Ink Business Preferred vs Platinum Delta AMEX Business

Chase and American Express are CreditDonkey partners. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Ink Business Preferred is an excellent credit card for the modern small business. How does it compare to Platinum Delta AMEX Business from American Express? Read our comparison chart below.

Keep in mind, the Ink Business Preferred has a $95 annual fee, while the Platinum Delta AMEX Business has a $195 annual fee.

	Ink Business Preferred℠ Credit Card	Platinum Delta SkyMiles® Business Credit Card from American Express
	Credit Card Summary
	Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards® Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open No foreign transaction fees Employee cards at no additional cost $95 Annual Fee	Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months. Check your first bag for free and save up to $50 on a round trip Delta flight. Settle into your seat sooner with Priority Boarding. Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card. Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire. Terms and limitations apply See Rates & Fees
	Credit Card Interest Rates & Fees
Purchase APR	17.99% to 22.99% Variable based on your creditworthiness and other factors	17.99% to 26.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	17.99% to 22.99% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$95 annual fee	$195 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards		Introductory Bonus Airline Rewards: Earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Introductory Bonus Reward Points	Introductory Bonus Reward Points: Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards	Travel Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards	Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs	Airline Rewards: Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
Hotel Rewards	Hotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Point Rewards: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.
Airline Status		Airline Status: Check your first bag for free and save up to $50 on a round trip Delta flight. Settle into your seat sooner with Priority Boarding. Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
Airline Transfer Partners	Airline Transfer Partners: Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air France, Singapore Airlines, Virgin Atlantic, Iberia, and Aer Lingus.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Earn 80,000 bonus points Earn 3 points per $1 in select business categories Protection benefits Airline transfer partners Cons: $95 annual fee No introductory APR
Bottom Line	Excellent credit card for the modern small business... Read full review
What Others View		Gold Delta SkyMiles Business Credit Card
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Articles on Ink Business Preferred℠ Credit Card

Chase Ink Preferred
Looking for a new business credit card? Ink Business Preferred offers more than a sign up bonus. Read this review to see if the benefits are worth it.
• Ink Business Preferred vs Chase Sapphire Preferred
• Ink Business Preferred vs American Express Business Platinum
• Ink Business Preferred vs SimplyCash Plus

Chase Ink Preferred Benefits
Chase Ink Business Preferred has benefits you may not know about. Don't waste these valuable perks. Read this guide to understand your benefits and get the most value.
• Ink Business Preferred vs Ink Business Cash
• Ink Business Preferred vs Chase Sapphire Reserve

Chase Ink Preferred Referral
You can earn up to 100,000 bonus points per year by referring Chase Ink Business Preferred to business owners. Read on to learn how it works.

Chase Ink Preferred Credit Score
Chase Ink Business Preferred usually requires an excellent credit score (720+). But this is not the only deciding factor. Find out how to improve your odds.

Compare Ink Business Preferred to:

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.99% - 24.99% Variable Annual Fee $0 Intro for the First Year, then $95

The Business Platinum® Card from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $450

SimplyCash® Plus Business Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 15 months N/A 14.49% - 21.49% Variable Annual Fee No annual fee

You might also be interested in

Related: Business Credit Cards

	How to Build Business Credit Small business owners need to build business credit so they can continue to make investments and grow. Learn how with our infographic guide.

Compare Platinum Delta AMEX Business to:

Gold Delta SkyMiles® Business Credit Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee N/A N/A 17.99% - 26.99% Variable $0 introductory annual fee for the first year, then $95