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Miles by Discover® Card vs United MileagePlus® Explorer

Compare Rewards, Interest Rates, Fees, and Benefits

Discover Miles is an excellent travel card with no annual fee. How does it compare to United MileagePlus Explorer from Chase, an airline credit card? Read our comparison chart below.

Keep in mind, the Discover Miles has a $0 annual fee, while the United MileagePlus Explorer has a $95 annual fee (annual fee waived for first year).


 Miles by Discover® CardUnited MileagePlus® Explorer
 Apply for Miles by Discover® CardApply for United MileagePlus® Explorer
 

Miles by Discover® Card

United MileagePlus® Explorer

 

Credit Card Summary

 
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsCar Rental Rewards
Introductory Bonus Airline RewardsAirline RewardsTravel RewardsBonus Airline RewardsNo Expiration on Rewards
 
  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Earn up to 40,000 bonus miles & first year free, a $95 value*
  • First checked bag is free for you and a companion when you fly United flights, up to a $50 value
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year, up to a $100 value
  • Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
  • Your miles don't expire and there is no limit to the number of miles you can earn
 

Credit Card Interest Rates & Fees

Introductory APR for Balance Transfers0% introductory APR for 12 months 
Purchases APRas low as 10.99% to 15.99% (Variable) based on your creditworthiness and other factorsas low as 15.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APRas low as 10.99% to 15.99% (Variable) based on your creditworthiness and other factorsas low as 15.24% (Variable) based on your creditworthiness and other factors
Annual Fee$0 annual fee$95 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus MilesIntroductory Bonus Airline Rewards: Earn 25,000 bonus miles after first use and 5,000 additional bonus miles after your first Card use and for adding an authorized user within two months of opening your account.
Airline RewardsAirline Rewards: Double Miles on your first $3,000 in travel and restaurant purchases each year, plus 1 Mile for Every $1 you spend on all other purchases.Airline Rewards: Earn 2 miles for $1 spent on tickets purchased from United and 1 mile per $1 everywhere else
Hotel RewardsHotel Rewards 
Travel RewardsTravel Rewards: Double Miles on your first $3,000 in travel and restaurant purchases each year. Unrestricted Travel booked through any airline, travel agent or online travel site.Travel Rewards: Redeem MileagePlus miles for any seat, any time, on any United flight*
Bonus Airline Rewards Bonus Airline Rewards: Earn 10,000 bonus miles when you spend $25,000 or more on your Card each calendar year.
Airline Status Airline Status: First checked bag is free for you and a companion when you fly United flights, up to a $50 value. Board your flight before general boarding with priority boarding privileges. Visit the United Club with two complimentary day passes every year, up to a $100 value.
Dining RewardsDining Rewards: Earn double miles on up to $3,000 in travel and restaurant purchases. 
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Miles by Discover® CardUnited MileagePlus® Explorer
Pros & ConsPros:
  • Bonus miles promotion
  • Double Miles on your first $3000 in travel and restaurant purchases each year
  • No annual fee
  • No travel restrictions
Cons:
  • No airline-specific loyalty status
Pros:
  • Up to 40000 bonus points
  • First checked bag free
  • Priority boarding
  • United Club passes
Cons:
  • $95 annual fee
Bottom LineExcellent travel card with no annual fee... Read full reviewExcellent airline card for United frequent flyers... Read full review
 Apply for Miles by Discover® CardApply for United MileagePlus® Explorer

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Disclaimer: This content is not provided or commissioned by Chase. Opinions expressed here are author's alone, not those of Chase, and have not been reviewed, approved or otherwise endorsed by Chase. This site may be compensated through Chase Affiliate Program.


Articles on Miles by Discover® Card

    Discover Miles Review

    Discover Miles Review

    September 2, 2011 - By Meghan Clark - Review for Discover Miles
    With a potential 20,000 bonus miles offer and no annual fee, the Discover Miles card offers great benefits to travelers. Redeeming miles also couldn't be easier: just make a travel purchase through any airline, travel agent or online travel site ...

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Articles on United MileagePlus® Explorer


Compare Discover Miles to:

Escape by Discover® Card
Apply for Escape by Discover® Card
  • Earn up to $250 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%*
  • No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information
Introductory Bonus Airline RewardsAirline RewardsTravel RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
0% for 6 months
10.99% - 16.99% (Variable)
$60

Blue Sky from American Express®
Apply for Blue Sky from American Express®
  • 7,500 bonus points when you spend $1,000 within 3 months – redeemable for a $100 statement credit.
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Get a decision in as little as 60 seconds
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsInstant ApprovalCar Rental RewardsEventsCar Rental InsuranceExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
-
17.24% - 22.24% (Variable)
$0

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How to Choose the Best Airline Credit Card for You

Frequent Flyer If you’re want to rack up points or miles, look for airline credit card deals with lucrative bonus offers. If you fly frequently with one airline, signing up for a branded card with that company can be a good deal.

Compare United MileagePlus Explorer to:

United MileagePlus® Club Card
Apply for United MileagePlus® Club Card
  • Annual Club Membership - up to a $475 value
  • Premier Access? Priority Airport Services
  • Earn a 50% Mileage Bonus
  • Check your first and second bag for free
  • No Foreign Transaction Fees*
  • Receive Access to exclusive events with Inside Access from Chase
Airline RewardsNo Expiration on RewardsConciergeExtended WarrantyPurchase ProtectionReturn ProtectionEmergency Card Replacement
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% (Variable)
$395

Gold Delta SkyMiles® Credit Card from American Express
Apply for Gold Delta SkyMiles® Credit Card from American Express
  • Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
  • $0 intro annual fee for the first year, then $95
  • Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
  • Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
  • NEW — Priority Boarding and 20% In-Flight Savings
Introductory Bonus Airline RewardsAirline RewardsBonus Airline RewardsInstant ApprovalEventsCar Rental InsuranceExtended WarrantyPurchase Protection$0 Fraud Liability Emergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--
15.24% - 19.24% (Variable)
$95
Infographics: Real Cost of Flying

Real Cost of Flying

Nowadays, many airlines are offering special promotions to help ensure their seats are filled. The costs of some of these flights seem fantastic, with many of them being cheaper than the cost of gas to drive to the same destination.

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