Discover® Open Road Card vs Chase Sapphire Preferred℠ Card

Discover Open Road is a good no annual fee credit card for people who spend mostly on gas and restaurants. How does it compare to Chase Sapphire Preferred, a points and travel credit card? Read our comparison chart below.

Keep in mind, the Discover Open Road has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee (annual fee waived for first year).

	Discover® Open Road Card	Chase Sapphire Preferred℠ Card
	Credit Card Summary
	0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information	Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards! 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases. Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards(SM) No foreign transaction fees Receive a 7% annual dividend on all new points earned - even on points already redeemed 1:1 point transfer to participating frequent travel programs Direct access to expert service advisors anytime No Annual Fee for your first year - A $95 value
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0% introductory APR for 15 months
Purchases APR	as low as 10.99% to 19.99% (Variable) based on your creditworthiness and other factors	as low as 15.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 10.99% to 19.99% (Variable) based on your creditworthiness and other factors	as low as 15.24% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$95 annual fee, annual fee waived for first year
	Credit Card Rewards & Benefits
Introductory Bonus Reward Points		Introductory Bonus Reward Points: Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
Cash Back Rewards	Cash Back Rewards: Up to 1% unlimited cashback bonus on all other purchases.
Point Rewards		Point Rewards: 1 point per dollar spent on all other purchases
Travel Rewards		Travel Rewards: 2 points per dollar spent on travel. Transfer points you've earned to participating frequent traveler programs at a 1:1 value
Bonus Reward Points		Bonus Reward Points: Earn a 7% annual points dividend - even on points already redeemed
Price Protection		Price Protection: Receive a refund of the difference between the price you paid for an eligible item on the card and a subsequent covered lower advertised price for the same item within the first 90 days of purchase.
Dining Rewards	Dining Rewards: 2% cashback bonus at restaurants all year long.	Dining Rewards: 2 points per dollar spent at restaurants
Gas Rewards	Gas Rewards: 2% cashback bonus at gas stations all year long.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 2% cashback bonus at gas stations and restaurants 0% intro APR $0 annual fee Cons: Low everyday cashback rate	Pros: Generous bonus points Travel, purchase and security protection No annual fee for first year Cons: No intro APR $95 annual fee
Bottom Line	Good no annual fee credit card for people who spend mostly on gas and restaurants... Read full review	High-earning rewards card for those with excellent credit... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Discover® Open Road Card

Discover Open Road Review: Cashback on Gas with No Annual Fee
February 10, 2012 - By David R - Review for Discover Open Road
If you are a frequent commuter, the Discover Open Road Card can help you save money. This card offers bonus cash back on gasoline and restaurant purchases - important categories for someone who travels a lot. It also offers somewhat limited cash ...

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Articles on Chase Sapphire Preferred℠ Card

Chase Sapphire Preferred Review: Huge 40,000 Bonus Points and Premium Rewards
December 9, 2011 - By David R - Review for Chase Sapphire Preferred
The Chase Sapphire Preferred card offers a very generous point bonus and extra travel rewards to those with excellent credit. It is the premium version of the Chase Sapphire card. Although it has an annual fee, most cardholders should be able to ...

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Compare Discover Open Road to:

Chase Freedom® Visa Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 15 months 0% for 15 months 12.99% - 22.99% (Variable) $0

Discover® More Card - 18 Month Promotional Balance Transfer 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 6 months 0% for 18 months 10.99% - 20.99% (Variable) $0

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Compare Chase Sapphire Preferred to:

Chase Sapphire℠ Intro APR (P) Intro APR (BT) APR as low as - - 15.24% (Variable) Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!

The Platinum Card® from American Express Intro APR (P) Intro APR (BT) APR as low as - - N/A 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of

American Express® Gold Card Intro APR (P) Intro APR (BT) APR as low as - - N/A Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.

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