McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Share this on Facebook Tweet this

Discover Motiva Card

Find more credit cards from Discover
  • Earn Cashback Bonus for your good credit management
  • 0% Intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Credit Card Review by CreditDonkey

Discover Motiva Card is a Personal Discover Network card with a $0 annual fee. Discover Motiva Card offers cash back rewards, bonus cash back and $0 fraud liability.

Apply directly for the Discover Motiva Card with Discover secure online application.

Intro APR Intro Period as long as APR as low as Default APR
Purchases 0%15 months10.99% - 20.99% (Variable)25.99%
Balance Transfers 0%15 months10.99% - 20.99% (Variable)n/a
Cash Advances --23.99% (Variable)n/a

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 15 months. After that, your APR will be as low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    0% introductory APR for 15 months. After that, your APR will be as low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 23.99% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Balance Transfer Transaction Fee
    3% of the amount of each transfer.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    0% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $35 fee for each late payment may apply.
  • Returned Payment Fee
    Usually, a $35 fee for each returned payment may apply.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Articles on Discover Motiva Card

    Discover Motiva Review

    Discover Motiva Review

    October 28, 2008 - By Chris Anderson - Review
    Discover’s Motiva Card is a fantastic way to earn rewards. The card has a 3.99% Annual Percentage Rate (APR) on purchases for the first six months and the same APR for balance transfers for the first year. After those time periods, the APR rises to a variable 10.99 to 18.99%, depending on your credit history. Be sure to review Discover’s website to view sample rates for credit history categories. The card has no annual fee and carries a 3% fee for each balance transfer.

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Comments about Discover Motiva Card

  • Daniel
    on March 24, 2011 3:33 PM said:

    Discover card has been wonderful to me for over the few years I've had it. The rewards you can redeem with their points program is large and they have gift cards that you can get electronically or through the mail. Also, Discover will call ME and let me know about increases in my credit line, or that they're going to lower my interest rate. I have never had another credit card even consider reducing my interest rate when I ask them about it, let alone going about it themselves and then contacting me. It seems like they really want you to be happy and satisfied with their card and services and they definitely go the extra mile to achieve that.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. Some comments may be solicited, aggregated from external sources and/or compensated. Visitors may report inappropriate content by clicking the Report abuse link.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Name (required)
Email (required; won't be published)
Website (optional)

or you can also trackback from your blog.

Popular Cards from Discover

Discover More Card

Discover More Card

Intro APR (P)Intro APR (BT)APR as low as
0%
0%
11.99% - 20.99% (Variable)
Cash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 11.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 11.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
Apply for Discover More Card
Miles by Discover Card

Miles by Discover Card

Intro APR (P)Intro APR (BT)APR as low as
0%
0%
10.99% - 16.99% (Variable)
Introductory Bonus Airline MilesAirline RewardsHotel RewardsTravel Rewards
  • Earn up to $120 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first year
  • 1 mile on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
Apply for Miles by Discover Card
Discover Open Road Card

Discover Open Road Card

Intro APR (P)Intro APR (BT)APR as low as
0%
0%
11.99% - 20.99% (Variable)
Cash Back RewardsDining RewardsGas Rewards$0 Fraud Liability
  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 11.99% - 20.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Apply for Discover Open Road Card

Credit Card Deals

Compare Promotions & Deals - Apply Online

About CreditDonkey
CreditDonkey is a credit card comparison website. We publish credit card reviews, deals, and tips to help you make informed credit decisions.

IMPORTANT LEGAL DISCLAIMERS. READ CAREFULLY.
CreditDonkey

  • is not a credit card issuer, bank or lender. It offers no credit cards or other credit products but only provides information about them.
  • makes reasonable effort to provide accurate information, but provides no warranty it is accurate, current or applicable to you. It is YOUR RESPONSIBILITY to check with the credit card issuer, bank or lender about the terms and conditions of any product you may apply for on our website.
  • provides information for comparative and educational purposes only. The information is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult YOUR OWN professional advisors for such advice.
  • may be compensated by third parties, including credit card issuers, for customer leads and product reviews provided on this site.
  • is not endorsed by Visa, MasterCard, American Express, Discover or any other credit card issuer, bank, lender, media organization or other entity mentioned on this site. All trademarks displayed, other than CreditDonkey, are the registered trademarks of those companies and in no way represent or imply any association with or approval of CreditDonkey.

©2012 CreditDonkey