| | | | Favorites | |
|---|
| | | | | |
| | | | | Rewards | |
|---|
| | | | | |
| | | | | Introductory APR | |
|---|
| | | | | |
| | | | | By Bank | |
|---|
| | | | | |
| | | | | Resources | |
|---|
| | | | | |
| Citi® Hilton HHonors Visa Signature® Card vs American Express® Gold CardCompare Rewards, Interest Rates, Fees, and Benefits Citi Hilton HHonors Visa is a great card for travelers looking to earn hotel rewards without paying an annual fee. How does it compare to American Express Gold Card, an events charge card? Read our comparison chart below. Keep in mind, the Citi Hilton HHonors Visa has a $0 annual fee, while the American Express Gold Card has a $125 annual fee (annual fee waived for first year).
| |  |  | | |  |  | | | | |
|---|
| | Personal Credit Card | Personal Charge Card |
|---|
| | | |
|---|
| | - Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening*
- Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio.*
- Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.*
- Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.*
- No annual fee.*
| - Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
- Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
- Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
- Introductory annual fee of $0 for the first year, then $125.
- Get a decision in as little as 60 seconds.
|
|---|
| | Card Interest Rates & Fees |
|---|
| Purchases APR | as low as 14.24% to 16.24% (Variable) based on your creditworthiness and other factors | |
|---|
| Balance Transfers APR | | |
|---|
| Annual Fee | $0 annual fee | $125 annual fee, annual fee waived for first year |
|---|
| | Card Rewards & Benefits |
|---|
| Introductory Bonus Hotel Rewards | Introductory Bonus Hotel Rewards: Earn 40,000 Hilton HHonors Bonus Points after making $1,000 in purchases within 4 months of account opening | |
|---|
| Hotel Rewards | Hotel Rewards: Earn 6 HHonors Bonus Points per $1 spent at participating hotels within Hilton Worldwide's 10 distinct brands | |
|---|
| Point Rewards | | Point Rewards: Earn 1 point for virtually every dollar spent. |
|---|
| Travel Rewards | | Travel Rewards: Pay with points for travel and fly anytime, anywhere -- there are no blackout dates or restrictions. |
|---|
| Hotel Status | Hotel Status: Enjoy HHonors Silver status as long as you are a cardmember | Hotel Status: Gold Card Hotel Program includes $75 dining credit with a stay of two nights or more at hundreds of Sheraton, Westin, W, and Le Meridien hotels and resorts when booking with goldcarddestinations.com |
|---|
| Gas Rewards | Gas Rewards: Earn 3 HHonors Bonus Points per $1 spent on purchases at gas stations | |
|---|
| Grocery Rewards | Grocery Rewards: Earn 3 HHonors Bonus Points per $1 spent on purchases at supermarkets | |
|---|
| | Go to issuer's official application, terms, and details | Go to issuer's official application, terms, and details |
|---|
| | CreditDonkey® Card Reviews |
|---|
| |  |  |
|---|
| Pros & Cons | Pros:- 40,000 bonus points
- HHonors Silver status
- No annual fee
Cons: | Pros:- Gold card events
- Great customer service
- Exclusive travel benefits
- Responsible charge card
Cons: |
|---|
| Bottom Line | Great card for travelers looking to earn hotel rewards without paying an annual fee... Read full review | Excellent rewards card for cardholders who pay in full... Read full review |
|---|
| |  |  |
|---|
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program. |
Articles on Citi® Hilton HHonors Visa Signature® CardThe Citi Hilton HHonors Visa is an excellent rewards card for travelers who enjoy staying at Hilton hotels. This card earns free nights at Hilton hotels around the world and gives you HHonors Status with the Hilton chain. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.
Articles on American Express® Gold CardAmerican Express has long been known for its superior service and perks. But whether the annual fee is worth the investment for you ultimately depends on your spending habits and lifestyle. We've crunched the numbers below so you can see if the ... Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.
Compare Citi Hilton HHonors Visa to:
| | - Earn 30,000 Bonus Points after your first use, redeemable for up to 4 free nights; plus receive 2 free night stay e-certificates upon account approval, that's enough for up to 6 free nights at a category 1 hotel
- No Annual fee for your first year that's a $45 value*
- Earn 3 points for every $1 spent at Marriott® locations
- Earn 1 point for every $1 spent on other purchases
- Cardmembers achieve Silver elite status with 10 nights credit toward Elite status
- Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
| | | | Intro APR for Purchases | Intro APR for Balance Transfer | APR as low as | Annual Fee | | - | - | 14.24% (Variable) | $45 |
|
You might also be interested in
Compare American Express Gold Card to:
| |
|---|
| Intro APR (P) | Intro APR (BT) | APR as low as | | - | - | N/A | | - 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
- GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
- Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
- Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
- 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
- FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
- Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
|  |
| 
| |
|---|
| Intro APR (P) | Intro APR (BT) | APR as low as | 0% for 12 months | - | 17.24% - 22.24% (Variable) | | - Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
- 0% intro APR on purchases for 12 months, flexibility to pay over time
- Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
- NO spend minimum, NO enrollment, and NO rotating rewards categories
- Get a $25 Referral Bonus for each friend or family member who is approved for the Card
- No annual fee, flexibility to pay over time
|  |
| 
| |
|---|
| Intro APR (P) | Intro APR (BT) | APR as low as | | - | - | N/A | | - Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
- Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
- Introductory annual fee of $0 for the first year, then $175
- Get approved in 60-seconds.
|  |
|
|