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Rize vs Qapital

Rize is a microsaving app with unique "pay what you want" fee. Goal-focused savings with interest, or invest for long term goals. How does it compare to Qapital? Read our comparison chart below.

Rize is a savings plus investment app. The savings account offers a decent interest rate, while long term savings goals can be invested for a better return. Rize has an interesting "pay what you want" approach to fees. There is no minimum to open.

While Qapital aims to make saving effortless and fun. This microsaving app automatically saves money for you when certain "rules" are triggered. You can choose to deposit the savings into any of your goals. The app is completely free to use and there is no minimum to open.

Compare Rize with Qapital, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 

Rize

Qapital

 

Benefits and Features

Savings
Yes
Yes
Annual FeePay what you want; $2/mo + 0.25% for Rize InvestBasic: $3/mo; Complete: $6/mo; Master: $12/mo
Minimum Deposit
$0
$0
Checking
No
Yes
Phone Support
No
No
Live Chat Support
No
No
Email Support
Yes
Yes
Goal Tracker
Yes
Yes
Automatic Deposits
Yes
Yes
Online Platform
Yes
No
iPhone App
Yes
Yes
Android App
Yes
Yes
Mobile App
Yes
Yes
Taxable Accounts
Yes
No
401k Plans
No
No
IRA Accounts
No
No
Roth IRA Accounts
No
No
SEP IRA Accounts
No
No
Trust Accounts
No
No
529 Plans
No
No
 

CreditDonkey® Reviews

Annual Fee
Minimum Deposit
Customer Service
Pros & ConsPros:
  • No minimum balance
  • Interest on Savings
  • Pay what you want
Cons:
  • High fee for Rize Invest
  • Only $50 overdraft protection
  • No phone support
Pros:
  • No minimum balance
  • Rules-triggered savings
Cons:
  • No interest
  • Only available on a smartphone
  • No phone support
Bottom LineMicrosaving app with unique "pay what you want" fee. Goal-focused savings with interest, or invest for long term goals... Read full reviewMobile app that makes saving money fun and automatic with custom rules. Good for those who have trouble saving... Read full review

Rize: Pricing information from published website as of 07/02/2018

Qapital: Pricing information from published website as of 07/02/2018

Which is Better: Rize or Qapital?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Rize or Ally Invest.


Articles on Rize

    Rize Review

    If you are tired of not making interest on your microsavings accounts, Rize may peak your interest. Falling into the microsavings category, Rize stands out from the crowd with its interest-bearing capabilities and unlimited withdrawal options.

Articles on Qapital

    Qapital

    Qapital "forces" you to save by rounding up your purchases or following rules you've chosen. So can this mobile app for beginning savers help you? Read on to find out.

Which Do You Think is Best?


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