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American Express Hilton vs Starwood Preferred Guest

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Hilton is a good secondary credit card with no annual fee to earn points for hotel stays.. How does it compare to Starwood Preferred Guest from American Express, a travel and hotel credit card? Read our comparison chart below.

Keep in mind, the American Express Hilton has a $0 annual fee, while the Starwood Preferred Guest has a $0 introductory annual fee for the first year, then $95.

 Hilton Honors Card from American ExpressStarwood Preferred Guest Credit Card from American Express
 Apply NowApply Now
 

Hilton Honors™ Card from American Express

Starwood Preferred Guest® Credit Card from American Express

 

Credit Card Summary

 
Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery RewardsDining Rewards
Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel Rewards
 
  • Limited Time Offer: Earn 80,000 Hilton Honors™ Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership. Offer ends 05/31/2017.
  • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
  • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
  • Enjoy complimentary Silver status with your Hilton Honors™ Card.
  • Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year.
  • Terms Apply.
  • See Rates & Fees
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Limited Time Offer- Earn an extra 10,000 bonus Starpoints® after you make an additional $2,000 in purchases within the first 6 months. Offer ends 4/5.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95
  • Terms Apply.
  • See Rates & Fees
 

Credit Card Interest Rates & Fees

Purchase APR15.99% to 19.99% Variable based on your creditworthiness and other factors15.99% to 19.99% Variable based on your creditworthiness and other factors
Balance Transfers APR15.99% to 19.99% Variable based on your creditworthiness and other factors15.99% to 19.99% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 introductory annual fee for the first year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Hotel RewardsIntroductory Bonus Hotel Rewards: Limited Time Offer: Earn 80,000 Hilton Honors(TM) Bonus Points after you spend $2,000 in purchases on the Card within your first 3 months of Card Membership. Offer ends 05/31/2017.Introductory Bonus Hotel Rewards: Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
Limited Time Offer- Earn an extra 10,000 bonus Starpoints® after you make an additional $2,000 in purchases within the first 6 months. Offer ends 4/5.
Travel Rewards Travel Rewards
Airline Rewards Airline Rewards: Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis.
Redeem Starpoints® for flights on more than 150 airlines with SPG flights, with no blackout dates.
Bonus Airline Rewards Bonus Airline Rewards: Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
Hotel RewardsHotel Rewards: Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio. Terms apply.Hotel Rewards: Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries, with no blackout dates.
Hotel StatusHotel Status: Enjoy complimentary Silver status with your Hilton Honors(TM) Card. Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year.Hotel Status: Premium on-property Internet Access. Booking requirements apply.
Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year. Receive credit for 5 nights toward SPG elite status each year.
Gas RewardsGas Rewards: Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations. Terms apply. 
Grocery RewardsGrocery Rewards: Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets. Terms apply. 
Dining RewardsDining Rewards: Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants. Terms apply. 
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include American Airlines, Delta, Alaska Airlines, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Hilton Honors Card from American ExpressStarwood Preferred Guest Credit Card from American Express
Pros & ConsPros:
  • Bonus points
  • No annual fee
  • Honors Silver status
Cons:
  • Foreign transaction fee
Pros:
  • Earn bonus points after you make $3,000 in purchases within the first 3 months
  • Flexible transfer to airlines miles
Cons:
  • $95 annual fee
Bottom LineGood secondary credit card with no annual fee to earn points for hotel stays... Read full reviewExcellent rewards card for travelers looking for free hotel stays or airfare... Read full review
 Apply NowApply Now
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

    Which is Better: American Express Hilton or Starwood Preferred Guest?

    Still need help deciding which travel card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Hilton or Chase Sapphire Preferred.


    Explore Hilton Honors™ Card from American Express In-Depth


    Explore Starwood Preferred Guest® Credit Card from American Express In-Depth


    Which Do You Think is Best?

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    Compare American Express Hilton to:

    Hilton Surpass
    Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery RewardsDining RewardsExtended WarrantyPurchase ProtectionReturn ProtectionBaggage Insurance Travel Accident Insurance$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    15.99% - 19.99% Variable
    $75

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    Compare Starwood Preferred Guest to:

    Premier Rewards Gold Card

    Premier Rewards Gold Card from American Express

    Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195
    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    N/AN/A
    16.49% - 23.49% Variable
    Annual Fee
    Introductory Annual Fee of $0 the first year, then $95
    Amex EveryDay

    The Amex EveryDay® Credit Card from American Express

    Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards
    Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
    0% on Purchases for 12 months
    0% on Balance Transfers for 12 months
    13.74% - 23.74% Variable
    Annual Fee
    $0


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