Citi Hilton HHonors Reserve Card Review
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If you are a frequent traveler and enjoy staying at the Hilton chain of hotels, you may want to consider the Citi HHilton Reserve Card. When you use this card, you earn points toward free nights at Hilton hotels and resorts. This card also offers a number of other solid travel benefits. There is a $95 annual fee so read on to decide if it's worth it.
Pros and Cons
- 2 weekend night introductory offer
- 1 weekend night anniversary offer
- Gold status
- No foreign transaction fee
- $95 annual fee
Excellent hotel credit card for frequent Hilton guests and world travelers
When you make a purchase on your Citi HHilton Reserve Card, you earn HHonors Bonus Points. Since this is a travel card, you earn bonus points for travel purchases. You earn 10 points per dollar spent on hotel stays at a Hilton property. You earn 5 points for every dollar spent on rental cars and airfare. You earn 3 points per dollar spent on other purchases.
A free night at Hilton hotels costs as little as 7,500 points to as much as 105,000.
The Citi HHilton Reserve Card also offers a signup bonus to new cardholders. If you spend $2,500 on your card within its first 4 months, you receive 2 free weekend night certificates, good at select hotels and resorts within the Hilton portfolio. These free nights are good even at select Category 7 hotels. If you wanted to get these same free nights on points, it would cost up to 100,000 points, so this is a good deal.
The downside of this bonus is it can only be used on the weekend. Keep in mind the certificate does not cover tip, resort fees or incidental charges like room service. You must use the weekend night certificate within 12 months.
You also get a bonus for keeping your card active. You need to spend at least $10,000 on your card during the year to get this renewal bonus. If you do, you receive another free weekend night at Hilton hotels.
|Hilton Cancún © Christian Van Der Henst S. (CC BY 2.0) via Flickr|
This card also offers a couple extra benefits for when you travel. When you sign up for this card, you automatically receive Gold status at Hilton. With this status you receive free internet, free breakfast at select chains, and the chance for room upgrades when you stay at a Hilton hotel. Just getting internet access a few times can help justify this card’s annual fee.
In addition, this card also waives foreign transaction fees. Many credit cards tack on an extra fee when you make purchases in a foreign country. When you use this card, you won’t have to pay any extra charges while travelling abroad.
- 2 weekend night certificates (good at select hotels and resorts within the Hilton portfolio) after you spend $2,500 within the first 4 months
- 1 weekend night certificate on your card anniversary when you spend $10,000 each year
- Automatically gives Gold status at Hilton
- No foreign transaction fees
- Charges an annual fee of $95; doesn’t waive the fee for the first year
- Signup and renewal bonus nights are only good for weekends
This is a great card for frequent Hilton visitors. Between the free hotel nights, automatic status at Hilton, and rewards program, this card earns its keep.
David R is a contributing writer at CreditDonkey, a credit card comparison and financial education website. Write to David R at email@example.com. Our data-driven analysis has been recognized by major news outlets across the country and has helped consumers make savvy financial and lifestyle decisions.
Editorial Note: This content is not provided by Citi. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citi.
Disclaimer: This content was first published on August 24, 2012. This content may have been updated on July 13, 2015. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check Citi website for updated information.
Disclaimer: The information for the Citi® Hilton HHonors™ Reserve Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.