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Discover® Student Card vs Discover® Student Card - $20 Cashback Bonus

Compare Rewards, Interest Rates, Fees, and Benefits

Discover Student Card is a good cash back card for students with a short credit history. How does it compare to Discover Student Card? Read our comparison chart below.


 Discover® Student CardDiscover® Student Card - $20 Cashback Bonus
 Apply for Discover® Student CardApply for Discover® Student Card - $20 Cashback Bonus
 

Discover® Student Card

Discover® Student Card - $20 Cashback Bonus

 

Credit Card Summary

 
StudentCash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards
StudentIntroductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Expiration on Rewards
 
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Experience Discover's great reward program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy.
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 9 months0% introductory APR for 6 months
Purchases APRas low as 12.99% to 18.99% (Variable) based on your creditworthiness and other factorsas low as 12.99% to 18.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 12.99% to 18.99% (Variable) based on your creditworthiness and other factorsas low as 12.99% to 18.99% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

StudentStudentStudent
Introductory Bonus Cash Back Introductory Bonus Cash Back: Earn $20 Cashback Bonus when you make your 1st purchase within 3 months of approval.
Cash Back RewardsCash Back Rewards: Up to 1% unlimited cashback bonus.Cash Back Rewards: Earn up to 1% unlimited cashback bonus on everything else you buy.
Bonus Cash BackBonus Cash Back: 5% cashback bonus in categories that change.
Bonus Categories for 2012
January - March: Gas, Museums, Movies
April - June: Restaurants, Movies
July - September: Gas, Movies, Theme Parks
October - December: Department Stores, Electronic Stores, Toy Stores, Movies
Limitations apply*. See Issuer's Website for additional program details.
Bonus Cash Back: 5% cashback bonus in categories that change.
Bonus Categories for 2012
January - March: Gas, Museums, Movies
April - June: Restaurants, Movies
July - September: Gas, Movies, Theme Parks
October - December: Department Stores, Electronic Stores, Toy Stores, Movies
Limitations apply*. See Issuer's Website for additional program details.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Discover® Student CardDiscover® Student Card - $20 Cashback Bonus
Pros & ConsPros:
  • No annual fee
  • Bonus cash back
  • 0% intro APR
Cons:
  • Limited cashback on the first $3000 in annual purchases
Bottom LineGood cash back card for students with a short credit history... Read full review Read full review
 Apply for Discover® Student CardApply for Discover® Student Card - $20 Cashback Bonus

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Articles on Discover® Student Card

    Discover Student Card Review: Intro APR on Purchases

    Discover Student Card Review: Intro APR on Purchases

    March 16, 2012 - By David R - Review for Discover Student Card
    The Discover Student Card gives you an easy and inexpensive way for you to start building credit while earning cash back. Swapping your debit card for this credit card lets you save some money and helps you learn how to manage credit responsibly.

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Articles on Discover® Student Card - $20 Cashback Bonus

    Discover Student Card Review

    Discover Student Card Review

    August 12, 2011 - By Meghan Clark - Review for Discover Student Card
    The Discover Student card offers cash back and a great interest rate, without charging an annual fee. Mobile account management and helpful customer service also makes this card easy to use. Students who might carry a balance but still want a ...

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Compare Discover Student Card to:

Discover® More Card - 18 Month Promotional Balance Transfer
Apply for Discover® More Card - 18 Month Promotional Balance Transfer
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Cash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
0% for 18 months
10.99% - 20.99% (Variable)
$0

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