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Updated December 24, 2014

Citi Hilton HHonors Reserve Card Review

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If you are a frequent traveler and enjoy staying at the Hilton chain of hotels, you should consider the Citi HHilton Reserve Card. When you use this card, you earn points toward free nights at Hilton hotels and resorts. This card also offers a number of other solid travel benefits. While you do need to pay an annual fee of $95 to keep this card active, you will easily make this money back in hotel benefits.

12/30/2014 Update: We're sorry, Citi® Hilton HHonors™ Reserve Card is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.

Overall Score







5-point scale (the higher, the better)

Pros and Cons

  • 2 weekend night introductory offer
  • 1 weekend night anniversary offer
  • Gold status
  • No foreign transaction fee
  • $95 annual fee

Bottom Line

Excellent hotel credit card for frequent Hilton guests and world travelers

Rewards Program

Every time you make a purchase on your Citi HHilton Reserve Card, you earn HHonors Bonus Points. You earn 3 points for every dollar spent on regular purchases. Since this is a travel card, you earn bonus points for travel purchases. You earn 5 points for every dollar spent on rental cars and airfare. You also earn 10 points for every dollar spent on hotel stays at any Hilton property.

A free night at some Hilton hotels costs little as 7,500 points. If you use your card often, you can get several free nights a year.

Signup Bonus

The Citi HHilton Reserve Card also offers a signup bonus to new cardholders. If you spend $2,500 on your card within its first 4 months, you receive 2 free weekend night certificates, good at select hotels and resorts within the Hilton portfolio. These free nights are good even at select Category 7 hotels. If you wanted to get these same free nights on points, it would cost up to 100,000 points, so this is a great deal.

The downside of this bonus is it can only be used on the weekend.

Related: Ideas on How to Meet $2,500 Promotional Spending Requirement

Renewal Bonus

You also get a bonus for keeping your card active. You need to spend at least $10,000 on your card during the year to get this renewal bonus. If you do, you receive another free weekend night at Hilton hotels.

Travel Benefits

Hilton Cancún
Hilton Cancún © Christian Van Der Henst S. (CC BY 2.0) via Flickr

This card also offers a couple extra benefits for when you travel. When you sign up for this card, you automatically receive Gold status at Hilton. With this status you receive free internet, free breakfast at select chains, and the chance for room upgrades when you stay at a Hilton hotel. Just getting internet access a few times makes up for this card’s annual fee.

In addition, this card also waives foreign transaction fees. Most credit cards tack on an extra fee when you make purchases in a foreign country. When you use this card, you won’t have to pay any extra charges while travelling abroad.


  • 2 weekend night certificates (good at select hotels and resorts within the Hilton portfolio) after you spend $2,500 within the first 4 months
  • 1 weekend night certificate on your card anniversary when you spend $10,000 each year
  • Automatically gives Gold status at Hilton
  • No foreign transaction fees


  • Charges an annual fee of $95; doesn’t waive the fee for the first year
  • Signup and renewal bonus nights are only good for weekends

Bottom Line

This is a great card for frequent Hilton visitors. Between the free hotel nights, automatic status at Hilton, and rewards program, this card definitely earns its fee.

12/30/2014 Update: We're sorry, Citi® Hilton HHonors™ Reserve Card is no longer available on CreditDonkey. This offer may have been discontinued or may no longer be available to new applicants.

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David R is a contributing writer at CreditDonkey, a credit card comparison and financial education website. Our data-driven analysis has been recognized by major news outlets across the country and has helped consumers make savvy financial and lifestyle decisions. (read more)

Disclaimer: This content was first published on August 24, 2012. This content may have been updated on December 24, 2014. Information including APR, terms and benefits may vary, be out of date, or not applicable to you. Information is provided without warranty. Please check the issuer's website for updated information.

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Compare Citi Hilton Reserve Credit card to:

Starwood Preferred Guest Credit Card from American Express
Apply for Starwood Preferred Guest Credit Card from American Express
At American Express' Secure Site
  • Earn up to 25,000 bonus Starpoints®
  • Earn 10,000 Starpoints after your first purchase on the Card and an additional 15,000 Starpoints after you use your new Card to make $5,000 in purchases within the first 6 months.
  • Redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights - all with no blackout dates.
  • Some hotels may have mandatory service and resort charges.
  • Starpoints stay active as long as you continue to spend on your Card.
  • $0 introductory annual fee for the first year, then $65.
  • Terms and Restrictions apply.
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsTravel RewardsBonus Airline RewardsNo Limits on RewardsEventsCar Rental InsuranceExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
15.24% - 19.24% variable
$0 introductory annual fee for the first year, then $65

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Club Carlson Credit Card

Looking for a hotel rewards credit card? The Club Carlson Premier Rewards Visa Signature card offers an eye-popping signup bonus and opportunities to get free hotel stays if you make a point of using this card regularly.
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