Discover It vs Capital One Venture
Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Capital One Venture, a travel card? Read our comparison chart below.
Keep in mind, the Discover It has a
Discover it® Cash Back | Capital One Venture Rewards Credit Card | |
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Credit Card Interest Rates & Fees | ||
Introductory APR for Purchases | 0% introductory APR for 15 months | N/A |
Introductory APR for Balance Transfers | 0% introductory APR for 15 months | N/A |
Purchase APR | 17.24% to 28.24% Variable based on your creditworthiness and other factors | 21.24% to 29.24% (Variable) based on your creditworthiness and other factors |
Balance Transfers APR | 17.24% to 28.24% Variable based on your creditworthiness and other factors | 21.24% to 29.24% (Variable) based on your creditworthiness and other factors |
Balance Transfer Fee | 3% of the amount of each transfer. | No balance transfer fee |
Foreign Transaction Fee | No foreign transaction fee | No foreign transaction fee |
Annual Fee | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Cash Back | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). | |
Introductory Bonus Airline Rewards | Earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening | |
Cash Back Rewards | 1% cash back on all other purchases. | |
Bonus Cash Back | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. | |
Travel Rewards | Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs. | |
Airline Rewards | Earn 2 miles per dollar on all purchases | |
Airline Transfer Partners | Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines. | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | Excellent cash back credit card with no annual fee and low interest rate... | Good travel credit card for the occasional traveler... |
Read Discover It Review | Read Capital One Venture Review | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Discover it® Cash Back and Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on September 29, 2023 from published websites and is believed to be accurate, but not guaranteed. |
Articles on Discover it® Cash Back
Discover It Credit Card Review
Articles on Capital One Venture Rewards Credit Card
Capital One Venture Rewards Review
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