Julie Williams

Using a credit card without going into debt is surprisingly easy. A lot of people have this perception that a credit card is a sure fire way to get into debt, but this isn’t the case if you’re a savvy credit card user who follows just a few ...

Budgeting with a credit card is much the same as budgeting with any other source of finance. There should be no difference in the way that you budget the money you spend on your credit cards from the money you spend with any other funding source.

One of the main reasons people choose not to get a credit card is because of their fear of interest. They think paying off a credit card fully is next to impossible because the interest rates are so extreme. In some cases, interest rates can get ...

In the credit card marketplace, we are all increasingly seeing airlines getting in on the act. They are offering airline credit cards and, for the consumer, this can mean a whole new range of exciting credit card products available to them.

Has this ever happened to you? When a bill or statement comes, you scan it over and then leave it in a big pile of other bills. Perhaps you even label the pile or put Post-It notes on top of the pile, reminding you to pay the bills, look over ...

Many people worry about credit card theft and credit card fraud. With the increasing number of both, it’s no wonder. However, protecting your credit card information is actually quite simple.

For some reason everyone seems to have this stigma attached to credit cards that they aren’t a good way to save money. However, the opposite is actually true. Credit cards are a fantastic way in saving money if you know how to best utilize your ...

Everyone seems to have this picture of a reckless teenager living the high life with a credit card, racking up a bill that they couldn’t possibly hope to pay. Back in the days of the first credit cards, this may have been the case when the ...

These days it seems like everywhere you turn there is another bank wanting to hand you a credit card. On the television, at the banks and even if your mailbox; every bank has a different credit card offer especially for you!

Like many companies, credit card issuers usually reward their loyal customers. However, you do not have to be a long-time member to reap the benefits of a better credit card deal. Read on to find out the different ways to you can get a better ...