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Low Interest on Purchases

Read more about: Low Interest Credit Cards

Citi ThankYou Preferred Card
Apply for Citi ThankYou Preferred Card
  • $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening.
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you’re a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
Introductory Bonus Reward PointsPoint RewardsNo Expiration on RewardsNo Limits on RewardsNo Pre-Set Spending LimitConciergeCar Rental InsuranceExtended WarrantyBaggage Insurance Travel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
12.99% - 22.99% (Variable)
$0

Citi Simplicity® Card
Apply for Citi Simplicity® Card
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative, no late fees and no penalty rate
  • No annual fee*
Car Rental InsuranceBaggage InsuranceTravel Accident Insurance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
12.99% - 21.99% (Variable)
$0

Citi Dividend Platinum Select Visa Card
Apply for Citi Dividend Platinum Select Visa Card
  • $100 cash back after $500 in purchases within the first 3 months of account opening.
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. To learn more, visit dividend.quarterlyoffer.citi.com.
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee.*
Introductory Bonus Cash BackCash Back Rewards
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
12.99% - 22.99% (Variable)
$0

Citi Forward Card
Apply for Citi Forward Card
  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 you spend on restaurants and on books, movies and music. 1 reward point for every $1 you spend on other purchases.
  • Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% (0.25% each quarter, 8X maximum)
  • No Annual Fee*.
Introductory Bonus Reward PointsPoint RewardsBonus Reward PointsDining Rewards$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
12.99% - 22.99% (Variable)
$0

Ink Cash Business
Apply for Ink Cash Business
  • $250 cash back bonus after you spend $5,000 within 3 months!
  • 5% cash back on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services
  • 2% cash back on the first $25,000 spent annually on gas and dining
  • 1% cash back on all other card purchases with no limit to the amount you can earn
  • Cash back rewards do not expire
Introductory Bonus Cash BackCash Back RewardsDining RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
13.24% (Variable)
$0

Ink Business Card
Apply for Ink Business Card
  • 25,000 bonus points after you spend $5,000 in the first 3 months!*
  • 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
  • 2X points per dollar on the first $25,000 spent annually on fuel and dining*
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn*
  • Cash back rewards do not expire
Introductory Bonus Reward PointsPoint RewardsDining RewardsGas RewardsOffice RewardsNo Expiration on RewardsNo Limits on Rewards
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
0%
13.24% (Variable)
$0

Citi ThankYou Premier Card
Apply for Citi ThankYou Premier Card
  • Earn 30,000 bonus ThankYou(r) Points after $2,000 in purchases within 3 months of account opening - enough for $300 in gift cards
  • 1 ThankYou point for every dollar you spend on purchases
  • Earn points for the miles you fly when you purchase a ticket with your Citi ThankYou Premier Card.
  • No foreign transaction fees on purchases*
  • Annual complimentary domestic companion ticket within the continental USA, when booked through our travel benefits provider, Spirit Incentives
Introductory Bonus Reward PointsPoint RewardsDrugstore RewardsGas RewardsGrocery RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
13.99% - 22.99% (Variable)
$125

Discover Student More
Apply for Discover Student More
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
StudentCash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 20.99% (Variable)
$0

Discover Student Open Road
Apply for Discover Student Open Road
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • Double Cashback Bonus®* at gas stations and restaurants.*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
StudentCash Back RewardsDining RewardsGas Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 20.99% (Variable)
$0

Citi Forward Card for College Students
Apply for Citi Forward Card for College Students
  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit line
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
StudentIntroductory Bonus Reward PointsPoint RewardsBonus Reward Points$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0%
-
13.99% - 22.99% (Variable)
$0

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