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Discover® Motiva Card

Find more credit cards from Discover
  • Earn Cashback Bonus for your good credit management
  • 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.


Credit Card Review by CreditDonkey

Discover® Motiva Card is a Personal Discover Network card with $0 annual fee.

To apply for Discover Motiva, you usually need excellent credit.

Apply directly for the Discover® Motiva Card with Discover secure online application.

Intro APR Intro Period as long as APR as low as Penalty APR
Purchases 0%15 months10.99% - 20.99% (Variable)See Issuer's Website
Balance Transfers 0%15 months10.99% - 20.99% (Variable)See Issuer's Website
Cash Advances --23.99% (Variable)See Issuer's Website

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 15 months. After that, your APR will be as low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 15 months. After that, your APR will be as low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 23.99% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Balance Transfer Transaction Fee
    3% of the amount of each transfer.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    0% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $35 fee for each late payment may apply.
  • Returned Payment Fee
    Usually, a $35 fee for each returned payment may apply.

    Complete Card Details

  • For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Articles on Discover® Motiva Card

    Discover Motiva Card Review: Rewards Worth It?

    Discover Motiva Card Review: Rewards Worth It?

    February 18, 2012 - By David R - Review
    Discover Motiva Credit Card is a cash back rewards card with a special bonus. If you consistently pay your card bill on time, this card gives you extra cash back. This bonus is on top of the cash back earned from regular purchases.

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Comments about Discover® Motiva Card

  • Daniel
    on March 24, 2011 3:33 PM said:

    Discover card has been wonderful to me for over the few years I've had it. The rewards you can redeem with their points program is large and they have gift cards that you can get electronically or through the mail. Also, Discover will call ME and let me know about increases in my credit line, or that they're going to lower my interest rate. I have never had another credit card even consider reducing my interest rate when I ask them about it, let alone going about it themselves and then contacting me. It seems like they really want you to be happy and satisfied with their card and services and they definitely go the extra mile to achieve that.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. Some comments may be solicited, aggregated from external sources and/or compensated. Visitors may report inappropriate content by clicking the Report abuse link.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

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Compare Discover Motiva to:

Discover® More Card - 18 Month Promotional Balance Transfer
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
0% for 18 months
10.99% - 20.99% (Variable)
$0

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  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
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  • No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
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