The Citi Hilton HHonors Visa is an excellent rewards card for travelers who enjoy staying at Hilton hotels. This card earns free nights at the Hilton hotels around the World and gives you HHonors Status with the Hilton chain.
 | | - Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
- No annual fee.*
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | 14.24% - 16.24% (Variable) | $0 |
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| Overall Score | 4.5 | |
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| Rewards | 4.5 | |
| Fees | 5.0 | |
| Benefits | 4.0 | |
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Pros and Cons
- 40,000 bonus points
- HHonors Silver status
- No annual fee
Bottom Line
Great card for travelers looking to earn hotel rewards without paying an annual fee
The bonus program of this card makes it easy to earn rewards while travelling or while staying at home. Best of all, this card has no annual fee.
Bonus Program
The Citi Hilton HHonors Visa earns bonus points on all your purchases. You earn 6 points for every dollar spent at Hilton hotels, 3 points for every dollar spent at gas stations, drugstores, and supermarkets, and 2 points for every dollar spent on all other purchases. These points can be redeemed for free hotel nights. Hilton ranks its hotels in categories. Higher categories are more expensive.
One free night at a Category 1 property costs 7,500 points while one free night at a Category 7 hotel costs 50,000 points. You can also redeem your bonus points for airline miles, car rentals, and other travel rewards through Hilton’s Experience Rewards program.
Signup Bonus
This card offers a signup bonus for new cardholders.
After you make $1,000 worth of purchases on this card in its first 4 months, you receive 40,000 bonus points. This is enough for 5 free nights at a Category 1 Hilton hotel.
HHonors Status
Every year you hold the Citi Hilton HHonors Visa, you automatically earn HHonors Silver Status at Hilton hotels.
To earn this status without the card, you would need to spend either 10 nights or 4 stays at Hilton hotels during a calendar year.
This status gives you a number of benefits including early check in, late checkout, and free access to Hilton fitness centers during your stays. Since you earn this status automatically, you enjoy these benefits during all your visits to Hilton hotels throughout the year.
Pros:
- Earns extra points on purchases at Hilton hotels, gas stations, drugstores, and supermarkets.
- Points can be redeemed for free hotel nights, converted to airline miles, or spent on other travel rewards.
- Earn 40,000 bonus points after you make $1,000 worth of purchases on this card in the first 4 months as a signup bonus.
- Automatically gives HHonors Silver status.
- No annual fee.
Cons:
- No introductory APR.
- Card must be used at least once per year or the account will be closed.
Bottom Line:
This is a great card for consumers looking to earn hotel rewards without paying an annual fee.
Write to David R at davidr@creditdonkey.com
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Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.
Disclaimer: This content was first published on January 20, 2012. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Citi website for updated information.
