KeyBank vs TD Bank

KeyBank is a bank with a variety of deposit products and great financial tools. How does it compare to TD Bank? Read our comparison chart below.

KeyBank has over 1,200 branches in 15 states. It offers a range of checking and savings accounts. Some relationship products offer perks like lower loan rates and higher savings APY. Key Bank has higher monthly service fees and heavier requirements to waive, but there is a free checking option.

While TD Bank has over 1,100 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.

Compare KeyBank with TD Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	KeyBank	TD Bank
	Member FDIC	Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER Key Select Checking® - $200 Bonus - Learn More Read KeyBank Review	SPECIAL OFFER TD $300 Beyond Checking Bonus - Learn More Read TD Bank Review
	Benefits and Features
Savings	0.01% APY. $10 minimum opening deposit. $4 monthly maintenance fee unless you are an owner of a KeyBank consumer checking account (including the KeyBank Hassle-Free Account).	0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
CD	Standard Term CD: 0.05% APY. Terms of 7 days to 10 years. Minimum deposit of $2,500.	1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
Checking		TD Simple Checking℠, TD Complete Checking, TD Beyond Checking
Money Market	2.93% blended APY on balances of $25,000 or more. $5,000 minimum opening deposit. Monthly maintenance charge of $20. Can be waived with $25,000 daily balance OR having a relationship package checking account.
ATMs	More than 40,000 KeyBank and Allpoint ATMs nationwide	Approximately 700 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
Customer Service	Telephone Service available 24/7	24/7 Live Customer Service (Telephone)
IRA CD		1.00% APY (up to 5.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).
Locations	More than 1,200 branches in 15 states: Alaska, Colorado, Connecticut, Idaho, Indiana, Maine, Massachusetts, Michigan, New York, Ohio, Oregon, Pennsylvania, Utah, Vermont, and Washington.	1175 locations
	CreditDonkey® Reviews

Savings
CD
Checking
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: Key Financial Wellness Review tool Free checking option 24/7 customer service Cons: Limited branches High account fees	Pros: Extended banking hours Low requirements to waive monthly fees No foreign transaction fees Cons: No free checking Low APY Only on East Coast
Bottom Line	Bank with a variety of deposit products and great financial tools... Read full review	East Coast bank with relatively low minimum balance requirements... Read full review
	Visit Site	Learn More
	Key Select Checking® - $200 Bonus Key Smart Checking® - $200 Bonus	TD $300 Beyond Checking Bonus TD $200 Complete Checking Bonus Referral Program - Up to $500 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. KeyBank: Pricing information from published website as of 04/10/2024 based on 44114 zip code. TD Bank: Pricing information from published website as of 03/15/2024 based on 08034 zip code.

Member FDIC

Key Select Checking® - $200 Bonus

Learn More

Expires 7/19/2024

Earn $200 after qualified activities until 7.19.24 with interest-bearing Key Select Checking®.

Open a Key Select Checking® account online by July 19, 2024.
Make the minimum opening deposit of $50, plus one direct deposit of at least $500 within the first 60 days of account opening.
Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements. Account must not be closed or restricted during the time of promotional period.

Key Select Checking® is a premium checking account that earns interest and a $100 cash bonus year after year with qualifying activities and has a waivable monthly maintenance fee.

Member FDIC

Key Smart Checking® - $200 Bonus

Learn More

Expires 7/19/2024

Earn $200 after qualified activities until 7.19.24 with the no-monthly-maintenance-fee Key Smart Checking®.

Open a Key Smart Checking® account online by July 19, 2024.
Make the minimum opening deposit of $10, plus one direct deposit of at least $500 within the first 60 days of account opening.
Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements. Account must not be closed or restricted during the time of promotional period.

Which is Better: KeyBank or TD Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing KeyBank or Chase.

In short: TD Bank's checking and customer service are worth mentioning. In particular, the customer service is outstanding.

Articles on KeyBank

KeyBank Review

Are you looking for a no-frills checking account or maybe a bank that offers relationship banking services/interest rates? You may have found your fit with KeyBank.

Key Bank Routing Number

Looking to transfer money in or out of your KeyBank checking or savings account? Find your KeyBank routing number and learn more about money transfers in our guide.