American Express credit card. I find this card is very useful for someone who travels a lot. Every purchase you make, each dollar gives you a point. When you amass enough points you can use them on hotel rooms. Although some of these rooms are in the thousand point range I think that perk alone makes the card stand out from others.

    I also like the American Express card because it is accepted almost anywhere that I have gone. I hardly run into a place where I have to use cash or another card because a lot of places take American Express. This is extremely helpful because it limits the amount of credit cards you have to carry around. Not to mention if you ever do lose the card or a purchase comes up that you did not make the customer service is amazing. I had a problem once and the American Express customer service was able to solve the problem easier than the company that the purchase came from.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. Some comments may be solicited, aggregated from external sources and/or compensated. Visitors may report inappropriate content by clicking the Report abuse link.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Name (required)
Email (required; won't be published)
Website (optional)

or you can also trackback from your blog.

Popular Cards from American Express

Blue Cash Everyday

Blue Cash Everyday

Intro APR (P)Intro APR (BT)APR as low as
0%
-
17.24% - 22.24% (Variable)
Introductory Bonus Cash BackCash Back RewardsInstant ApprovalGas Rewards
  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
Apply for Blue Cash Everyday
The Platinum Card® from American Express

The Platinum Card® from American Express

Intro APR (P)Intro APR (BT)APR as low as
--N/A
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel Rewards
  • 25,000 Membership Rewards® points bonus when you spend $1,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
Apply for The Platinum Card® from American Express
American Express® Premier Rewards Gold Card

American Express® Premier Rewards Gold Card

Intro APR (P)Intro APR (BT)APR as low as
--N/A
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel Rewards
  • Membership Rewards(R) bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Introductory annual fee of $0 for the first year, then $175
  • Get approved in 60-seconds.
Apply for American Express® Premier Rewards Gold Card

Credit Card Deals

Compare Promotions & Deals - Apply Online

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish credit card reviews, deals, and tips to help you make informed credit decisions.

IMPORTANT LEGAL DISCLAIMERS. READ CAREFULLY.
CreditDonkey

  • is not a credit card issuer, bank or lender. It offers no credit cards or other credit products but only provides information about them.
  • makes reasonable effort to provide accurate information, but provides no warranty it is accurate, current or applicable to you. It is YOUR RESPONSIBILITY to check with the credit card issuer, bank or lender about the terms and conditions of any product you may apply for on our website.
  • provides information for comparative and educational purposes only. The information is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult YOUR OWN professional advisors for such advice.
  • may be compensated by third parties, including credit card issuers, for customer leads and product reviews provided on this site.
  • is not endorsed by Visa, MasterCard, American Express, Discover or any other credit card issuer, bank, lender, media organization or other entity mentioned on this site. All trademarks displayed, other than CreditDonkey, are the registered trademarks of those companies and in no way represent or imply any association with or approval of CreditDonkey.

©2012 CreditDonkey