Marcus by Goldman Sachs vs Synchrony Bank
Marcus by Goldman Sachs | Synchrony Bank | |
---|---|---|
Marcus Online Savings - Earn 4.40% APY - | High Yield Savings - 4.75% APY - | |
Benefits and Features | ||
Savings | 4.40% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement. | 4.75% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle |
CD | 3.90% to 5.00% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.90%. $500 minimum to open. No monthly service fee. | 0.25% to 5.15% APY. Terms of 3 months to 5 years. No minimum deposit to open. |
Checking | ||
Money Market | 2.25% APY. No monthly service fee and no minimum deposit. | |
Mobile App | ||
ATMs | Any ATMs with Plus or Accel logos | |
Customer Service | Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET | Mon-Fri 8:00 am - 10:00 pm (ET); Sat-Sun 8:00 am - 5:00 pm (ET) |
IRA CD | 0.25% to 5.00% APY. Terms of 3 months to 5 years. No minimum deposit to open. | |
IRA Money Market | 2.25% APY. | |
Locations | ||
CreditDonkey® Reviews | ||
Savings | ||
Money Market | ||
Customer Service | ||
Pros & Cons | Pros:
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Bottom Line | | Good online bank offering high interest rates... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Marcus: Information including rates, fees, terms, and benefits was obtained on April 04, 2024 from published websites and is believed to be accurate, but not guaranteed. Synchrony Bank: Pricing information from published website as of 04/11/2024. |