Citibank Promotions
Read our in-depth review of Citibank to see why Citibank scored 3.5 stars out of 5. We like their perks for high balance customers, many fee-free atms, and global presence.
Checking with Enhanced Direct Deposit - $300 Cash Bonus
Earn a $300 cash bonus when you open a new eligible checking account with Enhanced Direct Deposit and complete required activities. Deposit at least two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposit must equal $1,500 or more. Your cash bonus will be deposited to your open, eligible checking account within 30 calendar days after required activities have been completed.
- Monthly Fee: No monthly service fees when when you have $250+ in Enhanced Direct Deposits
Citi Personal Wealth Management - Up to $5,000 Bonus
Earn up to $5,000 cash bonus with required activities. Open and enroll in a new eligible Citi Personal Wealth Management. Fund a new or existing Citi Personal Wealth Management account with a minimum of $50,000 of New-To-Citi funds during the promotional period. Enroll or maintain enrollment in eDelivery of statements through the Account Funding Period deadline shown in the Terms and Conditions. Maintain the New-To-Citi funds in your account through the Maintain Funds deadline shown in the Terms and Conditions.
New-to-Citi Funding | Cash Bonus |
---|---|
$50,000 - $199,999 | $500 |
$200,000 - $499,999 | $1,000 |
$500,000 - $999,999 | $2,000 |
$1,000,000 - $1,999,999 | $3,000 |
$2,000,000+ | $5,000 |
Citibank Business Checking - Up to $2,000 Bonus
Earn up to $2,000 cash bonus with required activities. Open a new CitiBusiness (Analyzed), Streamlined, or Flexible Checking account. Mention this offer to a Citibank Business Specialist. Within 20 calendar days following account opening, make one or more deposits in new-to-Citibank funds to meet the Qualifying Balance. Maintain the required Qualifying Balance for 60 consecutive calendar days after the Qualifying Balance level is met during the initial 20 calendar day funding period.
Qualifying Balance | Bonus |
---|---|
$5,000 - $19,999 | $300 |
$20,000 - $99,999 | $750 |
$100,000 - $199,999 | $1,500 |
$200,000 or more | $2,000 |
IRA Certificates of Deposit - Up to 5.13% APY
- Up to 5.13% APY
- $5,000 minimum opening deposit
Term | APY |
---|---|
3-Month | 5.13% |
4-Month | 0.05% |
5-Month | 0.05% |
6-Month | 5.02% |
7-Month | 4.75% |
8-Month | 0.05% |
9-Month | 4.71% |
10-Month | 0.05% |
1-Year | 4.60% |
13-Month | 0.10% |
18-Month | 2.00% |
2-Year | 2.00% |
30-Month | 0.10% |
3-Year | 2.00% |
4-Year | 2.00% |
5-Year | 2.00% |
Citi® Self-Invest - Up to $500 Bonus
Earn up to $500 cash bonus with required activities. Deposit at least $10,000 of new-to-Citi funds into a new or existing Citi Self-Invest account until 3/31/2024. You may continue to deposit additional new-to-Citi funds within the Account Funding Period to establish bonus amount. Enroll or maintain enrollment in eDelivery of statements through the end of Account Funding Period. Maintain new-to-Citi funds in your account until the end of Maintain Funds.
See Terms and Conditions for information on Account Funding Period and Maintain Funds deadlines.
