CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

IHG Credit Card vs Chase Sapphire Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

IHG Credit Card is a good hotel credit card for frequent IHG travelers. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant credit card? Read our comparison chart below.

Keep in mind, the IHG Credit Card has a $0 Intro Annual Fee for the First Year, then $49, while the Chase Sapphire Preferred has a $0 Intro Annual Fee for the First Year, then $95.

 Read IHG Credit Card ReviewApply Now
 

IHG Rewards Club Select Credit Card

Chase Sapphire Preferred® Card

 

Credit Card Interest Rates & Fees

Purchase APR17.24% to 24.24% Variable based on your creditworthiness and other factors17.24% to 24.24% Variable based on your creditworthiness and other factors
Balance Transfers APR17.24% to 24.24% Variable based on your creditworthiness and other factors17.24% to 24.24% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction fee$0
Annual Fee$0 Intro Annual Fee for the First Year, then $49$0 Intro Annual Fee for the First Year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Hotel RewardsIntroductory Bonus Hotel Rewards: Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening 
Introductory Bonus Reward Points Introductory Bonus Reward Points: Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Travel Rewards Travel Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.
1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards Airline Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Bonus Hotel RewardsBonus Hotel Rewards: Enjoy a Free Night after each account anniversary year at over 5,000 hotels worldwide 
Hotel RewardsHotel Rewards: Earn 5 points per $1 spent when you stay at an IHG hotelHotel Rewards: 1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards Point Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Hotel StatusHotel Status: Platinum Elite status as long as you're a Select credit cardmember 
Gas RewardsGas Rewards: Earn 2 points per $1 spent on purchases at gas stations 
Grocery RewardsGrocery Rewards: Earn 2 points per $1 spent on purchases at grocery stores 
Dining RewardsDining Rewards: Earn 2 points per $1 spent on purchases at restaurantsDining Rewards: 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include United Airlines, Southwest Airlines, British Airways, Air France, Korean Air, Singapore Airlines, and Virgin Atlantic.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Introductory Offer
  • Annual Bonus Offer
  • Platinum Elite
Cons:
  • $0 Intro Annual Fee for the First Year, then $49
Pros:
  • Generous bonus points
  • Flexible travel rewards
  • Travel, purchase and security protection
  • $0 Foreign Transaction Fee
Cons:
  • $0 Intro Annual Fee for the First Year, then $95
  • No intro APR
Bottom LineGood hotel credit card for frequent IHG travelers... Read full reviewHigh-earning rewards card for those with excellent credit... Read full review
 Read IHG Credit Card ReviewApply Now
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Chase.

    Disclaimer: The information for the IHG Rewards Club Select Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    IHG Credit Card: Pricing information including interest rates, benefits and fees was obtained on January 12, 2018 from published websites and is believed to be accurate, but not guaranteed.


    Explore IHG Rewards Club Select Credit Card In-Depth


    Explore Chase Sapphire Preferred® Card In-Depth


    You Might Also Like

      Best Chase Credit Card

      Find the best Chase credit card in our rankings of top offers and promotions. Read the latest reviews and score the best deals with this guide.

      Credit Card Bonus Offers

      Take advantage of credit card bonuses for new customers, including bonus cash, reward points, and airline miles.

    Compare IHG Credit Card to:

    Starwood Preferred Guest
    Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    16.49% - 20.49% Variable
    $0 introductory annual fee for the first year, then $95

    You might also be interested in

    Hotel Credit Cards for Free Nights

    Must-read list of hotel credit card promotions. Check out this essential list of credit card offers before your next hotel stay.

    Compare Chase Sapphire Preferred to:

    Chase Sapphire Reserve

    Chase Sapphire Reserveâ„ 

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    17.24% - 24.24% Variable
    Annual Fee
    $450
    Premier Rewards Gold Card

    Premier Rewards Gold Card from American Express

    Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195
    American Express Platinum

    The Platinum Card® from American Express

    Introductory Bonus Reward PointsTravel RewardsAirline RewardsHotel Rewards
    Annual Fee
    $550

    Best Credit Cards for International Travel

    The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. Read this before you take off.


    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    †Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.