Discover® More Card - 18 Month Promotional Balance Transfer vs American Express® Gold Card

Discover More is a basic cash back credit card with practical bonus categories and a generous intro APR. How does it compare to American Express Gold Card, an events charge card? Read our comparison chart below.

Keep in mind, the Discover More has a $0 annual fee, while the American Express Gold Card has a $125 annual fee (annual fee waived for first year).

	Discover® More Card - 18 Month Promotional Balance Transfer	American Express® Gold Card
	Personal Credit Card	Personal Charge Card
	0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S. based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alerts Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information	Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more. Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards. Introductory annual fee of $0 for the first year, then $125. Get a decision in as little as 60 seconds.
	Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 6 months
Introductory APR for Balance Transfers	0% introductory APR for 18 months
Purchases APR	as low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 10.99% to 20.99% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$125 annual fee, annual fee waived for first year
	Card Rewards & Benefits
Cash Back Rewards	Cash Back Rewards: Up to 1% Unlimited Cashback Bonus
Bonus Cash Back	Bonus Cash Back: 5% cashback bonus in categories that change. Bonus Categories for 2012 January - March: Gas, Museums, Movies April - June: Restaurants, Movies July - September: Gas, Movies, Theme Parks October - December: Department Stores, Electronic Stores, Toy Stores, Movies Limitations apply*. See Issuer's Website for additional program details.
Point Rewards		Point Rewards: Earn 1 point for virtually every dollar spent.
Travel Rewards		Travel Rewards: Pay with points for travel and fly anytime, anywhere -- there are no blackout dates or restrictions.
Hotel Status		Hotel Status: Gold Card Hotel Program includes $75 dining credit with a stay of two nights or more at hundreds of Sheraton, Westin, W, and Le Meridien hotels and resorts when booking with goldcarddestinations.com
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Card Reviews
Pros & Cons	Pros: Bonus cash back categories 0% intro APR on balance transfers for 18 months No annual fee Cons: Limited cash back below the $3000 threshold	Pros: Gold card events Great customer service Exclusive travel benefits Responsible charge card Cons: $125 annual fee
Bottom Line	Basic cash back credit card with practical bonus categories and a generous intro APR... Read full review	Excellent rewards card for cardholders who pay in full... Read full review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program. Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Articles on Discover® More Card - 18 Month Promotional Balance Transfer

Discover More Card Review: Balance Transfer with No Annual Fee
October 1, 2011 - By Meghan Clark - Review for Discover More
The Discover More card offers a generous 18-month 0% balance transfer APR, a basic rewards program, and no annual fee. But be aware of the rewards spending threshold and the wide range of possible APRs, especially if you plan on carrying a balance.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Articles on American Express® Gold Card

American Express Gold Card Review: $125 Annual Fee vs Perks
July 30, 2011 - By Meghan Clark - Review for American Express Gold Card
American Express has long been known for its superior service and perks. But whether the annual fee is worth the investment for you ultimately depends on your spending habits and lifestyle. We've crunched the numbers below so you can see if the ...

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

Compare Discover More to:

Chase Freedom® Visa Intro APR (P) Intro APR (BT) APR as low as 0% for 15 months 0% for 15 months 12.99% - 22.99% (Variable) Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 15 months on purchases and balance transfers 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12 You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire

Discover® Open Road Card Intro APR (P) Intro APR (BT) APR as low as 0% for 15 months 0% for 15 months 10.99% - 19.99% (Variable) 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%* 2% automatically at gas stations and restaurants all year long* Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information

Blue Cash Everyday℠ Card from American Express Intro APR (P) Intro APR (BT) APR as low as 0% for 12 months - 17.24% - 22.24% (Variable) Earn $100 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases NO spend minimum, NO enrollment, and NO rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time

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Compare American Express Gold Card to:

The Platinum Card® from American Express 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry. Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.* Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply. 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide Use Membership Rewards Pay with Points for part or all of your travel and get 20% of Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - N/A $450

American Express® Premier Rewards Gold Card Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide. Introductory annual fee of $0 for the first year, then $175 Get approved in 60-seconds. Intro APR for Purchases Intro APR for Balance Transfer APR as low as Annual Fee - - N/A $175

Related: Events Credit Cards