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Personal $0 Fraud Liability Credit Cards

Compare the Best $0 Fraud Liability Credit Cards for Personal and Apply Online
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Find more credit cards with $0 Fraud Liability

Read about 5 Benefits to Credit Cards with $0 Fraud Liability


Chase Sapphire Preferred℠ Card
Apply for Chase Sapphire Preferred℠ Card
Editors' Choice
Consumer $0 Fraud Liability Credit Cards
  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
  • 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
  • Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM)
  • No foreign transaction fees
  • Receive a 7% annual dividend on all new points earned - even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisors anytime
  • No Annual Fee for your first year - A $95 value
Introductory Bonus Reward PointsPoint RewardsTravel RewardsBonus Reward PointsDining RewardsNo Pre-Set Spending LimitCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft AssistanceRoadside Assistance
$0 Fraud Liability Benefit: U.S.-issued cards only. Zero Liability Protection does not apply to ATM transactions or to PIN transactions not processed by Visa/MasterCard, as applicable.
Our Review: The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to easily offset it with the points they earn... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$95

The Platinum Card® from American Express
Apply for The Platinum Card® from American Express
  • 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitConciergeEventsExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
$0 Fraud Liability Benefit: Use the American Express® Card online or off, and you won't be held responsible for any fraudulent charges. Period.
Our Review: The American Express Platinum Card is one of the most prestigious rewards cards in the market today. It is also one of the most expensive cards, with an annual fee of $450. In exchange for the high annual fee, the Platinum Card offers a number of travel advantages and a generous rewards program... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$450

American Express® Premier Rewards Gold Card
Apply for American Express® Premier Rewards Gold Card
  • Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
  • Introductory annual fee of $0 for the first year, then $175
  • Get approved in 60-seconds.
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsBonus Reward PointsInstant ApprovalGas RewardsGrocery RewardsNo Pre-Set Spending Limit EventsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage InsuranceTravel Accident Insurance$0 Fraud LiabilityRoadside Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$175

American Express® Gold Card
Apply for American Express® Gold Card
  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Point RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Baggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft AssistanceRoadside Assistance
Our Review: American Express has long been known for its superior service and perks. But whether the annual fee is worth the investment for you ultimately depends on your spending habits and lifestyle. We've crunched the numbers below so you can see if the benefits you would actually use would cover the cost of the annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$125

Blue Sky from American Express®
Apply for Blue Sky from American Express®
  • 7,500 bonus points when you spend $1,000 within 3 months – redeemable for a $100 statement credit.
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Get a decision in as little as 60 seconds
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsInstant ApprovalCar Rental RewardsEventsCar Rental InsuranceExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
$0 Fraud Liability Benefit: Use the American Express® Card online or off, and you won't be held responsible for any fraudulent charges. Period.
Our Review: If you want to earn travel rewards but don’t want an annual fee, the American Express Blue Sky credit card is one of your best options. This card earns points on virtually all your purchases... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
-
17.24% - 22.24% (Variable)
$0

Chase Sapphire℠
Apply for Chase Sapphire℠
  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!
Introductory Bonus Reward PointsCash Back RewardsPoint RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsPurchase Protection$0 Fraud Liability
Our Review: If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$0

Discover® More Card - 18 Month Promotional Balance Transfer
Apply for Discover® More Card - 18 Month Promotional Balance Transfer
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Cash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Our Review: The Discover More card offers a generous 18-month 0% balance transfer APR, a basic rewards program, and no annual fee. But be aware of the rewards spending threshold and the wide range of possible APRs, especially if you plan on carrying a balance... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
0% for 18 months
10.99% - 20.99% (Variable)
$0

Citi ThankYou℠ Preferred Card
Apply for Citi ThankYou℠ Preferred Card
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceExtended WarrantyBaggage Insurance Travel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Our Review: The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this card has no annual fee... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
12.99% - 22.99% (Variable)
$0

Miles by Discover® Card
Apply for Miles by Discover® Card
  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsCar Rental RewardsDining RewardsNo Expiration on RewardsNo Limits on RewardsCar Rental Insurance $0 Fraud Liability
Our Review: With a potential 20,000 bonus miles offer and no annual fee, the Discover Miles card offers great benefits to travelers. Redeeming miles also couldn't be easier: just make a travel purchase through any airline, travel agent or online travel site then tell Discover to put your miles toward that purchase. This review will describe the other benefits of the Discover Miles card for travel enthusiasts... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
-
0% for 12 months
10.99% - 15.99% (Variable)
$0

