Discover® Student Open Road vs Citi Dividend Platinum Select® Card for College Students

Discover Student Open Road is a good rewards card for students looking to build their credit history. How does it compare to Citi Dividend Platinum Student, a cash back credit card? Read our comparison chart below.

	Discover® Student Open Road	Citi Dividend Platinum Select® Card for College Students
	Credit Card Summary
	0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%* Double Cashback Bonus®* at gas stations and restaurants.* Up to 1% unlimited Cashback Bonus on everything else you buy $0 Fraud Liability- you will not be responsible for unauthorized charges No Annual Fee Text and Email Alerts *Click apply to view rates, fees, rewards, limitations and other important information	No Cosigner Required Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months; 1% thereafter* Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required* Earn a full 1% cash back on all other purchases*
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 9 months	0% introductory APR for 7 months
Purchases APR	as low as 12.99% to 18.99% (Variable) based on your creditworthiness and other factors	as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 12.99% to 18.99% (Variable) based on your creditworthiness and other factors	as low as 13.99% to 21.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Student	Student	Student
Introductory Bonus Cash Back		Introductory Bonus Cash Back: Earn 5% Cash Back on purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months.
Cash Back Rewards	Cash Back Rewards: Up to 1% unlimited Cashback Bonus on everything else you buy along the way, automatically	Cash Back Rewards: Earn a full 1% cash back on all other purchases*
Bonus Cash Back		Bonus Cash Back: Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
Dining Rewards	Dining Rewards: Double Cashback Bonus at restaurants.
Gas Rewards	Gas Rewards: Double Cashback Bonus at gas stations.	Gas Rewards: Earn 5% cash back at gas stations for first 6 months.
Grocery Rewards		Grocery Rewards: Earn 5% cash back at supermarkets for first 6 months.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Double cash back on gas and at restaurant purchases No annual fee 0% Intro APR Cons: 0.25% cash back below $3000 in annual spending	Pros: Generous cash back program 0% intro APR on purchases No annual fee Cons: No intro APR for balance transfers Annual maximum on rewards
Bottom Line	Good rewards card for students looking to build their credit history... Read full review	Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on Discover® Student Open Road

Discover Open Road Card for Students Review
March 9, 2012 - By David R - Review for Discover Student Open Road
Are you a student who drives or eats out all the time? If so, you could be a good candidate for the Discover Open Road Student Card. This rewards card earns cash back on all your purchases as well as bonus cash back on purchases at restaurants ...

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Articles on Citi Dividend Platinum Select® Card for College Students

Citi Student Card Review: Dividend Platinum Select
September 11, 2011 - By Meghan Clark - Review for Citi Dividend Platinum Student
Free of annual fees, the Citi Dividend Platinum Select Card for Students offers a cash back program with an introductory 5% cash back offer at supermarkets, drugstores, and gas stations. Cardholders also receive an introductory purchase APR and ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

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