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Gold Delta SkyMiles® Business Credit Card from American Express OPEN vs Starwood Preferred Guest® Business Credit Card from American Express OPEN

Compare Rewards, Interest Rates, Fees, and Benefits

Gold Delta SkyMiles Business Credit Card is an excellent airline business credit card for frequent Delta flyers. How does it compare to Starwood Preferred Guest Business Credit Card from American Express, a hotel credit card? Read our comparison chart below.

Keep in mind, the Gold Delta SkyMiles Business Credit Card has a $95 annual fee, while the Starwood Preferred Guest Business Credit Card has a $65 annual fee. Both cards' annual fees are waived for the first year.


 Gold Delta SkyMiles® Business Credit Card from American Express OPENStarwood Preferred Guest® Business Credit Card from American Express OPEN
 Apply for Gold Delta SkyMiles® Business Credit Card from American Express OPENApply for Starwood Preferred Guest® Business Credit Card from American Express OPEN
 

Gold Delta SkyMiles® Business Credit Card from American Express OPEN

Starwood Preferred Guest® Business Credit Card from American Express OPEN

 

Credit Card Summary

 
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsNo Limits on RewardsDiscount
Introductory Bonus Hotel RewardsAirline RewardsHotel RewardsPoint RewardsTravel Rewards
 
  • Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening
  • Check your first bag free– for up to 8 people on your reservation– on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • Priority Boarding and 20% In-Flight Savings
  • $0 intro annual fee for the first year, then $95
  • No annual fee for Additional Cards
  • Save 3% to 10% automatically on business expenses from FedEx, Hertz®, OfficeMax®, and more with OPEN Savings®
  • Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
  • Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
  • $0 introductory annual fee for the first year, then $65
 

Credit Card Interest Rates & Fees

Purchases APRas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factorsas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 15.24%, 17.24%, 19.24% (Variable) based on your creditworthiness and other factors 
Annual Fee$95 annual fee, annual fee waived for first year$65 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn 30,000 bonus miles toward Award Travel – when you spend $500 on the Card in the first three months from account opening 
Introductory Bonus Hotel Rewards Introductory Bonus Hotel Rewards: Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
Airline RewardsAirline Rewards: 1 mile for every eligible dollar spent and double miles for Delta purchases. No seat restrictions or blackout dates on Delta flights by using the exclusive Pay with Miles feature.Airline Rewards: Redeem Starpoints for flights on more than 350 airlines through SPG Flights with no blackout dates.
Hotel Rewards Hotel Rewards: Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries with no blackout dates.
Point Rewards Point Rewards: Get one Starpoint for every dollar of eligible spending. When using your Card at Starwood Preferred Guest Hotels, you'll receive 4 Starpoints for every dollar spent and then 5 Starpoints per dollar spent after you reach the Gold or Platinum level of SPG Elite Status.
Travel Rewards Travel Rewards
Bonus Airline RewardsBonus Airline Rewards: Receive a $99 Companion Certificate upon renewal, redeemable online at delta.comBonus Airline Rewards: Receive a 5,000 Starpoint Bonus when you transfer 20,000 Starpoints to a frequent flyer program.
Airline StatusAirline Status: Get a free checked bag on every Delta flight - that's up to $50 in savings on a round-trip. 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Gold Delta SkyMiles® Business Credit Card from American Express OPENStarwood Preferred Guest® Business Credit Card from American Express OPEN
Pros & ConsPros:
  • 30,000 bonus miles
  • Double miles on Delta
  • Free checked bag
Cons:
  • $95 annual fee
Pros:
  • Signup bonus points
  • 5000 bonus points for every 20000 points transferred to airline frequent flyer program
Cons:
  • $65 annual fee
Bottom LineExcellent airline business credit card for frequent Delta flyers... Read full reviewExcellent travel credit card for small businesses who do not carry a balance... Read full review
 Apply for Gold Delta SkyMiles® Business Credit Card from American Express OPENApply for Starwood Preferred Guest® Business Credit Card from American Express OPEN

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Gold Delta SkyMiles® Business Credit Card from American Express OPEN

    Gold Delta SkyMiles American Express Business Card Review

    Gold Delta SkyMiles American Express Business Card Review

    March 30, 2012 - By David R - Review for Gold Delta SkyMiles Business Credit Card
    Business owners who want to save on air travel with Delta should check out the Gold Delta SkyMiles Business Card by American Express. The card combines great benefits – like a 30,000 mile bonus offer and a $99 Companion Certificate – with ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Starwood Preferred Guest® Business Credit Card from American Express OPEN

    Starwood Business Credit Card: 25000 Starpoint Deals

    Starwood Business Credit Card: 25000 Starpoint Deals

    February 24, 2012 - By David R - Review for Starwood Preferred Guest Business Credit Card
    The Starwood Preferred Guest Business Card is one of the best travel cards for business owners. This card earns rewards points on virtually all purchases, which you can redeem for free flights and nights at Starwood Hotels, like the Sheraton and ...

    Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


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