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Recent Articles by Grace CarterRelaxing Tips for Credit Card Use on VacationAh, it’s time to get away for a week to relax on your vacation. But even on vacation, you have some responsibilities to manage your credit cards and your spending effectively. How a Secured Card Can Help You Build Your CreditIf you are a consumer with bad or no credit history, a secured credit card may be the answer to building your score. A secured credit card allows you to deposit an amount with the card issuer, usually an amount from $100, $200, or even $500. ... How You Can Save Money with Low Interest Credit CardsIf you are like most people, you have at least a small amount of credit card debt. Paying that debt off can be challenging, especially when the balance is in a credit card with a high interest rate. However, if you are a good credit user and ... What Should be Your First Credit CardObtaining your first credit card is one of the biggest choices you will make on your road to making your credit history. There seems to be such a variety of different credit cards that it can be a daunting choice just choosing a first credit ... 5 Sure-Fire Ways to Build Good Credit with Your Credit CardsYour credit history and credit rating are critical to both your professional and personal life. Many people believe that a credit score is only important when applying for additional credit or loans. However, in reality, your credit score can ... How to Effectively Ask for a Raise in Your Credit LimitYour credit cards work for you, as long as you know how to ask. You can get more benefit out of your credit cards by asking for a raise in your credit limit. With a higher credit limit, you can improve your credit score and show potential ... Zen and the Art of Credit Card ManagementOur daily lives are caught up in working overtime, driving around the town, and feeding the kids – not to mention the daunting task of balancing our checkbooks and managing our finances. Keeping up with life can be overwhelming, a heavy burden ... Smart Tips for Paying Your Credit Card Bill Each MonthYour credit cards are a great way to make convenient and secure purchases. However, the manner in which you manage your credit card spending and payments reflects on your credit report. In order for you to continue building good credit, you ... Is an Airline Miles Credit Card Right for You?Are you a frequent flyer? If you make frequent trips via airline travel, you are likely signed up with a certain airline’s Frequent Flyer Program, where you earn miles redeemable towards free trips every time you fly. Why You Should Use a Separate Credit Card for Your Small BusinessIf you run a small business, or plan to start a small business, the same question always arises: should you use your personal credit card for business purchases or obtain a separate credit card for your small business? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||