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Updated December 1, 2016

Citi Hilton HHonors Visa Signature Card Review

Editorial Note: This content is not provided by the card issuer. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer.
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The Citi Hilton HHonors Visa is an excellent rewards card for travelers who enjoy staying at Hilton hotels. This card earns award nights at Hilton hotels around the world and gives you HHonors Status with the Hilton chain.

6/20/2017 Update: We're sorry, Citi® Hilton HHonors Visa Signature® Card is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.

Overall Score

4.3

Rewards

4.0

Fees

5.0

Benefits

4.0
5-point scale (the higher, the better)

Pros and Cons

  • Bonus point promotion
  • HHonors Silver status
  • No annual fee
  • No introductory APR

Bottom Line

Great card for travelers looking to earn hotel rewards without paying an annual fee

The bonus program of this card makes it easy to earn rewards while travelling or just staying at home. Best of all, this card has no annual fee.

Bonus Program

The Citi Hilton HHonors Visa earns bonus points on virtually all your purchases. You earn 6 points per dollar spent at participating Hilton hotels, 3 points per dollar spent at gas stations, drugstores, and supermarkets, and 2 points per dollar spent on other purchases. These points can be redeemed for hotel stays. Hilton ranks its hotels, and hotels in higher categories require more points for a free stay.

One free night at a Category 1 property costs 7,500 points, while one free night at a Category 7 hotel costs 50,000 points. You can also redeem your bonus points for airline miles, car rentals, and other travel rewards through Hilton’s Experience Rewards program.

Sign-up Bonus

This card offers a sign-up bonus for new cardholders. After you make $1,000 worth of purchases on this card in its first 4 months, you receive 40,000 bonus points.

Related: Ideas on How to Meet the Promotional Minimum Spending Requirement

HHonors Status

© Tony Hisgett (CC BY 2.0) via Flickr

Every year you have the Citi Hilton HHonors Visa, you automatically earn HHonors Silver Status at Hilton hotels.

To earn this status without the card, you would need to spend either 10 nights or 4 stays at Hilton hotels during a calendar year.

This status gives you a number of benefits including early check-in, late checkout, and free access to Hilton fitness centers during your stays. Since you earn this status automatically, you enjoy these benefits during all your visits to Hilton hotels throughout the year.

Pros

  • Earns extra points on purchases at Hilton hotels, gas stations, drugstores, and supermarkets
  • Points can be redeemed for free hotel nights, converted to airline miles, or spent on merchandise and other travel rewards.
  • Earn 40,000 bonus points after you make $1,000 worth of purchases on this card in the first 4 months as a sign-up bonus.
  • Automatically gives HHonors Silver status
  • No annual fee

Cons

  • No introductory APR
  • Card must be used at least once per year or the account will be closed

Bottom Line

This is a great card for consumers looking to earn hotel rewards without paying an annual fee.

6/20/2017 Update: We're sorry, Citi® Hilton HHonors Visa Signature® Card is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.

David R is a contributing writer at CreditDonkey, a credit card comparison and financial education website. Write to David R at davidr@creditdonkey.com. Our data-driven analysis has been recognized by major news outlets across the country and has helped consumers make savvy financial and lifestyle decisions. (read more)

Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.

Disclaimer: This content was first published on January 20, 2012. This content may have been updated on December 1, 2016. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Citi website for updated information.

Disclaimer: The information for the Citi® Hilton HHonors Visa Signature® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

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Compare Citi Hilton HHonors Visa to:

Starwood Preferred Guest Credit Card from American Express
Apply for Starwood Preferred Guest Credit Card from American Express
At American Express' Secure Site
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel RewardsNo Limits on RewardsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
16.24% - 20.24% Variable
$0 introductory annual fee for the first year, then $95

Comments about Citi Hilton HHonors Visa Signature Card Review

  • Ron from California
    on October 15, 2012 5:39 PM said:

    HHonor card is lousy as a drug store reward card as HHonor points are some of the least valuable in the perk world - they are worth less than half what better points are worth, hence the 3x "bonus" is really worth 1.5x of better cards. Probably do better with the 2% cash back with US Bank's Cash Plus Visa for drug store purchases.

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About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.