Discover It vs The Platinum Card® from American Express

American Express is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you help support CreditDonkey if you do. (read more)

Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to American Express Platinum, a travel and airline charge card? Read our comparison chart below.

Charge Card vs Credit Card: Discover it® Cash Back is a credit card while The Platinum Card® from American Express is a charge card. If you plan to carry a balance, avoid charge cards as they usually require that you pay in full.

	Read Discover It Review
	Discover it® Cash Back	The Platinum Card® from American Express
	Personal Credit Card	Personal Charge Card
	Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 14 months	N/A
Introductory APR for Balance Transfers	0% introductory APR for 14 months	N/A
Purchase APR	13.49% to 24.49% Variable based on your creditworthiness and other factors	N/A
Balance Transfers APR	13.49% to 24.49% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$550 annual fee
		Terms Apply. See Rates & Fees
	Card Rewards & Benefits
Introductory Bonus Cash Back	Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Offer		Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
Cash Back Rewards	1% cash back on all other purchases.
Bonus Cash Back	5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. Bonus Categories for 2019: October - December 2019: Amazon.com, Target and Walmart.com Bonus Categories for 2020: January - March 2020: Grocery Stores, Walgreens & CVS April - June 2020: Gas Stations, Uber, Lyft & Wholesale Clubs July - September 2020: Restaurants & PayPal October - December 2020: Amazon.com, Walmart.com & Target.com
Travel Rewards		Travel Rewards
Airline Rewards		5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
Hotel Rewards		5X Membership Rewards points on prepaid hotels booked on amextravel.com.
Point Rewards		Earn 1 point for virtually every dollar spent.
Airline Status		$200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Terms Apply. Access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass(TM) Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status		Enroll for complimentary Marriott Bonvoy Gold Status. Enroll for complimentary Hilton Honors Gold Status. Fine Hotels & Resorts - book your stay through American Express FHR at one of 600 luxury hotels and you may get a room upgrade upon arrival, daily continental breakfast for 2, guaranteed 4pm late checkout and a special amenity unique to each property. Terms Apply.
Airline Transfer Partners		Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	CreditDonkey® Card Reviews
Pros & Cons	Pros: 5% bonus rotating categories Intro APR on purchases and balance transfers No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover	Pros: Travel benefits 60,000 bonus points after you spend $5000 in first 3 months Concierge service Cons: $550 annual fee
Bottom Line	Excellent cash back credit card with no annual fee and low interest rate... Read full review	Excellent charge card for frequent travelers... Read full review
	Read Discover It Review
What Others View	Chase Freedom Unlimited Chase Sapphire Preferred Blue Cash Everyday Gold Delta SkyMiles
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on November 6, 2019 from published websites and is believed to be accurate, but not guaranteed.

Articles on Discover it® Cash Back

Discover It Credit Card Review
With bonus cash back, low interest rate and no annual fee, Discover It is a good card for many. Is it right for you? Read on for the pros and cons.
• Discover It vs Chase Freedom
• Discover It vs Discover it Chrome
• Discover It vs Chase Freedom Unlimited
Is Discover It a Good Credit Card
Is Discover It worth it? The most popular offering by Discover can be well worth the application for the following 10 reasons. To round out this list, we'll also give you 3 reasons why you might want to look elsewhere ...
• Discover It vs Citi Double Cash
• Discover It vs Discover it Miles
• Discover It vs Chase Slate

Articles on The Platinum Card® from American Express

American Express Platinum Charge Card
Is the Platinum Card® from American Express worth it? Read this in-depth review to help you decide.
• American Express Platinum vs American Express Gold
• American Express Platinum vs Citi Prestige
• American Express Platinum vs Chase Sapphire Preferred
Benefits of Amex Platinum
Are the benefits of the Platinum Card® from American Express worth it? Read this in-depth guide to make the best use of the perks.
• American Express Platinum vs Delta Reserve
• American Express Platinum vs American Express Business Platinum
• American Express Platinum vs Blue Cash Preferred
Amex Platinum Credit Score
The average The Platinum Card® from American Express cardholder has a great credit score. But credit requirements may not be as tough as you think. Find out how to improve your odds.
• American Express Platinum vs Citi AAdvantage
• American Express Platinum vs Blue Cash Everyday
• American Express Platinum vs Gold Delta SkyMiles
American Express Platinum Credit Score Needed
The Platinum Card® from American Express requires great credit, which usually means 720 or more. However, many can be approved with a lower score. Find out the credit requirements needed.
• American Express Platinum vs Chase Sapphire Reserve
• American Express Platinum vs Capital One Venture
• American Express Platinum vs Wells Fargo Propel
American Express Platinum
Here are 10 steps to take immediately after you get the Platinum Card® from American Express. Don't overlook these perks.
• American Express Platinum vs Southwest Credit Card
• American Express Platinum vs Amex EveryDay

You Might Also Like

Credit Card Bonus Offers
Looking for a new credit card? Earn extra cash, reward points, and airline miles with these bonus offers for new customers.

Compare Discover It to:

Chase Freedom Unlimited® Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% for 15 months 0% for 15 months 16.49% - 25.24% Variable Annual Fee $0

Chase Sapphire Preferred® Card Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR N/A N/A 17.49% - 24.49% Variable Annual Fee $95

Blue Cash Everyday® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on Purchases for 15 months 0% on Balance Transfers for 15 months 14.49% - 25.49% Variable Annual Fee $0

You might also be interested in

Related: Cash Back Credit Cards

	Household Spending Statistics Where does all the money go? See what typical Americans make and spend in a month.

Compare American Express Platinum to:

American Express® Gold Card Terms Apply | Read Review | See Rates & Fees Annual Fee $250

The Business Platinum® Card from American Express Terms Apply | Read Review | See Rates & Fees Annual Fee $595

Blue Cash Preferred® Card from American Express Terms Apply | Read Review | See Rates & Fees Intro APR (Purchases) Intro APR (Balance Transfer) Regular APR 0% on purchases for 12 months 0% on balance transfers for 12 months 14.49% - 25.49% Variable Annual Fee $95

Related: Travel Rewards Credit Cards

	Credit Card for Traveling Abroad The best credit cards for international travel have no foreign transaction fees, chip technology and worldwide acceptance. But what's the right travel card for you?