Slate® from Chase - No Balance Transfer Fee
Apply for Slate® from Chase - No Balance Transfer Fee
  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*
$0 Fraud Liability
Our Review: If you are having trouble paying down your debt, the Chase Slate Credit Card can give you a valuable break from high interest rates. This card offers one of the longest interest-free periods of all cards in the market today. You can use this interest-free promotion to help pay down your balance. The Chase Slate Card does not offer a rewards program, so if you want to collect cash back or travel rewards, you maybe better off with another card... Read full review
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 15 months
0% for 15 months
11.99% - 21.99% (Variable)
$0

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Personal $0 Fraud Liability Credit Cards

    Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards

    Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards

    December 9, 2011 - By David R - Review for Chase Sapphire Preferred
    The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to ...
    American Express Platinum Card Review: Annual Fee Worth It?

    American Express Platinum Card Review: Annual Fee Worth It?

    January 13, 2012 - By David R - Review for American Express Platinum Card
    The American Express Platinum Card is one of the most prestigious rewards cards in the market today. It is also one of the most expensive cards, with an annual fee of $450. In exchange for the high annual fee, the Platinum Card offers a number ...
    American Express Gold Card Review: $125 Annual Fee vs Perks

    American Express Gold Card Review: $125 Annual Fee vs Perks

    July 30, 2011 - By Meghan Clark - Review for American Express Gold Card
    American Express has long been known for its superior service and perks. But whether the annual fee is worth the investment for you ultimately depends on your spending habits and lifestyle. We've crunched the numbers below so you can see if the ...
    American Express Blue Sky Review: Airline Rewards with No Annual Fee

    American Express Blue Sky Review: Airline Rewards with No Annual Fee

    March 2, 2012 - By David R - Review for American Express Blue Sky
    If you want to earn travel rewards but don’t want an annual fee, the American Express Blue Sky credit card is one of your best options. This card earns points on virtually all your purchases.
    Chase Sapphire Review

    Chase Sapphire Review

    April 20, 2012 - By David R - Review for Chase Sapphire
    If you are looking for a rewards card without an annual fee, consider the Chase Sapphire Card. This card includes a generous introductory bonus point offer good toward travel or other rewards.
    Discover More Card Review: Balance Transfer with No Annual Fee

    Discover More Card Review: Balance Transfer with No Annual Fee

    October 1, 2011 - By Meghan Clark - Review for Discover More
    The Discover More card offers a generous 18-month 0% balance transfer APR, a basic rewards program, and no annual fee. But be aware of the rewards spending threshold and the wide range of possible APRs, especially if you plan on carrying a balance.
    Citi Thank You Preferred Card Review

    Citi Thank You Preferred Card Review

    April 13, 2012 - By David R - Review for Citi Thank You Preferred
    The Citi ThankYou Preferred Card is a good, simple rewards card that helps you earn points on your all purchases. This card also has a great sign-up bonus for new members and an annual loyalty bonus for long-term customers. Best of all, this ...
    Discover Miles Review

    Discover Miles Review

    September 2, 2011 - By Meghan Clark - Review for Discover Miles
    With a potential 20,000 bonus miles offer and no annual fee, the Discover Miles card offers great benefits to travelers. Redeeming miles also couldn't be easier: just make a travel purchase through any airline, travel agent or online travel site ...
    Chase Slate Review: Benefits Worth It?

    Chase Slate Review: Benefits Worth It?

    February 22, 2012 - By David R - Review for Chase Slate
    If you are having trouble paying down your debt, the Chase Slate Credit Card can give you a valuable break from high interest rates. This card offers one of the longest interest-free periods of all cards in the market today. You can use this ...
    Discover Student Card Review: Intro APR on Purchases

    Discover Student Card Review: Intro APR on Purchases

    March 16, 2012 - By David R - Review for Discover Student Card
    The Discover Student Card gives you an easy and inexpensive way for you to start building credit while earning cash back. Swapping your debit card for this credit card lets you save some money and helps you learn how to manage credit responsibly.

    Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


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