Discover® Open Road Card vs Chase Freedom® Visa

Discover Open Road is a good no annual fee credit card for people who spend mostly on gas and restaurants. How does it compare to Chase Freedom, a cash back and 0% Intro APR credit card? Read our comparison chart below.

	Discover® Open Road Card	Chase Freedom® Visa
	Credit Card Summary
	0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information	Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	0% introductory APR for 15 months
Introductory APR for Balance Transfers	0% introductory APR for 15 months	0% introductory APR for 15 months
Purchases APR	as low as 10.99% to 19.99% (Variable) based on your creditworthiness and other factors	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 10.99% to 19.99% (Variable) based on your creditworthiness and other factors	as low as 12.99% to 22.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		Introductory Bonus Cash Back: Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
Cash Back Rewards	Cash Back Rewards: Up to 1% unlimited cashback bonus on all other purchases.	Cash Back Rewards: 1% cash back on all other purchases, with no spending tiers.
Bonus Cash Back		Bonus Cash Back: 5% cash back in new bonus categories every 3 months, on up to $1,500 worth of purchases. It's free and easy to activate your bonus each quarter. Bonus Categories for 2012: April - June: Grocery stores, Movie theaters July - September: Gas stations, Restaurants October - December: Hotels, Airlines, Best Buy, Kohl's
Dining Rewards	Dining Rewards: 2% cashback bonus at restaurants all year long.
Gas Rewards	Gas Rewards: 2% cashback bonus at gas stations all year long.
Grocery Rewards		Grocery Rewards: 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 2% cashback bonus at gas stations and restaurants 0% intro APR $0 annual fee Cons: Low everyday cashback rate	Pros: $100 bonus cash back 5% bonus categories No annual fee Cons: 3% foreign transaction fee
Bottom Line	Good no annual fee credit card for people who spend mostly on gas and restaurants... Read full review	Excellent cash back credit card for cardholders who pay in full... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program. Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Articles on Discover® Open Road Card

Discover Open Road Review: Cashback on Gas with No Annual Fee
February 10, 2012 - By David R - Review for Discover Open Road
If you are a frequent commuter, the Discover Open Road Card can help you save money. This card offers bonus cash back on gasoline and restaurant purchases - important categories for someone who travels a lot. It also offers somewhat limited cash ...

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Articles on Chase Freedom® Visa

Chase Freedom $100 Cash Back Review
March 14, 2012 - By David R - Review for Chase Freedom
The Chase Freedom Visa Card is one of the most popular cash back cards because of its simplicity and its creative bonus system. Chase has updated the Chase Freedom Visa for 2012. This article discusses the features of the new Freedom card and ...

Chase Freedom Review: Rewards with No Annual Fee
August 3, 2011 - By Meghan Clark - Review for Chase Freedom
Named a “Best Overall Card” in 2011 by CBS MoneyWatch, the Chase Freedom credit card offers a solid rewards program and introductory bonus offers. It does lack some of the bells and whistles that come with premium rewards cards, but because it ...

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.

Compare Discover Open Road to:

Discover® More Card - 18 Month Promotional Balance Transfer 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 6 months 0% for 18 months 10.99% - 20.99% (Variable) $0

You might also be interested in

Related: Dining Rewards Credit Cards

January

30

2012

	Restaurant Trends: New Incentives for Dining Out 43% of consumers indicate restaurants being an essential part of their lifestyle, according to a survey by the National Restaurant Association. We put together a research infographic illustrating restaurants doing more to attract customers.

Compare Chase Freedom to:

Chase Sapphire℠ Intro APR (P) Intro APR (BT) APR as low as - - 15.24% (Variable) Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward! 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases. Points never expire and there are no limits on how many points you can earn Redeem points for travel, gift cards, merchandise, cash back and more Direct access to expert service advisors anytime No annual fee!

Slate® from Chase - No Balance Transfer Fee Intro APR (P) Intro APR (BT) APR as low as 0% for 15 months 0% for 15 months 11.99% - 21.99% (Variable) No Balance Transfer Fee!* 0% Intro APR for 15 months on purchases and balance transfers Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5 Avoid interest on everyday purchases Pay down your balance faster Zero liability on unauthorized purchases* No Annual Fee*

Blue Cash Everyday℠ Card from American Express Intro APR (P) Intro APR (BT) APR as low as 0% for 12 months - 17.24% - 22.24% (Variable) Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time

Related: Cash Back Rewards Credit Cards