New-to-Citi Funding | Cash Bonus |
---|---|
$10,000 - $49,999 | $100 |
$50,000 - $199,999 | $200 |
$200,000 or more | $500 |
Compare Promotions
High-Yield Savings Premier - 5.36% APY
- No account activity or maintenance fees
- $500 minimum opening deposit
- FDIC insured
- APY: 5.36%
- Minimum Deposit to Open: $500
- Monthly Fee: $0
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- Track your credit score, get a personalized action plan provided by Experian™ to help improve your score and receive identity monitoring for free through Chase Credit Journey®.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- APY: N/A
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after completing qualifying activities
- Monthly Fee: $4.95
U.S. Bank Smartly® Checking - Up to $400 Bonus
Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $3,000 to $4,999.99 to earn $200 or $5,000 or more to earn $400
Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
- Minimum Deposit to Open: $25
- Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
IRA Certificate of Deposit
- 4.70% APY for 12-month term
- 3.75% APY for 36-month term
- 3.75% APY for 5-year term
- Minimum Deposit to Open: $2,500
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- Access to more than 15,000 Chase ATMs and more than 4,700 branches
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- APY: N/A
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- Monthly Fee: $12 Monthly Service Fee OR $0 with one of the following, each monthly statement period:
- Qualifying electronic deposits made into this account totaling $500 or more,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances
Citibank Trending Offers
Yesterday | Checking with Enhanced Direct Deposit - $300 Cash Bonus selected by a visitor from California |
Yesterday | Citi® Self-Invest - Up to $500 Bonus selected by a visitor from New York |
Yesterday | Citi Personal Wealth Management - Up to $5,000 Bonus selected by a visitor from California |
2 days ago | IRA Certificates of Deposit - Up to 5.13% APY selected by a visitor |
4 days ago | Citibank Business Checking - Up to $2,000 Bonus selected by a visitor from Texas |
Citibank has over 700 branches across the United States. The service fees and ways to waive are on the high side. The bank is best for high-balance customers.
How to Get Citibank Bonus
Checking Account Bonuses
Citibank often offers cash bonuses for new banking customers with required activities. Some deals are for opening a checking plus a savings account.
All Citibank checking accounts offer free online banking, bill pay, and mobile deposits.
Here are Citi's current bonuses:
- Citibank:
Checking with Enhanced Direct Deposit - $300 Cash Bonus - Citi Personal Wealth Management:
Up to $5,000 Bonus - Citibank Business Checking:
Up to $2,000 Bonus - Citi® Self-Invest:
Up to $500 Bonus
How to Get the Best Deal at Citibank
Citibank is best for high-balance customers who can open one of the elite accounts to get preferred rates and other perks.
- Citi Priority
- Citi Savings Account
- Citi Business Checking Account
- Citi Self Invest
- Personal Wealth Management Account
The information for the Citi Account, Citi Priority, Citigold, Citi Savings Account, Citi Personal Wealth Management, Business Checking Account, Access Account, Basic Banking, and Citibank Account has been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
- Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
Highlights
More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
24/7 Live Customer Service (Telephone)
More than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami)
Pricing information from published website as of 03/15/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.
Learn More | Visit Site | |
Citibank | Chase | |
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Benefits and Features | ||
Savings |
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CD | Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee. | |
Checking |
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Money Market | ||
Mobile App | ||
ATMs | More than 70,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo. | |
Customer Service | 24/7 Live Customer Service (Telephone) | Automated service available 24 hours a day, 7 days a week |
IRA CD | ||
IRA Money Market | ||
Locations | More than 700 Citibank branches (concentrated in New York, Chicago, Los Angeles, San Francisco, Washington DC and Miami) | |
Learn More | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Citibank: Pricing information from published website as of 03/15/2024. This content is not provided by Citi. Any opinions expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi. Chase: Pricing information and data points from published website as of 03/14/2024. |
More Deals to Save Money at Citibank
Citi® Savings
- 0.03% APY
- Access higher interest rates with Citi Relationship Tiers
- APY: 0.03%
Citibank Alternatives
Chase Business Complete Banking® - $400 Bonus
- Earn $400 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
- Helping you save money. Multiple ways to waive service fees and unlimited digital transactions helps you keep more of your money.
- Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
- Trusted and secure financial partner. We're committed to helping you grow and protect your business.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Monthly Fee: $15 with ways to waive
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 5/31/2024.
- To qualify, open a Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new account within 90 days of opening.
- Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
Silver Business Checking Package - Up to $800 Bonus
Earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through April 23, 2024. Member FDIC. Complete these steps to earn the offer:
Earn your $350.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Earn your $800.
- Complete $25,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Minimum Deposit to Open: $100
- Monthly Fee: $0 monthly maintenance fee
TD Beyond Checking - $300 Cash Bonus
- New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
- Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
- ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance
- A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
- Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring
- Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that's open early, late, and weekends.
- Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
- Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.
- Direct Deposit Required: Yes
- Minimum Deposit Required: $2,500 within 60 days
- Monthly Fee: $25 Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
Online Savings Account - Earn 4.25% APY
- No fees
- No minimum opening deposit
- No minimum balance required
- APY: 4.25%
- Minimum Deposit to Open: $0
- Monthly Fee: $0