December 13, 2019

How to Earn Side Money: Beginner's Guide

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With so many bills to pay, it can be hard to squeeze anything more out of your budget. Especially when you sit down to unravel all those crumpled up receipts and add up the cost of groceries, gas and rent.

Between work, family and school, who has the time to take on a part time gig?

Here's a list of ways to earn side money (without driving). A few dollars here and there can go towards a little extra gas for the car or maybe even investing.

1. Fetch Rewards

Let this company help pay for your next shopping trip.

Grab your smartphone and upload pictures of your receipts from any store and the Fetch app will automatically search for deals from thousands of participating products.

You can swap points for gift cards at hundreds of popular stores.

Downloads the Fetch rewards savings app today - the easiest way to save on your groceries.

2. Ibotta

Ibotta is the app that rewards you for uploading pictures of your receipt. Before you shop, use the app to select deals you want. Then submit your receipt for cash back and withdraw your earnings through PayPal, Venmo or gift cards.

Make sure you check the app often to be the first to know about special offers. If you don't download the Ibotta app, you could be missing out on money every month.

Tip: Ibotta is offering a $20 welcome bonus to new users!

3. Opinion Outpost

You can redeem cash or gift cards by sharing your opinions online. See Opinion Outpost, the online survey company that pays you for feedback on new and upcoming products.

All you have to do is answer questions about household appliances, politics, sports and more, or even what you ate for breakfast this morning.

It's that easy.

Generally, their surveys take around 10 to 15 minutes to complete. It's easy to sign-up and free to use. Join with your email address or social account and start earning right away.

4. Shopkick

This one's our favorite. Shopkick is the app that gives you cash back for shopping in-store and online. Target, Amazon, Starbucks, and Groupon are just a few of the cards available.

Here's how it works: Scan your favorite products with the app when you're at the store and collect Kick Points. Then cash in your Kicks to enjoy gift cards from participating retailers. Viola.

Download the app to start earning rewards today.

5. Acorns

It's hard to invest your money after the bills are all paid. To tackle big problems, you gotta take a deep breath and start small.

That's where Acorns can help you. This app automatically sets aside spare change from what you buy and "hides the money" into a savings account for you. The money can be invested for a vacation fund, emergencies or even retirement.

Don't know anything about investing? No worries. They'll recommend a diversified portfolio that fits your lifestyle and financial goals.

Starting is simpler than it sounds. If your morning coffee costs $4.34, Acorns will round up that $0.66 loose change and reinvest it for you. Over time, your everyday purchases can really add up.

Joining takes less than two minutes (plus you get a $10 sign-up bonus).

6. Fiona

As you know, being an adult can get pretty expensive. And if you're only making minimum payments on your credit card, your balance will go through the roof with high interest (upwards of 20%)!

Does this sound like you? Then taking out a personal loan with a lower interest rate and using it to pay off the debt in full might be your best bet.

If you're curious to see how much a personal loan could save you, try Fiona. This online loan search engine matches you with low interest loan offers from top providers to pay off your credit card balance. Then there's one simple bill to pay every month.

Checking rates will not affect your credit score and the service is completely free to use.

Why wait? Start comparing personal loan offers in less than 60 seconds here.

7. Mistplay

Want to get paid for playing mobile games? Well, guess what? There's an app for that.

Mistplay (download for Android) lets you earn rewards for playing games. It's like a loyalty program for gamers.

Here's how it works:

  1. Install a game in your mixlist
  2. Play that game to start earning units
  3. Redeem your units for gift cards.

That's it. And you can redeem those units for sweet gift cards from Google, Amazon, VISA and more.

It's free to play, so download the app today.

8. InboxDollars

Do you want to get paid for sharing your two cents as you're relaxing on the couch in front of the TV?

InboxDollars pays you for the everyday stuff you're already doing online. And it's because big brands want to improve their products by getting feedback from people like you.

Here's how you'll earn money: You can choose from reading emails, playing games, online shopping, printing coupons, scanning barcodes, watching TV, taking surveys and more. After filling out a few paid surveys and polls, you can redeem actual cash or coupons to some of your favorite stores.

The best part? You get a free $5 welcome bonus when you sign up today. And another $1 referral bonus if a friend joins too (up to 5 referrals).

9. MyPoints

Psst… there's a program that pays you for browsing the internet, reading emails, watching videos, playing games and more. Enter MyPoints, the legit survey site that rewards you for the fun things you do online every day.

Join MyPoints today and they'll invite you to new surveys. You just need to give honest answers and watch the gift cards from your favorite brands (like Starbucks or Amazon!) roll in. You can even redeem points for PayPal cash.

It's all up to you.

10. Stash

Investing doesn't have to be expensive or scary. You can even start with the $20 Christmas gift from grandma.

Stash is a micro-investing app that's made for beginners. They offer more than 250+ stocks and ETFs so you can start earning passive income - that's money while you sleep.

Zero knowledge of investing? No problem. Just take two minutes to fill out your profile and Stash Coach will recommend diversified investments to add to your portfolio.

Download the Stash app and start investing with as little as $5. Right now, they're offering $5 when you sign up (yes)!

11. Survey Junkie

Participating in paid surveys is probably the easiest option for earning some side cash for any unexpected bills or major purchases.

And Survey Junkie is by far the simplest one to use.

Our three most favorite things about them:

  1. Users are basically influencers for popular products and brands
  2. They've got a super low payout threshold, so you get cash or gift cards to places like Amazon, Target, Sephora and more in no time
  3. They send rewards immediately - we repeat, immediately

It's 100% free to join the site - just include your email or connect with Google or Facebook.

Bonus: Credible

Another way to make money is to save money on any debt from high interest rates by greedy credit card companies.

We get it. It's hard to make a dent on your balance when standard APRs are over 20%. And you're not alone; the average U.S. household carries $16,061 in credit card debt.

If you're in this boat, try getting a personal loan with a much lower interest rate from a company like Credible. Credible is an online marketplace that allows borrowers to shop around for the best terms. Rates starting at 5.95% APR (with autopay) (See Rates and Terms)

Depending on your principal amount, you can save thousands over the course of your loan.

Get started in 3 easy steps:

  1. Fill out a short form about yourself and how much you want to borrow
  2. Compare rates from multiple lenders for personal loans
  3. Choose a lender and apply

Check rates on Credible now (does not affect credit score). You could get prequalified in 2 minutes.

Disclaimer: Opinions expressed here are author's alone. Please support CreditDonkey on our mission to help you make savvy decisions. Our free online service is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content.

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