McAfee SECURE sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Share this on Facebook Tweet this

Discover® Student Card

Find more credit cards from Discover
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Go to issuer's official application, terms, and details

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.


Credit Card Review by CreditDonkey

Discover® Student Card is a Personal Discover Network card with $0 annual fee.

To apply for Discover Student Card, you usually need fair credit.

Apply directly for the Discover® Student Card with Discover secure online application.

Intro APR Intro Period as long as APR as low as Penalty APR
Purchases 0%9 months12.99% - 18.99% (Variable)See Issuer's Website
Balance Transfers --12.99% - 18.99% (Variable)See Issuer's Website
Cash Advances --23.99% (Variable)See Issuer's Website

    Interest Rates & Interest Charges

  • Annual Percentage Rate (APR) for Purchases
    0% introductory APR for 9 months. After that, your APR will be as low as 12.99% to 18.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Balance Transfers
    APR will be as low as 12.99% to 18.99% (Variable) based on your creditworthiness and other factors.
  • Annual Percentage Rate (APR) for Cash Advances
    APR will be as low as 23.99% (Variable) based on your creditworthiness and other factors.
  • Paying Interest for Purchases
    You usually have at least 25 days after the close of each billing cycle to pay your entire balance to avoid interest. If you are charged interest, the charge will be no less than $0.50

    Fees

  • Balance Transfer Transaction Fee
    3% of the amount of each transfer.
  • Cash Advance Transaction Fee
    Either $10.00 or 5% of the amount of each cash advance, whichever is greater.
  • Foreign Exchange Transaction Fee
    0% of the amount of each transaction.
  • Late Payment Fee
    Usually, a $35 fee for each late payment may apply.
  • Returned Payment Fee
    Usually, a $35 fee for each returned payment may apply.

    Complete Card Details

  • For the complete terms and conditions, view the issuer's official application, terms, and details. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. Please review the terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Articles on Discover® Student Card

    Discover Student Card Review: Intro APR on Purchases

    Discover Student Card Review: Intro APR on Purchases

    March 16, 2012 - By David R - Review
    The Discover Student Card gives you an easy and inexpensive way for you to start building credit while earning cash back. Swapping your debit card for this credit card lets you save some money and helps you learn how to manage credit responsibly.

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Recent Mentions

    Student Deals

    Student Credit Card Deals Can Make Spring Break More Affordable

    February 15, 2012 - By Charles Tran - Deals for Student
    As college students head for Spring Break destinations from Panama City and Cancun to the Caribbean, many take with them a “charge first; ask questions later” mentality guaranteed to produce financial hangovers later. To avoid this outcome, savvy students can compare different student credit card offers for deals that will make the vacations less expensive and help them to establish good credit histories.

Comments about Discover® Student Card

  • Idris
    on March 25, 2011 3:10 PM said:

    I am a college student and I need a way to have access to money even when I did't physically have the cash itself so I decided to apply to a credit card. I already had a joint American Express Blue Cash with my mother but this credit card to be in my name. After tons of research I applied for the Discover Student More credit card in September 2010. Discover called me later that same day to verify my employment and congratulate me on being approved for the card. The customer service agent explained how my payments would work; how cash back bonuses work; how cash advances work; how my APR would affect my payments once the introductory APR was done; basically everything I needed to know to be a successful credit card owner.It's been 6 months since I got my card and I have yet to have any problems with Discover. I even just did a balance transfer a few weeks ago and they gave a 0% APR on it until Sept 2011. All in all, I really enjoy being part of the Discover family.

Comments may be filtered for language. CreditDonkey makes no guarantee of comments' factual accuracy. Some comments may be solicited, aggregated from external sources and/or compensated. Visitors may report inappropriate content by clicking the Report abuse link.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Name (required)
Email (required; won't be published)
Website (optional)

or you can also trackback from your blog.

Popular Cards from Discover

Discover® Student Open Road
Apply for Discover® Student Open Road
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
  • Double Cashback Bonus®* at gas stations and restaurants.*
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability- you will not be responsible for unauthorized charges
  • No Annual Fee
  • Text and Email Alerts
  • *Click apply to view rates, fees, rewards, limitations and other important information
StudentCash Back RewardsDining RewardsGas RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 9 months
-
12.99% - 18.99% (Variable)
$0

About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish credit card reviews, deals, and tips to help you make informed credit decisions.

IMPORTANT LEGAL DISCLAIMERS. READ CAREFULLY.
CreditDonkey