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Credit Cards for Shopping
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With a variety of perks designed for frequent shoppers, which can include cash back, price protection or low intro APR, top credit cards for shopping can help you get the most out of your buying experience.
According to the latest data from the U.S. Census Bureau, roughly 181 million Americans had credit cards in 2010, well over half the population. When Americans go shopping, more and more turn to their credit cards instead of paying with cash.
One of the reasons why credit cards are popular is because many cards offer benefits such as reward programs and purchase protection. By taking advantage of these features, you can save money on your purchase. However, not all credit card programs are created equal. If you want to get a great deal while you are shopping, you need to use the right credit card for your needs.
The easiest way to save money while shopping is by using a cash back credit card.
Blue Cash Everyday offers 2% cash back at select major department stores. The offer is straightforward, with no rotating categories or quarterly enrollment required.
With the price protection benefit, you'll worry less if the price of an item suddenly drops after you purchase it.
Discover It offers a 0% intro APR on balance transfers for 18 months, a generous cash back structure, and price protection on eligible purchases.
0% Intro APR
If you don't want to pay off your purchases right away, using a credit card will offer you more flexibility than cash. However, carrying a balance can incur a lot of interest. If you plan to make a large purchase, consider using a card with a 0% intro APR on purchases.
Citi Simplicity offers 0% intro APR on balance transfers and purchases for 18 months.
To be sure, just because you like something at the store, doesn't mean you'll like it when you go home. Get peace of mind with a credit card with return protection. In a recent CreditDonkey.com survey, 44% of shoppers say they sometimes feel buyer's remorse.
Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.
Disclaimer: Discover is a paid advertiser of CreditDonkey.
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