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Journey® Student Rewards from Capital One®


Disclaimer: The information for the Journey® Student Rewards from Capital One® has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Journey® Student Rewards from Capital One® is a Personal Visa card with $0 annual fee.

Regular APR
Purchases 26.46% (Variable)
Balance Transfers 26.46% (Variable)
Cash Advances 26.46% (Variable)

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    APR will be 26.46% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be 26.46% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be 26.46% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest.
  • Paying Interest for Balance Transfers
    Usually, interest begins charging on the transfer transaction date.

    Fees

  • Annual Fee
    $0 annual fee
  • Balance Transfer Transaction Fee
    No balance transfer fee
  • Cash Advance Transaction Fee
    Either $10.00 or 3% of the amount of each cash advance, whichever is greater.
  • Foreign Transaction Fee
    No foreign transaction fee
 

Journey® Student Rewards from Capital One®

Discover it® Student Cash Back

 

Interest Rates and Fees

Introductory APR for PurchasesN/A0% introductory APR for 6 months
Introductory APR for Balance TransfersN/A10.99% introductory APR for 6 months
Purchase APR26.46% (Variable) based on your creditworthiness and other factors14.99% to 23.99% Variable based on your creditworthiness and other factors
Balance Transfers APR26.46% (Variable) based on your creditworthiness and other factors14.99% to 23.99% Variable based on your creditworthiness and other factors
Balance Transfer FeeNo balance transfer fee3% of the amount of each transfer.
Annual Fee$0 annual fee$0 annual fee
 

Benefits and Features

Student
Student: Get $20 statement credit each school year your GPA is 3.0 or higher for up to the first 5 years from account opening.
Introductory Bonus Cash Back Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Cash Back RewardsCash Back Rewards: Earn 1% cash back on all purchases. If you pay on time, you can boost your cash back to a total of 1.25% for that month.Cash Back Rewards: 1% cash back on all other purchases.
Bonus Cash Back Bonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2018:
January - March 2018: Gas Stations & Wholesale Clubs
April - June 2018: Grocery Stores
July - September 2018: Restaurants
October - December 2018: Amazon.com & Wholesale Clubs
Bonus Categories for 2019:
January - March 2019: Grocery Stores
April - June 2019: Gas Stations, Uber and Lyft
July - September 2019: Restaurants
October - December 2019: Amazon.com

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Capital One Journey: Pricing information including interest rates, rewards, benefits and fees was obtained on December 11, 2018 from published websites and is believed to be accurate, but not guaranteed.

Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on October 8, 2018 from published websites and is believed to be accurate, but not guaranteed.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Journey® Student Rewards from Capital One® and Discover it® Student Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Complete Card Details

  • Pricing information including interest rates, rewards, benefits and fees was obtained on December 11, 2018 from published websites and is believed to be accurate, but not guaranteed.
  • While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One.


Recent Mentions


Compare Capital One Journey to:


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 6 months
10.99% for 6 months
14.99% - 23.99% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% intro on purchases for 15 months
0% intro on balance transfers for 15 months
14.74% - 24.74% (Variable)
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
0% for 15 months
0% for 15 months
16.99% - 25.74% Variable
$0


Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
26.46% (Variable)
$0

Disclaimer: The information for the Discover it® Student Cash Back, Capital One® Quicksilver® Cash Rewards Credit Card, Chase Freedom, and Capital One® Platinum Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.