Discover® More Card - 18 Month Promotional Balance Transfer vs Citi Diamond Preferred® Card

Discover More is a basic cash back credit card with practical bonus categories and a generous intro APR. How does it compare to Citi Diamond Preferred, a 0% Intro APR and 0% APR on Balance Transfers credit card? Read our comparison chart below.

	Discover® More Card - 18 Month Promotional Balance Transfer	Citi Diamond Preferred® Card
	Credit Card Summary
	0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information	0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness. 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass(R). Exciting deals and savings for great brands through Citi Specials $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee*
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 6 months	0% introductory APR for 18 months
Introductory APR for Balance Transfers	0% introductory APR for 18 months	0% introductory APR for 18 months
Purchases APR	as low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factors	as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factors	as low as 11.99% to 21.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Cash Back Rewards	Cash Back Rewards: Up to 1% Unlimited Cashback Bonus
Bonus Cash Back	Bonus Cash Back: 5% cashback bonus in categories that change. Bonus Categories for 2012 January - March: Gas, Museums, Movies April - June: Restaurants, Movies July - September: Gas, Movies, Theme Parks October - December: Department Stores, Electronic Stores, Toy Stores, Movies Limitations apply*. See Issuer's Website for additional program details.
Price Protection		Price Protection
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Bonus cash back categories 0% intro APR on balance transfers for 18 months No annual fee Cons: Limited cash back below the $3000 threshold	Pros: 0% APR for 18 months No Annual Fee Cons: No Rewards
Bottom Line	Basic cash back credit card with practical bonus categories and a generous intro APR... Read full review	Excellent card for people who carry a balance... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program. Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Articles on Discover® More Card - 18 Month Promotional Balance Transfer

Discover More Card Review: Balance Transfer with No Annual Fee
October 1, 2011 - By Meghan Clark - Review for Discover More
The Discover More card offers a generous 18-month 0% balance transfer APR, a basic rewards program, and no annual fee. But be aware of the rewards spending threshold and the wide range of possible APRs, especially if you plan on carrying a balance.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Articles on Citi Diamond Preferred® Card

Citi Diamond Preferred Card Review: 0% APR Offer
December 30, 2011 - By David R - Review for Citi Diamond Preferred
With its 18-month 0% APR on purchases and balance transfers, the Citi Diamond Preferred Card is a great pick for people who carry a balance. While this card does offer a few other benefits, such as a concierge service and price protection, its ...

Disclaimer: This content is not provided or commissioned by Citi. Opinions expressed here are author's alone, not those of Citi, and have not been reviewed, approved or otherwise endorsed by Citi. This site may be compensated through Citi Affiliate Program.

Compare Discover More to:

Chase Freedom® Visa Intro APR (P) Intro APR (BT) APR as low as 0% for 15 months 0% for 15 months 12.99% - 22.99% (Variable) Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

Discover® Open Road Card Intro APR (P) Intro APR (BT) APR as low as 0% for 15 months 0% for 15 months 10.99% - 19.99% (Variable) 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Blue Cash Everyday℠ Card from American Express Intro APR (P) Intro APR (BT) APR as low as 0% for 12 months - 17.24% - 22.24% (Variable) Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time

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Compare Citi Diamond Preferred to:

Citi ThankYou℠ Preferred Card $250 gift card - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 4 months of account opening. Earn 1 point for every $1 you spend on all purchases Receive an anniversary bonus every year you’re a cardmember No expiration and no limit on the points you can earn Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more No annual fee* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - 12.99% - 22.99% (Variable) $0

Citi Simplicity® Card 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness. Peace of mind through direct access to a service representative, no late fees and no penalty rate No annual fee* Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee 0% for 18 months 0% for 18 months 12.99% - 21.99% (Variable) $0

Related: 0% Intro APR