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Miles by Discover® Card vs American Express® Premier Rewards Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

Discover Miles is an excellent travel card with no annual fee. How does it compare to American Express® Premier Rewards Gold Card, a points credit card? Read our comparison chart below.

Keep in mind, the Discover Miles has a $0 annual fee, while the American Express® Premier Rewards Gold Card has a $175 annual fee (annual fee waived for first year).


 Miles by Discover® CardAmerican Express® Premier Rewards Gold Card
 Apply for Miles by Discover® CardApply for American Express® Premier Rewards Gold Card
 

Miles by Discover® Card

American Express® Premier Rewards Gold Card

 

Credit Card Summary

 
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsCar Rental Rewards
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsBonus Reward Points
 
  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
  • Membership Rewards(R) bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
  • Membership Rewards(R) points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events – Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide.
  • Introductory annual fee of $0 for the first year, then $175
  • Get approved in 60-seconds.
 

Credit Card Interest Rates & Fees

Introductory APR for Balance Transfers0% introductory APR for 12 months 
Purchases APRas low as 10.99% to 15.99% (Variable) based on your creditworthiness and other factors 
Balance Transfers APRas low as 10.99% to 15.99% (Variable) based on your creditworthiness and other factors 
Annual Fee$0 annual fee$175 annual fee, annual fee waived for first year
 

Credit Card Rewards & Benefits

Introductory Bonus Airline RewardsIntroductory Bonus Airline Rewards: Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles 
Introductory Bonus Reward Points Introductory Bonus Reward Points: 25,000 points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership
Airline RewardsAirline Rewards: Double Miles on your first $3,000 in travel and restaurant purchases each year, plus 1 Mile for Every $1 you spend on all other purchases.Airline Rewards: Earn triple points on airfare.
Hotel RewardsHotel Rewards 
Point Rewards Point Rewards: Earn 1 point for virtually every dollar spent.
Travel RewardsTravel Rewards: Double Miles on your first $3,000 in travel and restaurant purchases each year. Unrestricted Travel booked through any airline, travel agent or online travel site.Travel Rewards
Bonus Reward Points Bonus Reward Points: Earn an extra 15,000 bonus points when you spend $30,000 in a calendar year.
Dining RewardsDining Rewards: Earn double miles on up to $3,000 in travel and restaurant purchases. 
Gas Rewards Gas Rewards: Earn double points on gas.
Grocery Rewards Grocery Rewards: Earn double points on groceries.
 Go to issuer's official application, terms, and detailsGo to issuer's official application, terms, and details
 

CreditDonkey® Credit Card Reviews

 Miles by Discover® CardAmerican Express® Premier Rewards Gold Card
Pros & ConsPros:
  • Bonus miles promotion
  • Double Miles on your first $3000 in travel and restaurant purchases each year
  • No annual fee
  • No travel restrictions
Cons:
  • No airline-specific loyalty status
Bottom LineExcellent travel card with no annual fee... Read full review
 Apply for Miles by Discover® CardApply for American Express® Premier Rewards Gold Card

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website.

Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.


Articles on Miles by Discover® Card

    Discover Miles Review

    Discover Miles Review

    September 2, 2011 - By Meghan Clark - Review for Discover Miles
    With a potential 20,000 bonus miles offer and no annual fee, the Discover Miles card offers great benefits to travelers. Redeeming miles also couldn't be easier: just make a travel purchase through any airline, travel agent or online travel site ...

    Disclaimer: This content is not provided or commissioned by Discover. Opinions expressed here are author's alone, not those of Discover, and have not been reviewed, approved or otherwise endorsed by Discover. This site may be compensated through Discover Affiliate Program.


Compare Discover Miles to:

Escape by Discover® Card
Apply for Escape by Discover® Card
  • Earn up to $250 in travel rewards - 1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%*
  • No restrictions on travel - fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
  • Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • *Click apply to view rates, fees, rewards, limitations and other important information
Introductory Bonus Airline RewardsAirline RewardsTravel RewardsNo Expiration on RewardsNo Limits on Rewards$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 6 months
0% for 6 months
10.99% - 16.99% (Variable)
$60

Blue Sky from American Express®
Apply for Blue Sky from American Express®
  • 7,500 bonus points when you spend $1,000 within 3 months – redeemable for a $100 statement credit.
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Get a decision in as little as 60 seconds
Introductory Bonus Airline RewardsAirline RewardsHotel RewardsTravel RewardsInstant ApprovalCar Rental RewardsEventsCar Rental InsuranceExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityEmergency Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
0% for 12 months
-
17.24% - 22.24% (Variable)
$0

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Frequent Flyer If you’re want to rack up points or miles, look for airline credit card deals with lucrative bonus offers. If you fly frequently with one airline, signing up for a branded card with that company can be a good deal.

Compare American Express Premier Rewards Gold Card to:

American Express® Gold Card
Apply for American Express® Gold Card
  • Exclusive access to Gold Card Events – select concerts, shows, major sporting events, and more.
  • Purchase Protection* can protect eligible items for up to 90 days from the date of purchase if stolen or accidentally damaged. *Underwritten by AMEX Assurance Company
  • Redeem Membership Rewards® points for an exclusive array of travel, shopping, dining and entertainment rewards.
  • Introductory annual fee of $0 for the first year, then $125.
  • Get a decision in as little as 60 seconds.
Point RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitEventsCar Rental InsuranceExtended WarrantyPurchase ProtectionReturn Protection Baggage InsuranceTravel Accident Insurance$0 Fraud LiabilityIdentity Theft AssistanceRoadside Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$125

The Platinum Card® from American Express
Apply for The Platinum Card® from American Express
  • 25,000 Membership Rewards® points bonus when you spend $2,000 during your first three months of Card membership
  • GLOBAL Travel benefits: Access over 600 lounges worldwide with Priority Pass™ Select, no foreign transaction fees, skip U.S. customs lines with Global Entry.
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in–flight refreshments, and change fees.*
  • Receive a companion ticket for discounted travel when you purchase a qualifying First- or Business-Class international ticket. Additional charges/taxes apply.
  • 24/7 Platinum Card® Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • Use Membership Rewards Pay with Points for part or all of your travel and get 20% of
Introductory Bonus Reward PointsAirline RewardsPoint RewardsTravel RewardsInstant ApprovalNo Pre-Set Spending LimitConciergeEventsExtended Warranty Purchase ProtectionReturn ProtectionTravel Accident Insurance$0 Fraud LiabilityIdentity Theft Assistance
Intro APR for PurchasesIntro APR for Balance TransferAPR as low asAnnual Fee
--N/A
$450

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