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| Discover® Motiva Card Find more credit cards from Discover
- Earn Cashback Bonus for your good credit management
- 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
- Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
- Go to issuer's official application, terms, and details
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. |
Credit Card Review by CreditDonkeyDiscover® Motiva Card is a Personal Discover Network card with $0 annual fee. To apply for Discover Motiva, you usually need excellent credit. Apply directly for the Discover® Motiva Card with Discover secure online application. | Intro APR | Intro Period as long as | APR as low as | Penalty APR |
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| Purchases | 0% | 15 months | 10.99% - 20.99% (Variable) | See Issuer's Website |
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| Balance Transfers | 0% | 15 months | 10.99% - 20.99% (Variable) | See Issuer's Website |
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| Cash Advances | - | - | 23.99% (Variable) | See Issuer's Website |
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Rewards & Benefits Bonus Cash Back5% of your Interest Charges as a Cashback Bonus automatically each month you make an on-time payment
Interest Rates & Interest Charges- Annual Percentage Rate (APR) for Purchases
0% introductory APR for 15 months. After that, your APR will be as low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Balance Transfers
0% introductory APR for 15 months. After that, your APR will be as low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factors. - Annual Percentage Rate (APR) for Cash Advances
APR will be as low as 23.99% (Variable) based on your creditworthiness and other factors. - Paying Interest for Purchases
You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50
Fees- Balance Transfer Transaction Fee
3% of the amount of each transfer. - Cash Advance Transaction Fee
Either $10.00 or 5% of the amount of each cash advance, whichever is greater. - Foreign Exchange Transaction Fee
0% of the amount of each transaction. - Late Payment Fee
Usually, a $35 fee for each late payment may apply. - Returned Payment Fee
Usually, a $35 fee for each returned payment may apply.
Complete Card Details- For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.
Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.
Articles on Discover® Motiva CardDiscover Motiva Credit Card is a cash back rewards card with a special bonus. If you consistently pay your card bill on time, this card gives you extra cash back. This bonus is on top of the cash back earned from regular purchases. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.
Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. Some comments may be solicited, aggregated from external sources and/or compensated. Visitors may report inappropriate content by clicking the Report abuse link. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.
Compare Discover Motiva to: | | - 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
| | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | 0% for 6 months | 0% for 18 months | 10.99% - 20.99% (Variable) | $0 |
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Popular Cards from Discover
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| Intro APR (P) | Intro APR (BT) | APR as low as | | - | 0% for 12 months | 10.99% - 15.99% (Variable) | | - Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR (P) | Intro APR (BT) | APR as low as | 0% for 15 months | 0% for 15 months | 10.99% - 19.99% (Variable) | | - 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 2% automatically at gas stations and restaurants all year long*
- Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Intro APR (P) | Intro APR (BT) | APR as low as | 0% for 6 months | 0% for 6 months | 10.99% - 16.99% (Variable) | | - Earn up to $250 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%*
- No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- *Click apply to view rates, fees, rewards, limitations and other important information
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