CreditDonkey is a credit card comparison and financial education website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Discover It vs Capital One Quicksilver

Compare Rewards, Interest Rates, Fees, and Benefits

Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to Capital One Quicksilver, a cash back credit card? Read our comparison chart below.

 

Discover it® - Cashback Match™

Capital One® Quicksilver® Cash Rewards Credit Card

 
Introductory Bonus Cash BackCash Back RewardsBonus Cash BackNo Limits on Rewards$0 Fraud Liability
Introductory Bonus Cash BackCash Back RewardsNo Expiration on RewardsNo Limits on RewardsConcierge
 

Credit Card Interest Rates & Fees

Introductory APR for Purchases0% introductory APR for 14 months0% intro on purchases for 9 months
Introductory APR for Balance Transfers0% introductory APR for 14 months0% intro on balance transfers for 9 months
Purchase APR13.49% to 24.49% Variable based on your creditworthiness and other factors14.49% to 24.49% (Variable) based on your creditworthiness and other factors
Balance Transfers APR13.49% to 24.49% Variable based on your creditworthiness and other factors14.49% to 24.49% (Variable) based on your creditworthiness and other factors
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$0 annual fee
 

Credit Card Rewards & Benefits

Introductory Bonus Cash BackIntroductory Bonus Cash Back: Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).Introductory Bonus Cash Back: Earn a one-time $150 bonus if you spend $500 on purchases within three months of account opening.
Cash Back RewardsCash Back Rewards: 1% cash back on all other purchases.Cash Back Rewards: Earn 1.5% cash back on every purchase
Bonus Cash BackBonus Cash Back: 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)*
Limitations apply*. See issuer's website for additional program details.
Bonus Categories for 2017:
October - December 2017: 5% on up to $1,500 in purchases at Amazon.com & Target
Bonus Categories for 2018:
January - March 2018: 5% on up to $1,500 in purchases at Gas Stations & Wholesale Clubs
April - June 2018: 5% on up to $1,500 in purchases at Grocery Stores
July - September 2018: 5% on up to $1,500 in purchases at Restaurants
October - December 2018: 5% on up to $1,500 in purchases at Amazon.com & Wholesale Clubs
 
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • 5% bonus rotating categories
  • 0% intro APR on purchases and balance transfers for 14 months, then a variable APR, currently 13.49% - 24.49%
  • No foreign transaction fee
  • No annual fee
Cons:
  • Some merchants don't accept Discover
Pros:
  • 1.5% Cash Back
  • $150 Bonus
  • Intro APR
Cons:
  • No Bonus Categories
  • No Travel Transfer Opportunities
Bottom LineExcellent cash back credit card with no annual fee and low interest rate... Read full reviewGood cash back credit card for non-travelers... Read full review
 Read Discover It ReviewLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Disclaimer: The information for the Discover it® - Cashback Match™ and Capital One® Quicksilver® Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on April 2, 2018 from published websites and is believed to be accurate, but not guaranteed.

Capital One Quicksilver: Pricing information including interest rates, rewards, benefits and fees was obtained on March 29, 2018 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Discover It or Capital One Quicksilver?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover It or Chase Freedom Unlimited.


Explore Discover it® - Cashback Match™ In-Depth


Explore Capital One® Quicksilver® Cash Rewards Credit Card In-Depth


You Might Also Like

    Chase Freedom Unlimited: Foreign Transaction Fee

    Chase Freedom Unlimited: Foreign Transaction Fee

    Chase Freedom Unlimited may not be a good travel partner. Here's what you need to know about its foreign transaction fees.
    Lowe's

    Lowe's Credit Card Review: What You Need to Know

    If you're someone who shops at Lowe's, the home improvement warehouse store, you've probably been asked once (or 100 times) during checkout whether you'd like to apply for an in-store credit card. If you're wondering whether you should've said yes, continue reading to learn more about whether the Lowe's Credit Card is a good piece of plastic to have in your wallet.
    Chase Freedom Unlimited Review: Is It Good?

    Chase Freedom Unlimited Review: Is It Good?

    With 1.5% cash back and no annual fee, does Chase Freedom Unlimited live up to the hype? Read this in-depth review to see how it stacks up.

    Credit Card Bonus Offers

    Take advantage of credit card bonuses for new customers, including bonus cash, reward points, and airline miles.

    Citi Double Cash Review: Too Good to Be True?

    With no annual fee and the opportunity to earn cash back twice, the Citi Double Cash card beats out many cashback credit cards. But are there catches? Read on for the full details.

    REI Visa Credit Card Review

    Whether you always shop at REI to stock up on your outdoor gear or occasionally touch the smooth material of its pricey - but high-quality - athletic clothing with longing, you could benefit from the REI Visa credit card. Unlike many retailers' credit cards, the REI Visa provides a nice payback to the store's devoted fans and savvy shoppers. CreditDonkey analyzed the fine print and presents the pros and cons of owning this card to help you decide whether it makes sense for you.

    Disclaimer: The information for the Citi® Double Cash Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


Compare Discover It to:

Chase Freedom Unlimited

Chase Freedom Unlimited®

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
0% for 15 months
0% for 15 months
16.24% - 24.99% Variable
Annual Fee
$0
Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
17.24% - 24.24% Variable
Annual Fee
$0 Intro for the First Year, then $95
Capital One Venture

Capital One® Venture® Rewards Credit Card

Introductory Bonus Airline RewardsTravel RewardsAirline RewardsNo Expiration on Rewards
Intro APR (Purchases)Intro APR (Balance Transfer)Regular APR
N/AN/A
14.49% - 24.49% (Variable)
Annual Fee
$0 intro for first year; $95 after that

Disclaimer: The information for the Capital One® Venture® Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.


You might also be interested in

Infographics: Where Does All My Money Go

Household Spending Statistics

Where does all the money go? See what typical Americans make and spend in a month.

Compare Capital One Quicksilver to:

$0 Fraud Liability
Intro APR for PurchasesIntro APR for Balance TransferRegular APRAnnual Fee
N/AN/A
24.99% (Variable)
$0

Disclaimer: The information for the Capital One® Platinum Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.



About CreditDonkey®
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy financial decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the card offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.