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American Express Hilton vs Starwood Preferred Guest

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Hilton is a good secondary credit card with no annual fee to earn points for hotel stays.. How does it compare to Starwood Preferred Guest from American Express, a travel and hotel credit card? Read our comparison chart below.

Keep in mind, the American Express Hilton has a $0 annual fee, while the Starwood Preferred Guest has a $0 introductory annual fee for the first year, then $95.

 Hilton HHonors Card from American ExpressStarwood Preferred Guest Credit Card from American Express
 Apply NowApply Now
 

Hilton HHonors™ Card from American Express

Starwood Preferred Guest® Credit Card from American Express

 

Credit Card Summary

 
Introductory Bonus Hotel RewardsHotel RewardsGas RewardsGrocery RewardsDining Rewards
Introductory Bonus Hotel RewardsTravel RewardsAirline RewardsBonus Airline RewardsHotel Rewards
 
  • Earn 50,000 Hilton HHonors(TM) Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.
  • Get 7X Hilton HHonors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.
  • Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Get 3X Hilton HHonors Bonus Points for all other eligible purchases on your Card. Terms and limitations apply.
  • Enjoy complimentary Silver status with your Hilton HHonors™ Card.
  • Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn HHonors Gold status through the end of the next calendar year.
  • Terms and Conditions apply.
  • See Rates & Fees
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Receive free in-room, premium internet access. Booking requirements apply.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95
  • Terms and Conditions apply.
  • See Rates & Fees
 

Credit Card Interest Rates & Fees

Purchase APR15.74% to 19.74% Variable based on your creditworthiness and other factors15.74% to 19.74% Variable based on your creditworthiness and other factors
Balance Transfers APR15.74% to 19.74% Variable based on your creditworthiness and other factors15.74% to 19.74% Variable based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 introductory annual fee for the first year, then $95
 

Credit Card Rewards & Benefits

Introductory Bonus Hotel RewardsIntroductory Bonus Hotel Rewards: Earn 50,000 Hilton HHonors(TM) Bonus Points after you spend $750 in purchases on the Card within your first 3 months of Card Membership.Introductory Bonus Hotel Rewards: Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
Travel Rewards Travel Rewards
Airline Rewards Airline Rewards: Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis.
Redeem Starpoints® for flights on more than 150 airlines with SPG flights, with no blackout dates.
Bonus Airline Rewards Bonus Airline Rewards: Get 5,000 bonus Starpoints after you transfer 20,000 Starpoints to a frequent flyer program with more than 30 airlines
Hotel RewardsHotel Rewards: Get 7X Hilton HHonors Bonus Points for each dollar of eligible purchases charged on your Card directly with a participating hotel or resort within the Hilton Portfolio.Hotel Rewards: Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries, with no blackout dates.
Hotel StatusHotel Status: Enjoy complimentary Silver status with your Hilton HHonors™ Card. Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn HHonors Gold status through the end of the next calendar year.Hotel Status: Receive free in-room, premium internet access. Booking requirements apply.
Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year. Receive credit for 5 nights toward SPG elite status each year.
Gas RewardsGas Rewards: Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations. 
Grocery RewardsGrocery Rewards: Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets. 
Dining RewardsDining Rewards: Get 5X Hilton HHonors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants. 
Airline Transfer Partners Airline Transfer Partners: Airline transfer partners include American Airlines, Delta, Alaska Airlines, Virgin America, Hawaiian Airlines, British Airways, Aeromexico, Air Canada, Air France (Flying Blue), Emirates, Qatar Airways, Cathay Pacific (Asia Miles), Virgin Atlantic, Avianca, Singapore Airlines, Korean Air, Etihad, Asiana Airlines, Air China, Alitalia, Air Berlin, Jet Airways, China Southern Airlines, Japan Airlines, Hainan Airlines, Thai Airways, Virgin Australia, Aegean Airlines, Miles and More, All Nippon Airways, China Eastern, and more.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Hilton HHonors Card from American ExpressStarwood Preferred Guest Credit Card from American Express
Pros & ConsPros:
  • Bonus points
  • No annual fee
  • HHonors Silver status
Cons:
  • Foreign transaction fee
Pros:
  • Earn bonus points after you make $3,000 in purchases within the first 3 months
  • Flexible transfer to airlines miles
Cons:
  • $95 annual fee
Bottom LineGood secondary credit card with no annual fee to earn points for hotel stays... Read full reviewExcellent rewards card for travelers looking for free hotel stays or airfare... Read full review
 Apply NowApply Now

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Which is Better: American Express Hilton or Starwood Preferred Guest?

Still need help deciding which travel card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Hilton or Chase Sapphire Preferred.


Explore Hilton HHonors™ Card from American Express In-Depth


Explore Starwood Preferred Guest® Credit Card from American Express In-Depth


Which Do You Think is Best?

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Compare Starwood Preferred Guest to:

Premier Rewards Gold Card

Premier Rewards Gold Card from American Express

Introductory Bonus Reward PointsAirline RewardsPoint RewardsGas Rewards
    Annual Fee
    Introductory annual fee of $0 for the first year, then $195
    Chase Sapphire Preferred

    Chase Sapphire Preferred® Card

      Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
      N/AN/ASee Issuer's Terms
      Annual Fee
      Introductory Annual Fee of $0 the first year, then $95
      Amex EveryDay

      The Amex EveryDay® Credit Card from American Express

      Introductory Bonus Reward PointsBonus Reward PointsPoint RewardsGrocery Rewards
        Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
        0% for 12 months
        0% for 12 months
        13.49% - 23.49% Variable
        Annual Fee
        $0


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