Discover® Open Road Card vs TrueEarnings® Card from Costco and American Express

Discover Open Road is a good no annual fee credit card for people who spend mostly on gas and restaurants. How does it compare to Costco American Express, a cash back credit card? Read our comparison chart below.

	Discover® Open Road Card	TrueEarnings® Card from Costco and American Express
	Credit Card Summary
	0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information	American Express® Card and Costco Membership Card in one - with no annual fee for Costco members Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	0% introductory APR for 6 months
Introductory APR for Balance Transfers	0% introductory APR for 15 months
Purchases APR	as low as 10.99% to 19.99% (Variable) based on your creditworthiness and other factors	as low as 15.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 10.99% to 19.99% (Variable) based on your creditworthiness and other factors	as low as 15.24% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Cash Back Rewards	Cash Back Rewards: Up to 1% unlimited cashback bonus on all other purchases.	Cash Back Rewards: Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
Travel Rewards		Travel Rewards: 2% cash back for travel
Dining Rewards	Dining Rewards: 2% cashback bonus at restaurants all year long.	Dining Rewards: 2% cash back for restaurants
Gas Rewards	Gas Rewards: 2% cashback bonus at gas stations all year long.	Gas Rewards: 3% cash back for the first $3,000 in annual gasoline purchases (1% thereafter)
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 2% cashback bonus at gas stations and restaurants 0% intro APR $0 annual fee Cons: Low everyday cashback rate	Pros: Excellent cash back 3% gas cash back Costco membership card Intro APR Cons: Cashback expires
Bottom Line	Good no annual fee credit card for people who spend mostly on gas and restaurants... Read full review	Excellent cash back card for Costco members... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on Discover® Open Road Card

Discover Open Road Review: Cashback on Gas with No Annual Fee
February 10, 2012 - By David R - Review for Discover Open Road
If you are a frequent commuter, the Discover Open Road Card can help you save money. This card offers bonus cash back on gasoline and restaurant purchases - important categories for someone who travels a lot. It also offers somewhat limited cash ...

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Articles on TrueEarnings® Card from Costco and American Express

American Express Costco Card Review: Earn Cash Back at Costco
September 30, 2011 - By Meghan Clark - Review for Costco American Express
Costco shoppers looking for rewards on their in-store and gasoline purchases should check out the TrueEarnings Card from Costco and American Express. There is no annual fee for active Costco members, so the cash back you earn goes straight to ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Compare Discover Open Road to:

Chase Freedom® Visa Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 15 months 0% for 15 months 12.99% - 22.99% (Variable) $0

Discover® More Card - 18 Month Promotional Balance Transfer 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 6 months 0% for 18 months 10.99% - 20.99% (Variable) $0

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Compare Costco American Express to:

Blue Cash Everyday℠ Card from American Express Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 12 months - 17.24% - 22.24% (Variable) $0

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