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IHG Credit Card vs Starwood Preferred Guest® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

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IHG Credit Card is a good hotel credit card for frequent IHG travelers. How does it compare to Starwood Preferred Guest from American Express, a travel and hotel credit card? Read our comparison chart below.

Keep in mind, the IHG Credit Card has a $0 Intro Annual Fee for the First Year, then $49, while the Starwood Preferred Guest has a $0 introductory annual fee for the first year, then $95.

 Read IHG Credit Card ReviewApply Now
 

IHG Rewards Club Select Credit Card

Starwood Preferred Guest® Credit Card from American Express

 

Credit Card Interest Rates & Fees

Purchase APR17.24% to 24.24% Variable based on your creditworthiness and other factors16.49% to 20.49% Variable based on your creditworthiness and other factors
Balance Transfers APR17.24% to 24.24% Variable based on your creditworthiness and other factors16.49% to 20.49% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 Intro Annual Fee for the First Year, then $49$0 introductory annual fee for the first year, then $95
 Terms Apply See Rates & Fees
 

Credit Card Rewards & Benefits

Introductory Bonus Hotel RewardsIntroductory Bonus Hotel Rewards: Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account openingIntroductory Bonus Hotel Rewards: Earn 25,000 Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
Travel Rewards Travel Rewards
Airline Rewards Airline Rewards: Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis.
Redeem Starpoints® for flights on more than 150 airlines with SPG flights, with no blackout dates.
Bonus Airline Rewards Bonus Airline Rewards: Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
Bonus Hotel RewardsBonus Hotel Rewards: Enjoy a Free Night after each account anniversary year at over 5,000 hotels worldwide 
Hotel RewardsHotel Rewards: Earn 5 points per $1 spent when you stay at an IHG hotelHotel Rewards: Earn 2 Starpoints® for each dollar of eligible purchases spent at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries, with no blackout dates.
Hotel StatusHotel Status: Platinum Elite status as long as you're a Select credit cardmemberHotel Status: Premium on-property Internet Access. Booking requirements apply.
Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year. Receive credit for 5 nights toward SPG elite status each year.
Gas RewardsGas Rewards: Earn 2 points per $1 spent on purchases at gas stations 
Grocery RewardsGrocery Rewards: Earn 2 points per $1 spent on purchases at grocery stores 
Dining RewardsDining Rewards: Earn 2 points per $1 spent on purchases at restaurants 
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include American Airlines, Delta, Alaska Airlines, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Introductory Offer
  • Annual Bonus Offer
  • Platinum Elite
Cons:
  • $0 Intro Annual Fee for the First Year, then $49
Pros:
  • Earn bonus points after you make $3,000 in purchases within the first 3 months
  • Flexible transfer to airlines miles
Cons:
  • $95 annual fee
Bottom LineGood hotel credit card for frequent IHG travelers... Read full reviewExcellent rewards card for travelers looking for free hotel stays or airfare... Read full review
 Read IHG Credit Card ReviewApply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the IHG Rewards Club Select Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

IHG Credit Card: Pricing information including interest rates, benefits and fees was obtained on January 12, 2018 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: IHG Credit Card or Starwood Preferred Guest?

Still need help deciding which hotel card is better? Read the in-depth reviews below. You may also be interested in comparing IHG Credit Card or Chase Sapphire Preferred.


Explore IHG Rewards Club Select Credit Card In-Depth


Explore Starwood Preferred Guest® Credit Card from American Express In-Depth


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Compare Starwood Preferred Guest to:

Premier Rewards Gold Card

Premier Rewards Gold Card from American Express

Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
Annual Fee
Introductory annual fee of $0 for the first year, then $195
Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.24% - 24.24% Variable
Annual Fee
$0 Intro for the First Year, then $95
Amex EveryDay

The Amex EveryDay® Credit Card from American Express

Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% on Purchases for 12 months
0% on Balance Transfers for 12 months
14.24% - 24.24% Variable
Annual Fee
$0

Credit Card for Traveling Abroad

The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. Read this before you take off.


About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.