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Citi® Hilton HHonors Visa Signature® Card vs Starwood Preferred Guest® Credit Card from American Express

Compare Rewards, Interest Rates, Fees, and Benefits

Citi Hilton HHonors Visa is a great card for travelers looking to earn hotel rewards without paying an annual fee. How does it compare to Starwood Preferred Guest Credit Card from American Express? Read our comparison chart below.

Keep in mind, the Citi Hilton HHonors Visa has a $0 annual fee, while the Starwood Preferred Guest Credit Card has a $65 annual fee (annual fee waived for first year).


 Citi® Hilton HHonors Visa Signature® CardStarwood Preferred Guest® Credit Card from American Express
 Apply for Citi® Hilton HHonors Visa Signature® CardApply for Starwood Preferred Guest® Credit Card from American Express
 

Citi® Hilton HHonors Visa Signature® Card

Starwood Preferred Guest® Credit Card from American Express

 

Credit Card Summary

 
Introductory Bonus Hotel RewardsHotel RewardsDrugstore RewardsGas RewardsGrocery Rewards
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsBonus Airline RewardsInstant Approval
 
  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.*
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
  • No annual fee.*
  • Starpoints® BONUS: 10K with your first purchase and another 15K when you spend $5k within 6 months – enough for up to 6 free nights at a category 1 or 2 hotel.
  • Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
  • 2011 SmarterTravel® Award for "Best Travel Rewards Card"
  • $0 introductory annual fee for the first year, then $65
 

Credit Card Interest Rates & Fees

Purchases APRas low as 14.24% to 16.24% (Variable) based on your creditworthiness and other factorsas low as 15.24% to 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR as low as 15.24% to 19.24% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$65 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Hotel RewardsIntroductory Bonus Hotel Rewards: Earn 40,000 Hilton HHonors Bonus Points after making $1,000 in purchases within 4 months of account openingIntroductory Bonus Hotel Rewards: Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5K within 6 months - enough for up to 6 free nights at a Category 1 or 2 hotel
Airline Rewards Airline Rewards: Redeem Starpoints for SPG Award flights on over 350 airlines -- all without blackout dates. Transfer Starpoints to more than 30 airline frequent flyer programs, mostly on a one-to-one basis.
Hotel RewardsHotel Rewards: Earn 6 HHonors Bonus Points per $1 spent at participating hotels within Hilton Worldwide's 10 distinct brandsHotel Rewards: Get 1 Starpoint for every eligible dollar spent. Receive up to 5 Starpoints for every eligible dollar spent at Starwood hotels and resorts.
Bonus Airline Rewards Bonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program.
Hotel StatusHotel Status: Enjoy HHonors Silver status as long as you are a cardmemberHotel Status: Earn SPG Gold Status by spending $30,000 or more on your Card in a calendar year. Receive credit for 5 nights toward SPG elite status each year. Enjoy your third night free at participating Sheraton hotels and resorts.
Gas RewardsGas Rewards: Earn 3 HHonors Bonus Points per $1 spent on purchases at gas stations 
Grocery RewardsGrocery Rewards: Earn 3 HHonors Bonus Points per $1 spent on purchases at supermarkets 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Citi® Hilton HHonors Visa Signature® CardStarwood Preferred Guest® Credit Card from American Express
Pros & ConsPros:
  • 40,000 bonus points
  • HHonors Silver status
  • No annual fee
Cons:
  • No introductory APR
Pros:
  • Earn bonus points upon first purchase
  • Flexible transfer to airlines miles
Cons:
  • $65 annual fee
Bottom LineGreat card for travelers looking to earn hotel rewards without paying an annual fee... Read full reviewExcellent rewards card for travelers looking for free hotel stays or airfare... Read full review
 Apply for Citi® Hilton HHonors Visa Signature® CardApply for Starwood Preferred Guest® Credit Card from American Express

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Citi® Hilton HHonors Visa Signature® Card

    Citi Hilton HHonors Visa Signature Card Review: 40000 Bonus Points

    Citi Hilton HHonors Visa Signature Card Review: 40000 Bonus Points

    January 20, 2012 - By David R - Review for Citi Hilton HHonors Visa
    The Citi Hilton HHonors Visa is an excellent rewards card for travelers who enjoy staying at Hilton hotels. This card earns free nights at Hilton hotels around the world and gives you HHonors Status with the Hilton chain.

    Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.


Articles on Starwood Preferred Guest® Credit Card from American Express

    AMEX Starwood Review: Versatile Hotel and Airline Rewards

    AMEX Starwood Review: Versatile Hotel and Airline Rewards

    December 16, 2011 - By David R - Review for Starwood Preferred Guest Credit Card
    A CreditDonkey.com editors’ favorite, the Starwood Preferred Guest Credit Card offers exceptional travel rewards and top-notch American Express customer service for a reasonable annual fee. The generous sign-up bonuses and 1:1 point transfer to ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Compare Citi Hilton HHonors Visa to:

Marriott Rewards® Credit Card
Apply for Marriott Rewards® Credit Card
  • Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough for up to 6 free nights at a category 1 hotel
  • No Annual fee for your first year that's a $45 value*
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other purchases
  • Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
Introductory Bonus Hotel RewardsHotel RewardsBonus Hotel RewardsNo Limits on Rewards
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
14.24% (Variable)
$45

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