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Discover® More Card - 18 Month Promotional Balance Transfer vs Discover® Open Road Card

Compare Rewards, Interest Rates, Fees, and Benefits

Discover More is a basic cash back credit card with practical bonus categories and a generous intro APR. How does it compare to Discover Open Road, a restaurant and gas credit card? Read our comparison chart below.


 Discover® More Card - 18 Month Promotional Balance TransferDiscover® Open Road Card
 Apply for Discover® More Card - 18 Month Promotional Balance TransferApply for Discover® Open Road Card
 

Discover® More Card - 18 Month Promotional Balance Transfer

Discover® Open Road Card

 

Credit Card Summary

 
Cash Back RewardsBonus Cash BackNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Cash Back RewardsDining RewardsGas RewardsNo Expiration on RewardsNo Limits on Rewards
 
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 6 months0% introductory APR for 15 months
Introductory APR for Balance Transfers0% introductory APR for 18 months0% introductory APR for 15 months
Purchases APRas low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factorsas low as 10.99% to 19.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factorsas low as 10.99% to 19.99% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Cash Back RewardsCash Back Rewards: Up to 1% Unlimited Cashback BonusCash Back Rewards: Up to 1% unlimited cashback bonus on all other purchases.
Bonus Cash BackBonus Cash Back: 5% cashback bonus in categories that change.
Bonus Categories for 2012
January - March: Gas, Museums, Movies
April - June: Restaurants, Movies
July - September: Gas, Movies, Theme Parks
October - December: Department Stores, Electronic Stores, Toy Stores, Movies
Limitations apply*. See Issuer's Website for additional program details.
 
Dining Rewards Dining Rewards: 2% cashback bonus at restaurants all year long.
Gas Rewards Gas Rewards: 2% cashback bonus at gas stations all year long.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Discover® More Card - 18 Month Promotional Balance TransferDiscover® Open Road Card
Pros & ConsPros:
  • Bonus cash back categories
  • 0% intro APR on balance transfers for 18 months
  • No annual fee
Cons:
  • Limited cash back below the $3000 threshold
Pros:
  • 2% cashback bonus at gas stations and restaurants
  • 0% intro APR
  • $0 annual fee
Cons:
  • Low everyday cashback rate
Bottom LineBasic cash back credit card with practical bonus categories and a generous intro APR... Read full reviewGood no annual fee credit card for people who spend mostly on gas and restaurants... Read full review
 Apply for Discover® More Card - 18 Month Promotional Balance TransferApply for Discover® Open Road Card

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Articles on Discover® More Card - 18 Month Promotional Balance Transfer

    Discover More Card Review: Balance Transfer with No Annual Fee

    Discover More Card Review: Balance Transfer with No Annual Fee

    October 1, 2011 - By Meghan Clark - Review for Discover More
    The Discover More card offers a generous 18-month 0% balance transfer APR, a basic rewards program, and no annual fee. But be aware of the rewards spending threshold and the wide range of possible APRs, especially if you plan on carrying a balance.

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Articles on Discover® Open Road Card

    Discover Open Road Review: Cashback on Gas with No Annual Fee

    Discover Open Road Review: Cashback on Gas with No Annual Fee

    February 10, 2012 - By David R - Review for Discover Open Road
    If you are a frequent commuter, the Discover Open Road Card can help you save money. This card offers bonus cash back on gasoline and restaurant purchases - important categories for someone who travels a lot. It also offers somewhat limited cash ...

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Compare Discover More to:

Chase Freedom® Visa
Apply for Chase Freedom® Visa
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackGrocery RewardsNo Expiration on Rewards
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 15 months
0% for 15 months
12.99% - 22.99% (Variable)
$0

Blue Cash Everyday℠ Card from American Express
Apply for Blue Cash Everyday℠ Card from American Express
  • Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time
Introductory Bonus Cash BackCash Back RewardsInstant ApprovalGas RewardsGrocery RewardsEventsCar Rental InsuranceExtended WarrantyPurchase Protection Return ProtectionTravel Accident Insurance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
-
17.24% - 22.24% (Variable)
$0

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