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Updated March 1, 2016

Citi American Airlines AAdvantage Card Review

Editorial Note: This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.
This article contains references to products from our partners. We receive compensation if you apply through links in our content. You help support CreditDonkey by reading our website and using our links. (read more)

If you are a frequent traveler and enjoy flying with American Airlines, the Citi AAdvantage Platinum Select MasterCard can save you money on airfare.

Overall Score

4.0

Rewards

4.0

Fees

4.0

Benefits

4.0
5-point scale (the higher, the better)

Pros and Cons

  • Bonus miles offer
  • First eligible checked bag is free
  • Preferred boarding
  • $95 annual fee

Bottom Line

Excellent airline credit card for frequent American Airlines travelers

Beyond collecting flight rewards on all your purchases, this card also offers several additional bonuses that will save you even more money on airfare. While there is an annual fee of $95, it's likely that you'll easily make up this cost and more in travel rewards you earn.

Purchase Rewards

When you make a purchase with your Citi AAdvantage Platinum Select, you earn travel reward miles. You earn 1 mile for $1 spent on regular purchases and double miles for your American Airlines purchases. You can then redeem your miles for airfare on flights with American Airlines or American Airlines partners like British Airways and Cathay Pacific. You also have the option of redeeming your miles for other rewards besides airfare.

When you redeem your miles for flights, you'll get an extra bonus. You earn back 10% of your redeemed miles throughout the year, up to an annual maximum of 10,000 miles.

Sign-up Bonus

The Citi AAdvantage Platinum Select offer several sign-up bonuses for new cardholders. Citi waives the annual fee of this card for the first year, so you can start earning rewards without the annual fee for the first year.

You also can earn bonus miles after signing. If you spend $1,000 on your card within 3 months of opening the account, you earn 30,000 bonus miles. This is enough miles for a domestic MileSAAver round-trip flight.

Airline Bonuses

American Airlines Boeing 767 new livery
American Airlines Boeing 767 new livery © Joao Carlos Medau (CC BY 2.0) via Flickr

Whenever you travel on American Airlines with your Citi AAdvantage Platinum Select Card, you can take advantage of several other bonuses.

With this card, you can check an eligible bag for free on domestic AA itineraries. You also get preferred boarding for your AA domestic flight and an automatic 25% discount on your AA in-flight food and beverage purchases.

Citi / AAdvantage Reduced Mileage Awards

The MileSAAver award gets you mileage discounts on select American Airlines flights to select destinations. Depending on your card, using MileSAAver rewards could save you 5,000 or 7,500 miles per flight booked.

Pros

  • 30,000 frequent flyer mile bonus offer after $1,000 in purchases within the first 3 months of card membership
  • First eligible checked bag is free for you and up to 4 companions on domestic AA itineraries
  • Preferred boarding on American Airline domestic flights
  • Earns double miles on purchases with American Airlines
  • Earns miles on your purchases. Miles can be redeemed for flights with American Airlines and partner airlines.
  • No foreign transaction fee

Cons

  • $95 annual fee (waived for the first 12 months)

Bottom Line

The Citi AAdvantage Platinum Select MasterCard is a great card for frequent travelers on American Airlines. This card’s reward program lets you earn award flights throughout the year while offering a number of extra bonuses for your flights on American Airlines.

David R is a contributing writer at CreditDonkey, a credit card comparison and financial education website. Write to David R at davidr@creditdonkey.com. Our data-driven analysis has been recognized by major news outlets across the country and has helped consumers make savvy financial and lifestyle decisions. (read more)

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Disclaimer: This content was first published on April 11, 2012. This content may have been updated on March 1, 2016. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Citi website for updated information.

Disclaimer: The information for the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare Citi AAdvantage to:

Compare Citi AAdvantage vs Chase Sapphire Preferred
Apply for Chase Sapphire Preferred Card
At Chase's Secure Site
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.99% - 23.99% Variable
Introductory Annual Fee of $0 the first year, then $95

Compare Citi AAdvantage vs Gold Delta SkyMiles
Apply for Gold Delta SkyMiles Credit Card from American Express
At American Express' Secure Site
  • Limited Time Offer: Earn 50,000 Bonus Miles after you spend $2,000 in purchases within the first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Plus, earn an additional 10,000 bonus miles after you spend an additional $1,000 with your new Card within your first 6 months. Offer expires on 11/8/2017.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle into your seat sooner with Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.74% - 25.74% Variable
$0 introductory annual fee for the first year, then $95

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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