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Point Rewards $0 Annual Fee Credit Cards

Compare the Best Points No Annual Fee Credit Cards and Apply Online

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Chase Sapphire℠
Apply for Chase Sapphire℠
Editors' Choice
Points No Annual Fee Credit Cards
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsPurchase Protection$0 Fraud Liability
Point Rewards Benefit: 1 point per dollar spent on all other purchases
Introductory Bonus Reward Points: Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
Our Review: If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$0

Citi ThankYou℠ Preferred Card
Apply for Citi ThankYou℠ Preferred Card
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceExtended WarrantyBaggage Insurance Travel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Point Rewards Benefit: Earn 1 point for every $1 you spend on all purchases
Introductory Bonus Reward Points: $250 gift card - When you redeem the 25,000 bonus ThankYou® points received after $2,000 in purchases within 4 months of account opening.
Our Review: The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this card has no annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
12.99% - 22.99% (Variable)
$0

AT&T Universal Business Rewards Card
Apply for AT&T Universal Business Rewards Card
  • Designed for businesses with an established credit history
  • 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
  • Earn 5 ThankYou Points® For Every Dollar You Spend On Eligible AT&T Products and Services
  • Earn 3 ThankYou Points® For Every Dollar Spent On Purchases at Certain Office Supply Merchants, Gas Stations, and On Professional Services and 1 ThankYou Point® For Every Dollar Spent On Other Purchases
  • Additional Cards For Employees With Credit Limits You Set
  • No Annual Fee*
Point RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceTravel Accident InsuranceIdentity Theft Assistance
Point Rewards Benefit: Cardholders will earn 5 ThankYou Points® points for every dollar spent on eligible AT&T products and services; 3 ThankYou Points® for every dollar spent on at certain office supply merchants, gas stations, and professional services.
Our Review: Does your business use AT&T as its internet and phone provider? If so, you should check out the AT&T Universal Business Rewards Card, offered by Citibank. This card earns points on all purchases, plus bonus points for money spent at AT&T. This gives you the chance to earn free merchandise and cash back while paying your company’s monthly phone and internet bill... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
-
14.24% (Variable)
$0

Citi Forward® Card for College Students
Apply for Citi Forward® Card for College Students
  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
StudentIntroductory Bonus Reward PointsPoint RewardsBonus Reward PointsExtended Warranty$0 Fraud LiabilityIdentity Theft Assistance
Point Rewards Benefit: Cardholders earn 5 Thank You Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. Cardholders earn 1 Thank You Point per dollar spent on all other purchases.
Introductory Bonus Reward Points: Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
Bonus Reward Points: Earn up to 1,200 bonus points per year for paying on time and staying under your limit
Our Review: Build healthy credit habits with the Citi Forward Card for College Students. Free of annual fees, this card uses incentives to help students get on the right track with their use of credit. Cardholders gain bonus points and an interest rate reduction by paying on time and staying under the credit line. In addition, this card offers a great rewards program... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
-
13.99% - 22.99% (Variable)
$0

Ink℠ Classic Business
Apply for Ink℠ Classic Business
  • Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
  • 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
  • 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn
  • Points do not expire
  • 0% Introductory APR for 12 months
  • No Annual Fee
Introductory Bonus Reward PointsHotel RewardsPoint RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards
Point Rewards Benefit: 1 point per dollar on all other card purchases
Introductory Bonus Reward Points: Up to 25,000 bonus points - 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
Our Review: The Chase Ink Classic Business Credit Card is a solid point rewards card for business owners. This card offers reward points on all purchases as well as bonus points on business-related categories like office supplies, phone service, and gasoline. This card has no annual fee so it offers you an inexpensive way to start earning rewards on all your company’s purchases... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
0% for 12 months
10.24% (Variable)
$0

Citi Forward® Card
Apply for Citi Forward® Card
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*.
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsDining RewardsCar Rental Insurance$0 Fraud LiabilityEmergency AssistanceIdentity Theft Assistance
Point Rewards Benefit: Cardholders earn 5 Thank You Points per dollar spent at book stores, record stores, restaurants, movie theaters, and video rental stores. Cardholders earn 1 Thank You Point per dollar spent on all other purchases.
Introductory Bonus Reward Points: $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
Bonus Reward Points: Earn up to 1,200 bonus points per year for paying on time and staying within your limit
Our Review: The Citi Forward Card is a rewards credit card that encourages good credit management. It gives extra rewards and interest discounts to responsible cardholders. This card also has generous rewards for purchases at restaurants. These features combine to give a nice discount on entertainment spending and help you develop good credit card habits... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 7 months
0% for 12 months
12.99% - 22.99% (Variable)
$0

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Point Rewards $0 Annual Fee Credit Cards

    Chase Sapphire Review

    Chase Sapphire Review

    April 20, 2012 - By David R - Review for Chase Sapphire
    If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards.
    Citi Thank You Preferred Card Review

    Citi Thank You Preferred Card Review

    April 13, 2012 - By David R - Review for Citi Thank You Preferred
    The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this ...
    AT&T Universal Card Review: Rewards for Business

    AT&T Universal Card Review: Rewards for Business

    May 9, 2012 - By David R - Review for AT&T Universal Business Rewards Card
    Does your business use AT&T as its internet and phone provider? If so, you should check out the AT&T Universal Business Rewards Card, offered by Citibank. This card earns points on all purchases, plus bonus points for money spent at AT&T. This ...
    Citi Forward Student Card Review: Bonus for Responsible Usage

    Citi Forward Student Card Review: Bonus for Responsible Usage

    September 5, 2011 - By Meghan Clark - Review for Citi Forward Student
    Build healthy credit habits with the Citi Forward Card for College Students. Free of annual fees, this card uses incentives to help students get on the right track with their use of credit. Cardholders gain bonus points and an interest rate ...
    Chase Ink Review: Points Rewards for Business

    Chase Ink Review: Points Rewards for Business

    May 23, 2012 - By David R - Review for Ink Business
    The Chase Ink Classic Business Credit Card is a solid point rewards card for business owners. This card offers reward points on all purchases as well as bonus points on business-related categories like office supplies, phone service, and ...
    Citi Forward Review: 5 Points for Restaurants

    Citi Forward Review: 5 Points for Restaurants

    May 4, 2012 - By David R - Review for Citi Forward
    The Citi Forward Card is a rewards credit card that encourages good credit management. It gives extra rewards and interest discounts to responsible cardholders. This card also has generous rewards for purchases at restaurants. These features ...

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


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