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Gold Delta SkyMiles® Credit Card from American Express vs Discover it Chrome

Compare Rewards, Interest Rates, Fees, and Benefits

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Gold Delta SkyMiles is a good airline credit card for someone who travels heavily with Delta airlines. How does it compare to Discover it Chrome, a cash back, gas and restaurant credit card? Read our comparison chart below.

Keep in mind, the Gold Delta SkyMiles has a $0 introductory annual fee for the first year, then $95, while the Discover it Chrome has a $0 annual fee.

 Apply NowRead Discover it Chrome Review
 

Gold Delta SkyMiles® Credit Card from American Express

Discover it® chrome

 
Introductory Bonus Airline RewardsAirline RewardsCar Rental InsuranceExtended WarrantyPurchase Protection
Introductory Bonus Cash BackCash Back RewardsGas RewardsNo Expiration on RewardsDining Rewards
 

Credit Card Interest Rates & Fees

Introductory APR for PurchasesN/A0% introductory APR for 14 months
Introductory APR for Balance TransfersN/A0% introductory APR for 14 months
Purchase APR17.49% to 26.49% Variable based on your creditworthiness and other factors13.74% to 24.74% Variable based on your creditworthiness and other factors
Balance Transfers APR17.49% to 26.49% Variable based on your creditworthiness and other factors13.74% to 24.74% Variable based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 introductory annual fee for the first year, then $95$0 annual fee
Terms Apply. See Rates & Fees 
 

Credit Card Rewards & Benefits

Introductory Bonus Cash Back Introductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn 30,000 Bonus Miles after spending $1,000 in purchases in the first 3 months and a $50 statement credit after making a Delta purchase in the first 3 months with your new Card. 
Cash Back Rewards Cash Back Rewards: 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter-no sign-ups needed.* 1% cash back on all your other purchases.
Airline RewardsAirline Rewards: Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. 
Airline StatusAirline Status: Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
Settle into your seat sooner with Priority Boarding.
 
Gas Rewards Gas Rewards: 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no signups needed*.
Dining Rewards Dining Rewards: 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter - no signups needed*.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Bonus Delta miles offer
  • One free checked bag
  • Priority boarding
Cons:
  • $95 annual fee ($0 introductory annual fee for the first year)
Pros:
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter
  • Intro APR
  • No foreign transaction fee
  • No annual fee
Cons:
  • Not a Visa/MasterCard
  • No rotating cash back categories
Bottom LineGood airline credit card for someone who travels heavily with Delta airlines... Read full reviewGreat rewards credit card with no annual fee for people on the go... Read full review
 Apply NowRead Discover it Chrome Review
What Others View

    See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Discover it® chrome has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Discover it Chrome: Pricing information including interest rates, rewards, benefits and fees was obtained on July 2, 2018 from published websites and is believed to be accurate, but not guaranteed.


    Explore Gold Delta SkyMiles® Credit Card from American Express In-Depth


    Explore Discover it® chrome In-Depth


    Compare Gold Delta SkyMiles to:

    Chase Sapphire Preferred
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    17.74% - 24.74% Variable
    $0 Intro for the First Year, then $95


    Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on RewardsNo Limits on RewardsConciergeExtended Warranty$0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    14.74% - 24.74% (Variable)
    $0 intro for first year; $95 after that

    Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


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    Compare Discover it Chrome to:

    Blue Cash Everyday
    Introductory Bonus Cash BackCash Back RewardsGas RewardsGrocery RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn ProtectionTravel Accident Insurance $0 Fraud Liability
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    0% on Purchases for 15 months
    0% on Balance Transfers for 15 months
    14.74% - 25.74% Variable
    $0
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    About CreditDonkey®
    CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.