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Delta SkyMiles® Gold American Express Card vs Citi Premier

Compare Rewards, Interest Rates, Fees, and Benefits

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Delta SkyMiles Gold is a good airline credit card for someone who travels heavily with Delta airlines. How does it compare to Citi Premier, a points and restaurant credit card? Read our comparison chart below.

 Apply NowRead Citi Premier Review
 

Delta SkyMiles® Gold American Express Card

Citi Premierâ„  Card

 
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental InsuranceExtended Warranty
Introductory Bonus OfferTravel RewardsPoint RewardsNo Expiration on RewardsNo Limits on Rewards
 

Credit Card Interest Rates & Fees

Purchase APR15.74% to 24.74% Variable based on your creditworthiness and other factors15.99% to 23.99%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR15.74% to 24.74% Variable based on your creditworthiness and other factors15.99% to 23.99%* (Variable) based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 introductory annual fee for the first year, then $99$95 annual fee
Terms Apply. See Rates & Fees 
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsEarn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Plus, earn an additional 10,000 bonus miles after your first anniversary of Card Membership. Offer Expires 4/1/2020. 
Introductory Bonus Offer Earns 60,000 bonus points after you spend $4,000 within the first 3 months of account opening.
Travel Rewards Earn 3 points per $1 spent on travel (including gas)
Airline RewardsEarn 2X Miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.
Earn 1X Mile on all other eligible purchases.
 
Bonus Airline RewardsNew! Get ready for your next trip - spend $10,000 in purchases on your card in a calendar year and receive a $100 Delta Flight Credit to get you there sooner. 
Point Rewards Earn 1 point per $1 spent on other purchases
Airline StatusEnjoy your first checked bag free and Main Cabin 1 Priority Boarding on Delta flights.
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
 
Dining Rewards Earn 2 points per $1 spent on purchases at restaurants and on entertainment
Airline Transfer Partners Airline transfer partners include Asia Miles, EVA Air (Star Alliance), Etihad Guest, Flying Blue, Garuda Indonesia (SkyTeam), Malaysia Airlines (Oneworld), Qantas, Qatar Airways (Oneworld), Singapore Airlines (Star Alliance), Thai Airways (Star Alliance), and Virgin Atlantic.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Bonus Delta miles offer
  • One free checked bag
  • Main Cabin 1 Priority boarding
Cons:
  • $99 annual fee ($0 introductory annual fee for the first year)
Pros:
  • 3 points per $1 spent on travel
  • 2 points per $1 spent at restaurants and on entertainment
  • No foreign transaction fees
Cons:
  • $95 annual fee
  • No intro APR
Bottom LineGood airline credit card for someone who travels heavily with Delta airlines... Read full reviewGood rewards card for people on the go... Read full review
 Apply NowRead Citi Premier Review
What Others View

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    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

    Disclaimer: The information for the Citi Premierâ„  Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

    Citi Premier: Pricing information including interest rates, rewards, benefits and fees was obtained on March 20, 2020 from published websites and is believed to be accurate, but not guaranteed.


    Articles on Delta SkyMiles® Gold American Express Card


    Articles on Citi Premierâ„  Card


    Compare Delta SkyMiles Gold to:

    Delta Platinum AMEX
    Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsCar Rental InsuranceExtended WarrantyPurchase ProtectionBaggage Insurance
    Terms Apply | See Rates & Fees
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    15.74% - 24.74% Variable
    $250

    Chase Sapphire Preferred
    Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
    N/AN/A
    17.49% - 24.49% Variable
    $95

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    About CreditDonkey®
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    Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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    *See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

    CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.