Discover it® vs Blue Sky from American Express®

Discover It is an excellent cash back credit card with no annual fee and low interest rate. How does it compare to American Express Blue Sky, an airline and travel credit card? Read our comparison chart below.

	Discover it®	Blue Sky from American Express®
	Credit Card Summary
	The new Discover it card is out to change the way people think about credit cards. Fair...No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.* Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.* Plus a Cashback Concierge(SM) who guides a free, personalized online tour to help you get the most rewards for how you use your card. Flexible...Choose your own due date and pay up to midnight ET online or by phone. Human...talk to a real person any time with 100% U.S.-based service. 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions.	Welcome Bonus: earn 7,500 points after you spend $1,000 within the first 3 months of Cardmembership - redeemable for a $100 statement credit. Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases. Unlimited Travel Options: Travel with any airline, hotel, cruise, car rental and travel package - with no blackout dates. Flexible Bill Payments: pay your bill all at once or over time. No annual membership fee and 0% intro APR on purchases for the first 12 months, after that, your APR will be a variable rate, currently 17.24%- 22.24%. Terms and Restrictions Apply.
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 6 months	0% introductory APR on Purchases for 12 months
Introductory APR for Balance Transfers	0% introductory APR for 18 months	None
Purchase APR	as low as 10.99% to 22.99% (Variable) based on your creditworthiness and other factors	as low as 17.24% to 22.24% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	as low as 10.99% to 22.99% (Variable) based on your creditworthiness and other factors	as low as 17.24% to 22.24% (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards		Introductory Bonus Airline Rewards: 7,500 bonus points after you spend $1,000 within first 3 months – redeemable for a $100 statement credit.
Cash Back Rewards	Cash Back Rewards: 1% cash back on all other purchases
Bonus Cash Back	Bonus Cash Back: 5% Cashback Bonus in categories that change throughout the year like gas, restaurants, and department stores up to the quarterly maximum. Signing up each time is free and easy. Bonus Categories for 2013 January - March: Restaurants and Movies April - June: 5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores July - September: TBA 5/1/2013 October - December: TBA 8/1/2013 Limitations apply*. See Issuer's Website for additional program details.
Airline Rewards		Airline Rewards
Hotel Rewards		Hotel Rewards
Travel Rewards		Travel Rewards: Earn 1 point for virtually every dollar spent. Use points for flights on any airline, stays at any hotel, and car rentals with any company. Points worth up to 33% more than most other travel cards - It only takes 7,500 points to get a $100 statement credit for any travel purchase.
Price Protection	Price Protection: If you see an item you purchased at any store at a lower price within 90 days, Discover will cover the difference on eligible items.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: 5% bonus rotating categories Full 1% cash back 0% Intro APR No foreign transaction fee No annual fee Cons: Some merchants don't accept Discover	Pros: Intro bonus points $100 travel credit for every 7500 points No annual fee Cons: Rewards only for travel
Bottom Line	Excellent cash back credit card with no annual fee and low interest rate... Read full review	Excellent no annual fee credit card for consumers who want to travel... Read full review
What Others View	Blue Cash Everyday® Card from American Express	Blue Cash Everyday® Card from American Express
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields indicate either the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs. Disclaimer: Discover is a paid advertiser of CreditDonkey.

Articles on Discover it®

Discover It Card Review: Cash Back Rewards and Balance Transfer Promotion
January 11, 2013 - By David R - Review for Discover It
A generous cash back and 18-month balance transfer offer makes the Discover It Card the go-to card to keep more money in your pocket. When you consider the rewards, low fees, and good customer service, it’s pretty easy to see why Discover It is ...

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Disclaimer: Discover is a paid advertiser of CreditDonkey.

Articles on Blue Sky from American Express®

American Express Blue Sky Review: Airline Rewards with No Annual Fee
March 2, 2012 - By David R - Review for American Express Blue Sky
If you want travel rewards but don't want an annual fee, the American Express Blue Sky card can give you a quality travel rewards program. With this card, 7,500 points get you a $100 travel credit. That's 33% higher than many other travel cards. ...

Disclaimer: This content is not provided or commissioned by the company whose products are featured on this site. Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Compare Discover It to:

Blue Cash Everyday® Card from American Express Intro APR for Purchases Intro APR for Balance Transfer Regular APR Annual Fee 0% on Purchases for 12 months None 12.99% - 21.99% (Variable) $0

You might also be interested in

Related: Cash Back Rewards Credit Cards

	Where Does All My Money Go? Our analysis suggests that many people are most likely spending more than they earn each month. It also shows steady movement away from cash and checks toward plastic and electronic payment instruments, which can result in unfamiliar or ...

Related: Airline Rewards Credit Cards

	How to Save Money on Flights Finding the best priced airfare can be a stressful task – especially when you’re trying to stick to a strict travel budget. Thankfully, there are some tips you can follow to cut down on the financial investment of your next flight.